Morgan Stanley filings document the company’s financial services business, capital structure, governance and material events. The record includes 8-K reports for current events, proxy materials for annual meeting and shareholder voting matters, and securities listings covering common stock, depositary preferred shares and medium-term notes associated with Morgan Stanley Finance LLC.
Filings also disclose governance procedures, registered security classes, NYSE listing information, preferred stock series, debt-security registration matters and formal status changes such as a Form 25 notice for removal of a listed note class from exchange registration.
Morgan Stanley Finance LLC is offering Buffered PLUS, unsecured structured notes linked to the S&P 500® Futures Excess Return Index, fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount, with no periodic interest and principal at risk.
At maturity on August 29, 2031, investors receive: (i) if the final index level is above the initial level, $1,000 plus a leveraged upside payment equal to 172% of the index appreciation; (ii) if the final level is at or below the initial level but at or above 70% of the initial level, only the $1,000 principal; (iii) if the final level is below 70% of the initial level, a reduced amount based on full downside beyond a 30% buffer, but not less than 30% of principal.
The estimated value on the pricing date is approximately $947.40 per security, reflecting issuing, selling, structuring and hedging costs and Morgan Stanley’s funding rate, and may be lower than the issue price and any secondary market prices. All payments are subject to the credit risk of Morgan Stanley Finance LLC and Morgan Stanley, and the notes are expected to have limited or no secondary market liquidity.
Morgan Stanley Finance LLC is issuing Buffered PLUS notes linked to the S&P 500® Index, fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount, a pricing and strike date of August 18, 2026, and matures on September 23, 2027, with a single observation date on September 20, 2027. The notes pay no interest and principal is at risk.
At maturity, if the index is above its initial level, investors receive principal plus 110% of the index gain, capped at a maximum payment of $1,148.20 per security. If the index is between the initial level and the 90% buffer level, investors receive only principal. Below the buffer, investors lose 1% of principal for each 1% additional index decline, but not less than the minimum payment of 10% of principal.
The estimated value on the pricing date is approximately $988.70 per security, below the $1,000 issue price due to issuing, selling, structuring and hedging costs. The securities are unsecured obligations subject to Morgan Stanley’s credit risk, may have limited or no secondary market liquidity, and carry complex and uncertain U.S. tax treatment. The closing level of the S&P 500® Index on July 30, 2026 was 7,437.63, provided for historical context only.
Morgan Stanley Finance LLC is issuing 805,600 Autocallable Leveraged Index Return Notes linked to Micron Technology, Inc. common stock, at a principal amount of $10 per unit, for an aggregate public offering of $8,056,000. The notes are senior unsecured obligations of MSFL, fully and unconditionally guaranteed by Morgan Stanley.
The notes may be automatically called after about one year (August 6, 2027) if Micron’s stock is at or above the Starting Value of $874.66. If called, holders receive a fixed Call Payment of $12.20 per unit, a 22% premium, and the investment ends. If not called, at maturity on August 7, 2028 investors receive: 150% leveraged upside on any increase in Micron; an “absolute return” for declines up to 40% (gain equals the percentage decline, down to the Threshold Value of $524.80); and beyond a 40% drop, 1‑for‑1 downside exposure, with up to 60% of principal at risk.
The initial estimated value is $9.733 per unit, below the $10 offering price, reflecting issuer funding rates and structuring and hedging costs borne by investors. The notes pay no periodic interest, do not provide dividends on Micron shares, have limited secondary market liquidity, and all payments depend on the credit of MSFL and Morgan Stanley.
Morgan Stanley Finance LLC is offering Trigger PLUS structured notes due September 6, 2030, linked to the worst performing of the Dow Jones Industrial Average and S&P 500 Index, fully and unconditionally guaranteed by Morgan Stanley. The notes pay no interest and do not guarantee principal.
Each $1,000 note offers 127% leveraged upside on any positive performance of the worst performing index. If the final level of each index is at or above 70% of its initial level but at least one is at or below its initial level, investors receive only the $1,000 principal. If either index finishes below 70% of its initial level, repayment is reduced 1% for every 1% decline in the worst performer, with no minimum payment, so the loss can reach 100% of principal.
The estimated value on the pricing date is approximately $964.10 per note, reflecting issuing, selling, structuring and hedging costs. All payments depend on Morgan Stanley’s credit, secondary market liquidity may be limited, and the U.S. federal income tax treatment is described as uncertain.
Morgan Stanley Finance LLC is offering Dual Directional Buffered PLUS notes linked to the EURO STOXX 50® Index, due September 4, 2031, fully and unconditionally guaranteed by Morgan Stanley. Each note has a $1,000 stated principal amount, pays no interest and is a principal-at-risk security.
At maturity, if the index is above its initial level, holders receive principal plus a leveraged upside payment based on a leverage factor between 167% and 182%. If the index is at or below the initial level but not below 80% of the initial level, investors receive principal plus a positive return equal to 50% of the absolute decline, effectively capped at a 10% positive return. If the index finishes below 80% of the initial level, investors lose 1% of principal for every 1% decline beyond the 20% buffer, but not below a minimum payment of 20% of principal.
