Morgan Stanley filings document the company’s financial services business, capital structure, governance and material events. The record includes 8-K reports for current events, proxy materials for annual meeting and shareholder voting matters, and securities listings covering common stock, depositary preferred shares and medium-term notes associated with Morgan Stanley Finance LLC.
Filings also disclose governance procedures, registered security classes, NYSE listing information, preferred stock series, debt-security registration matters and formal status changes such as a Form 25 notice for removal of a listed note class from exchange registration.
Morgan Stanley Finance LLC is issuing Buffered PLUS structured notes due August 5, 2031, fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount, with an aggregate principal amount of $451,000, and pays no interest.
Return depends on the worst performing of the Dow Jones Industrial Average and the S&P 500 Index. If the final level of each index is above its initial level, investors receive principal plus a leveraged upside payment based on a 116.80% leverage factor. If the worst-performing index is at or above its 85% buffer level but not above its initial level, investors receive only principal back. If the worst-performing index finishes below its buffer level, principal is reduced 1% for each 1% decline beyond the 15% buffer, subject to a minimum payment of 15% of principal.
The initial levels are 52,485.03 for the Dow Jones Industrial Average and 7,489.72 for the S&P 500 Index. The estimated value on the pricing date is $950.30 per $1,000 security, reflecting issuance, selling, structuring and hedging costs, and all payments are subject to the credit risk of Morgan Stanley Finance LLC and Morgan Stanley.
Morgan Stanley Finance LLC is issuing fixed-income structured securities due September 3, 2027, fully and unconditionally guaranteed by Morgan Stanley, with an aggregate principal amount of $12,500,000 and a denomination of $1,000 per security. The notes pay a fixed coupon of 10.10% per annum, with monthly coupon payments, regardless of index performance, subject to issuer credit risk.
The securities are linked to the worst performing of the S&P 500 Index and the Russell 2000 Index, with daily trigger monitoring. A “trigger event” occurs if, on any trading day, either index closes below its downside threshold level, set at 75% of its initial level (SPX: initial 7,489.72; threshold 5,617.29; RTY: initial 2,931.339; threshold 2,198.504). If no trigger event occurs, investors receive full principal at maturity plus the final coupon.
If a trigger event occurs and the final level of either index is below its initial level, the maturity payment is reduced by 1% of principal for each 1% decline in the worst-performing index, and could fall to zero (principal at risk). The estimated value on the pricing date is $991.40 per $1,000 security, reflecting issuance, structuring and hedging costs and the issuer’s funding rate.
Morgan Stanley Finance LLC is issuing Contingent Income Auto-Callable Securities due August 3, 2029, fully and unconditionally guaranteed by Morgan Stanley, with a stated principal of $1,000 per security and an aggregate principal amount of $328,000. The notes are linked to the worst performing of the EURO STOXX 50, Russell 2000 and S&P 500 indices and are principal-at-risk.
Investors may receive a contingent coupon at 7.75% per annum on scheduled payment dates only if each index is at or above its coupon barrier level, set at 60% of its initial level. The notes are auto-callable quarterly starting January 29, 2027 if each index is at or above its call threshold level, equal to 100% of its initial level, for repayment of principal plus that period’s coupon. If held to maturity without early redemption and any index finishes below its downside threshold level (also 60% of initial), the maturity payment is reduced 1% for every 1% decline of the worst-performing index, potentially to zero. The estimated value on the pricing date is $976.30 per $1,000, reflecting issuance, structuring and hedging costs, and all payments are subject to the credit risk of Morgan Stanley Finance LLC and Morgan Stanley.
Morgan Stanley Finance LLC is issuing market-linked notes due August 5, 2030, fully and unconditionally guaranteed by Morgan Stanley and linked to the performance of the EURO STOXX 50® Index. Each note has a $1,000 stated principal amount and issue price, with an aggregate principal amount of $1,292,000. The notes pay no periodic interest.
At maturity, investors receive the $1,000 principal plus an upside payment equal to 110% of the index appreciation if the final index level exceeds the initial level of 6,358.01. If the final level is equal to or below the initial level, only principal is repaid. The estimated value on the pricing date is $965.10 per note, reflecting issuance, selling, structuring and hedging costs borne by investors.
The notes are unsecured obligations of MSFL, subject to the credit risk of both MSFL and Morgan Stanley, and will not be listed on any securities exchange, so secondary market liquidity may be limited. The tax disclosure states these securities are expected to be treated as contingent payment debt instruments, requiring holders to accrue taxable interest income over the term based on a 4.9295% comparable yield.
Morgan Stanley Finance LLC is issuing Jump Securities with an auto-callable feature linked to the S&P 500® Index, fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount, with an aggregate principal amount of $631,000, and matures on August 5, 2031.
The notes may be automatically redeemed on August 12, 2027 for $1,094 per security if the S&P 500 closing level on August 9, 2027 is at or above the call threshold, equal to 100% of the initial level of 7,489.72. If not redeemed and at maturity the index is above the initial level, holders receive principal plus a 125% participation in index appreciation. If the final level is at or below the initial but at or above the downside threshold of 5,617.29 (75% of the initial level), holders receive principal only. Below the downside threshold, repayment is reduced in proportion to the index decline and can fall to zero, so principal is at risk.
