Morgan Stanley filings document the company’s financial services business, capital structure, governance and material events. The record includes 8-K reports for current events, proxy materials for annual meeting and shareholder voting matters, and securities listings covering common stock, depositary preferred shares and medium-term notes associated with Morgan Stanley Finance LLC.
Filings also disclose governance procedures, registered security classes, NYSE listing information, preferred stock series, debt-security registration matters and formal status changes such as a Form 25 notice for removal of a listed note class from exchange registration.
Morgan Stanley Finance LLC is offering contingent income auto-callable securities due August 10, 2028, linked to the Class A ordinary shares of Accenture plc and fully guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount and issue price of $1,000, with an estimated value on the pricing date of approximately $976.30 per security, reflecting embedded costs and issuer economics.
Investors may receive a contingent coupon at 18.00% per annum, paid only when the Accenture share price on an observation date is at or above a coupon barrier set at 50% of the initial level. The notes are automatically redeemed if, on specified redemption determination dates starting February 8, 2027, the underlier closes at or above a call threshold equal to 100% of the initial level, paying principal plus the applicable coupon.
If not called, and the final level on August 7, 2028 is at or above the downside threshold (50% of the initial level), investors receive principal back (plus any final coupon, if payable). If the final level is below the downside threshold, the payoff equals $1,000 times the performance factor (final level divided by initial level), creating a 1-for-1 downside exposure that can result in a total loss of principal. Payments are subject to Morgan Stanley’s and MSFL’s credit risk, the notes may be illiquid, and U.S. tax treatment is complex and uncertain.
Morgan Stanley Finance LLC is offering Dual Directional Buffered Jump Securities linked to the S&P 500® Futures Excess Return Index, fully and unconditionally guaranteed by Morgan Stanley. Each note has a $1,000 stated principal amount, pays no interest and is subject to full issuer and guarantor credit risk.
The notes are automatically called on September 1, 2027 if the index on August 27, 2027 is at least 100% of the initial level, paying an early redemption amount of $1,070 per security. If not called, at maturity on August 29, 2031, upside is 100% of index gains; for declines within a 35% buffer, investors earn a positive “absolute return” up to a 35% maximum gain. Below the 65% buffer level, investors lose 1% of principal for each 1% additional decline, with a minimum payment of 35% of principal.
The estimated value on the pricing date is approximately $939.20 per security, lower than the issue price due to issuing, selling, structuring and hedging costs. The notes may have limited or no secondary market liquidity, involve complex tax treatment and are designed only for investors willing to risk substantial principal.
Morgan Stanley Finance LLC is offering Contingent Income Auto-Callable Securities due August 9, 2029, linked to the common stock of The Cigna Group, fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount and issue price.
The notes pay a 10.00% per annum contingent coupon, only when the Cigna share price on an observation date is at or above a coupon barrier level set at 65% of the initial level. The notes are automatically redeemed on specified dates if the underlier is at or above a call threshold equal to 100% of the initial level, for principal plus the applicable coupon.
If not redeemed early and the final level is at or above a downside threshold of 65% of the initial level, investors receive principal back (plus the final coupon if payable. If the final level is below the downside threshold, repayment is stated principal × performance factor (final/initial level), exposing holders to the full downside, up to a total loss of principal. The estimated value on the pricing date is approximately $963.20 per $1,000, reflecting embedded costs. All payments are subject to the credit risk of MSFL and Morgan Stanley.
Morgan Stanley Finance LLC is offering Enhanced Trigger Jump Securities, unsecured notes fully and unconditionally guaranteed by Morgan Stanley, linked to the performance of the SPDR® Gold Trust (GLD). The notes pay no interest and are issued at $1,000 per security, with an estimated value on the pricing date of approximately $983.
At maturity on August 20, 2027, if the final GLD level is at or above the downside threshold level of $336.744 (90% of the initial level of $374.16), investors receive the stated principal plus a fixed upside payment of $124.60 per security (12.46%). If the final level is below the threshold, repayment is reduced 1% for each 1% decline in GLD, with no minimum payment, so principal can be lost in full.
The notes are subject to Morgan Stanley’s credit risk, limited liquidity, and complex U.S. tax treatment, including potential application of the “constructive ownership” regime. Returns differ from a direct investment in GLD and are further exposed to gold and London Bullion Market Association–related risks.
Morgan Stanley Finance LLC is issuing Enhanced Buffered Jump Securities linked to the S&P 500® Index, fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount, pays no interest and is scheduled to mature on February 9, 2028.
If the final index level on the observation date is at or above the buffer level of 6,189.216 (80% of the initial level of 7,736.52), investors receive $1,000 plus a fixed upside payment of $105 per security (10.50%). If the final level is below the buffer, the payout is $1,000 × (performance factor + 20%), with a minimum payment of 20% of principal, so losses match index declines beyond the 20% buffer.
The securities are unsecured, subject to the credit risk of MSFL and Morgan Stanley, and may have limited secondary market liquidity. The estimated value is approximately $992 per security on the pricing date, reflecting issuing, selling, structuring and hedging costs. U.S. tax treatment is complex and may differ from the issuer’s expectations.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is issuing Jump Securities with an auto-call feature due August 8, 2029, linked to the worst performing of the Dow Jones Industrial, Nasdaq-100 and Russell 2000 indices, in an aggregate principal amount of $337,000 at $1,000 per note.