The initial issue price is $1,000, while the estimated value on the pricing date is approximately $962.40 per security, reflecting issuing, selling, structuring and hedging costs. The notes are unsecured obligations of MSFL, subject to Morgan Stanley’s guarantee and overall credit risk, and their value depends solely on the index closing level on the single observation date, September 1, 2031.
Morgan Stanley Finance LLC is offering principal-at-risk structured notes due August 11, 2031, fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount and an estimated value on the pricing date of about $913.40, reflecting issuance, structuring and hedging costs borne by investors.
The notes pay a contingent coupon at 11.75% per annum only if, on each observation date, the S&P 500 Futures 40% Intraday 4% Decrement VT Index is at or above a 70% coupon barrier. Missed coupons may be paid later if the barrier is met, but may be lost entirely. The notes auto-call if the index is at or above a 90% call threshold on specified redemption determination dates, returning principal plus the applicable coupon and ending the investment. If held to maturity and not called, principal is repaid only if the final index level is at or above a 60% downside threshold; otherwise, repayment is reduced in full proportion to the index’s decline and may be zero. All payments depend on Morgan Stanley’s credit.
Morgan Stanley Finance LLC is offering Trigger PLUS principal-at-risk notes due September 5, 2031, linked to the worst performing of the Dow Jones Industrial Average and the S&P 500 Index, fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount and issue price, with an estimated value on the pricing date of approximately $965.40, reflecting issuance, selling, structuring and hedging costs borne by investors.
At maturity, if the final level of each index is above its initial level, holders receive $1,000 plus a leveraged upside payment equal to the stated principal multiplied by a 139%–144% leverage factor and the percentage gain of the worst-performing index. If at least one index is at or below its initial level but both remain at or above 75% of their initial levels (the downside thresholds), investors receive only the $1,000 principal. If either index finishes below its downside threshold, repayment is reduced 1% for each 1% decline of the worst performer, with no minimum payment, so the investment could lose all principal.
The observation date is September 2, 2031, and only the index levels on that date determine the payout. The notes pay no interest, are unsecured obligations of MSFL guaranteed by Morgan Stanley, and are subject to the credit risk of both. Secondary market liquidity is not assured, and MS & Co. may act as calculation agent and market maker, creating potential conflicts of interest. U.S. federal income tax treatment is uncertain and is expected to follow an “open transaction” prepaid financial contract approach, subject to future IRS or legislative changes.
Morgan Stanley Finance LLC is offering Dual Directional Buffered Participation Securities due August 29, 2031, linked to the S&P 500® Index, fully and unconditionally guaranteed by Morgan Stanley. Each note has a $1,000 stated principal amount, pays no interest, and is subject to Morgan Stanley’s credit risk.
At maturity, if the index rises, holders receive principal plus 100% of the index gain, capped by a maximum upside payment of $1,645 to $1,665 per security. If the index is flat or down but not below the 85% buffer level, investors earn a positive return equal to the absolute index decline, up to about 15%. If the index falls below the buffer, principal is reduced 1% for each 1% drop beyond the 15% buffer, subject to a minimum payment of 15% of principal.
The estimated value on the pricing date is approximately $936.60 per $1,000 note, reflecting issuance, selling, structuring and hedging costs. The notes are unsecured obligations of MSFL, which has no independent operations, and the tax treatment is uncertain, with counsel generally expecting prepaid financial contract treatment.
Morgan Stanley Finance LLC is offering contingent income auto-callable securities due September 6, 2029, fully and unconditionally guaranteed by Morgan Stanley. Each note has a $1,000 stated principal amount and is linked to the worst performer of the EURO STOXX 50®, Russell 2000® and S&P 500® indices.
Investors may receive a contingent coupon of 7.75%–8.75% per year, paid only if on each observation date all three indices are at or above their coupon barrier levels, set at 60% of their initial levels. The notes are auto-callable starting February 26, 2027 if all indices are at or above their call thresholds (100% of initial levels), in which case investors receive principal plus the applicable coupon and no further payments.
If the notes are not called and on the final observation date any index closes below its downside threshold (also 60% of its initial level), principal is reduced 1% for each 1% decline of the worst-performing index, down to zero. The estimated economic value on the pricing date is approximately $969.10 per $1,000 note, reflecting embedded costs. All payments are subject to Morgan Stanley’s and MSFL’s credit risk, and secondary market liquidity may be limited.
Morgan Stanley Finance LLC is offering Contingent Income Memory Buffered Auto-Callable Securities due September 22, 2027, linked to NVIDIA Corporation common stock and fully guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount and pays an annual 11.25% contingent coupon, only if NVIDIA’s closing level on the relevant observation date is at or above a coupon barrier level of 75% of the initial level; unpaid coupons may be “remembered” and paid later if the barrier is met.
The notes may be automatically redeemed on quarterly redemption determination dates starting February 17, 2027 if NVIDIA’s closing level is at or above the call threshold level of 100% of the initial level, returning principal plus the applicable coupon and any unpaid coupons. If not called, at maturity investors receive principal back only if the final NVIDIA level is at or above a buffer level of 75% of the initial level; otherwise, repayment is reduced 1% for each 1% decline beyond the 25% buffer, but not below a minimum payment of 25% of principal. The estimated value on the pricing date is approximately $986.40 per security, and all payments are subject to Morgan Stanley’s and MSFL’s credit risk.