The securities pay no interest, are unsecured obligations of MSFL subject to Morgan Stanley’s guarantee, and all payments depend on their credit. The estimated value on the pricing date is $967.90 per security, reflecting structuring, hedging and distribution costs and the issuer’s funding rate, and secondary market liquidity is expected to be limited.
Morgan Stanley Finance LLC is issuing Contingent Income Buffered Auto-Callable Securities due August 3, 2029, fully and unconditionally guaranteed by Morgan Stanley, linked to the iShares® Expanded Tech-Software Sector ETF. Each security has a $1,000 stated principal amount, with an aggregate principal of $1,006,000, and is priced at $1,000. Investors may receive a 10.35% per annum contingent coupon, paid only when the ETF’s closing level on an observation date is at or above the $66.206 coupon barrier (70% of the $94.58 initial level). The notes are automatically redeemed if, on any redemption determination date from October 30, 2026 onward, the ETF is at or above the $94.58 call threshold, paying principal plus the applicable coupon. If held to maturity and not called, principal is repaid only if the final level is at or above the 30% buffer level; below that, losses increase at a 1.4286x downside factor and can reach 100% of principal. The estimated value on the pricing date is $982.30 per security, reflecting issuance, structuring and hedging costs, and all payments are subject to Morgan Stanley’s and MSFL’s credit risk.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is issuing Dual Directional Trigger PLUS notes linked to the worst performer of the Russell 2000 Index and the S&P 500 Index, with a stated principal amount of $1,000 per security and $341,000 aggregate principal.
The notes pay no interest and return at maturity depend solely on the worst-performing index. If both final index levels exceed their initial levels, investors receive principal plus 130% of the worst index’s gain. If the worst index is at or below its initial level but at or above 70% of its initial level, investors receive principal plus 50% of the absolute decline, effectively capped at a 15% positive return.
If either index finishes below its downside threshold (70% of its initial level), repayment is reduced 1% for each 1% decline in the worst index, with no minimum payment, so the entire investment can be lost. The estimated value on the pricing date is $970.40 per $1,000 security, reflecting issuance, structuring and hedging costs, and all payments remain subject to Morgan Stanley’s credit risk and limited secondary market liquidity.
Morgan Stanley Finance LLC is offering Callable Jump Notes due August 5, 2031, fully and unconditionally guaranteed by Morgan Stanley, with a $1,000 stated principal amount per note and an aggregate principal amount of $295,000. The notes pay no interest and are linked to the worst performing of the Nasdaq-100® Technology Sector Index, the Russell 2000® Index and the S&P 500® Index.
Beginning on August 11, 2027, the issuer may redeem the notes on specified redemption dates if a risk neutral valuation model indicates early redemption is economically rational, paying fixed cash amounts that correspond to a 12.25% per annum return schedule. If the notes are not redeemed and the final level of each underlier exceeds its initial level on July 31, 2031, investors receive principal plus an upside payment equal to 125% of the worst underlier’s positive return; otherwise only principal is repaid at maturity. The estimated value on the pricing date is $951.40 per note, and the notes will not be listed on any securities exchange, with all payments subject to the credit risk of Morgan Stanley Finance LLC and Morgan Stanley.
Morgan Stanley Finance LLC is offering Buffered Jump Securities with Auto-Callable Feature and Downside Factor linked to the Global X Defense Tech ETF, fully and unconditionally guaranteed by Morgan Stanley. The notes are issued at $1,000 per security, in an aggregate principal amount of $1,375,000, and mature on August 3, 2028, subject to an automatic early redemption feature.
If on the August 13, 2027 determination date the ETF’s closing level is at or above the $63.25 call threshold (100% of the initial level), the notes are automatically redeemed on August 18, 2027 for a fixed $1,138.50 per security. If held to maturity and not called, investors receive principal plus an upside payment equal to 125% of the ETF’s positive return; if the final level is between the initial level and the $53.763 buffer level (85% of initial), principal is returned.
Below the buffer, losses accelerate at a 1.1765× downside factor, with no minimum payment, so principal can be fully lost. The estimated value on the pricing date is $981.60 per security, below issue price, reflecting embedded costs. All payments are unsecured and subject to MSFL and Morgan Stanley credit risk, limited liquidity, and uncertain tax treatment.
Morgan Stanley Finance LLC is issuing Trigger PLUS structured notes due August 5, 2031, fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount and is linked to the worst performance of the Nasdaq-100 Index, Russell 2000 Index and S&P 500 Index. The notes pay no interest and do not guarantee repayment of principal.
At maturity, if the final level of each index is above its initial level, holders receive $1,000 plus a 400% leveraged upside on the worst performing index, capped at a maximum payment of $1,860 per security. If any index is at or below its initial level but all are at or above 70% of their initial levels, investors receive only $1,000. If any index finishes below its downside threshold level (70% of its initial level), repayment is reduced 1% for each 1% decline in the worst performer, with no minimum; the amount can fall to zero.
The offering size is $1,666,000 in aggregate principal, sold at $1,000 per security, with an estimated value on the pricing date of $966.90 reflecting embedded costs. All payments are subject to the credit risk of Morgan Stanley and MSFL. The notes may be illiquid, their value can be volatile, and the U.S. tax treatment, including for Non‑U.S. holders under Section 871(m), is described as uncertain.