The notes offer no interest and return depends on index performance. They auto-call on scheduled dates if each index is at or above its call threshold (100% of its initial level), paying fixed redemption amounts corresponding to about 13.25% per annum. If held to maturity and all indices are at or above their call thresholds, investors receive $1,397.50 per note; if any index finishes between its call and downside thresholds (70% of initial), only principal is returned. Below the downside threshold, repayment is reduced 1% for each 1% decline in the worst index, potentially to zero.
All payments are subject to Morgan Stanley’s credit risk. The estimated value on the pricing date is $962.60 per note, below the issue price, reflecting selling, structuring and hedging costs and dealer compensation.
Morgan Stanley Finance LLC is offering market-linked, principal-at-risk securities linked to the lowest performing of the Nasdaq-100, S&P 500 and Russell 2000, maturing September 6, 2029 and guaranteed by Morgan Stanley. Each security has a $1,000 face amount, with public offering price of $1,000, agent’s commissions of $25.75 and proceeds to the issuer of $974.25 per security. The estimated value on the pricing date is approximately $956.00 per security, reflecting issuance, selling, structuring and hedging costs borne by investors.
The notes are auto-callable on September 3, 2027 if every index is at or above its starting level, in which case investors receive a fixed call payment of $1,150 (a 15% return) and no further payments. If not called, the maturity payoff depends solely on the lowest performing index: investors receive $1,000 plus the greater of a contingent minimum return of at least 45% or 100% of that index’s positive return when its ending level is at or above its starting level; $1,000 if it is below its starting level but at or above 70% of starting (threshold level); and a loss matching its full negative return if it finishes below the threshold, with potential loss of more than 30%, up to all principal. The securities pay no interest, offer no dividends and carry issuer and guarantor credit risk, with limited or no secondary market liquidity.
Morgan Stanley Finance LLC is offering Trigger Jump Securities, a principal-at-risk structured note linked to the worst performer of the Dow Jones Industrial Average, Russell 2000 Index and S&P 500 Index, fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount and pays no interest.
At maturity on August 7, 2031, if every index finishes at or above its initial level, holders receive $1,000 plus the greater of (i) $1,000 multiplied by the percentage gain of the worst performing index or (ii) a fixed $575 upside payment. If any index is below its initial level but all remain at or above 75% of initial (the downside threshold levels), investors receive only their $1,000 principal. If any index ends below its downside threshold, repayment is reduced one-for-one with the percentage loss of the worst performer, with no minimum payment, so the entire investment can be lost.
The initial index levels are 53,178.41 for the Dow Jones Industrial Average, 2,981.908 for the Russell 2000 Index and 7,600.50 for the S&P 500 Index. The aggregate principal amount is $951,000, the issue price is $1,000 per security, and the dealer commission is $25 per security$954.60, which is lower than the issue price because it reflects issuance, selling, structuring and hedging costs. All payments are subject to the credit risk of Morgan Stanley Finance LLC and Morgan Stanley, and the notes may have limited or no secondary market liquidity.
Morgan Stanley Finance LLC is offering $653,000 of Buffered Jump Securities with an auto-callable feature, fully and unconditionally guaranteed by Morgan Stanley, linked to the S&P® U.S. Equity Momentum 40% VT 4% Decrement Index. Each security has a $1,000 stated principal amount, a pricing date of August 3, 2026 and matures on August 7, 2031, with principal at risk and no interest payments.
The notes may be automatically redeemed quarterly from August 4, 2027 onward if the index level is at or above the call threshold level of 1,178.415, for early redemption payments that imply approximately 14.10% per annum, up to $1,693.25 per security. If held to maturity and not called, investors receive $1,705.00 per security if the final index level is at or above the call threshold level, par if it is between the call threshold and the buffer level of 1,112.948, and a loss of 1% of principal for each 1% index decline beyond the 15% buffer, subject to a minimum payment at maturity of 15% of principal. The estimated value on the pricing date is $907.40 per security, and all payments depend on Morgan Stanley’s credit.
Morgan Stanley Finance LLC is issuing Contingent Income Auto-Callable Securities due August 6, 2032, fully and unconditionally guaranteed by Morgan Stanley, with an aggregate principal amount of $2,065,000. These principal-at-risk notes are linked to the S&P® U.S. Equity Momentum 40% VT 4% Decrement Index.
Investors may receive a 22.00% per annum contingent coupon, paid only if on each observation date the index closes at or above the coupon barrier level of 916.545 (70% of the initial level of 1,309.35). The notes are automatically redeemed at par plus the applicable coupon if, on any redemption determination date, the index closes at or above the call threshold level of 1,309.35, which is 100% of the initial level.
If the notes are not called and the final index level on August 3, 2032 is at least the downside threshold level of 654.675 (50% of the initial level), investors receive the $1,000 principal per security (plus any final contingent coupon, if payable). If the final level is below the downside threshold, the maturity payment is reduced by the full negative performance of the index, on a 1% loss of principal for each 1% decline basis, and can be as low as $0. The estimated value on the pricing date is 965.40 per security, below the $1,000 issue price, reflecting issuer costs and structuring and hedging expenses. All payments are subject to the credit risk of Morgan Stanley Finance LLC and Morgan Stanley.