M&T Bank posts new investor presentation dated December 9, 2025

M&T Bank Corporation filed a current report to notify investors that it has posted a new investor presentation on its website as of December 9, 2025.

Rhea-AI Filing Summary

M&T Bank Corporation filed a current report to notify investors that it has posted a new investor presentation on its website as of December 9, 2025. The presentation, dated the same day and attached as Exhibit 99.1, may be used in conversations with investors and analysts and is available on the Investor Relations section at ir.mtb.com/events-presentations.

The company states that the materials in this report, including Exhibit 99.1, are being furnished under Regulation FD and are not deemed filed for purposes of the Securities Exchange Act of 1934, nor incorporated into other securities law filings unless specifically referenced. No new financial results, transactions, or guidance are detailed in this excerpt; the focus is on making the presentation broadly available to the market.

8-K Event Classification

2 items: 7.01, 9.01

2 items

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, or exhibit attachments filed with this report.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did M&T Bank Corporation (MTB) announce in this 8-K filing?

M&T Bank Corporation announced that it posted a new investor presentation on its website on December 9, 2025, and furnished that presentation as Exhibit 99.1.

Where can investors find the new M&T Bank (MTB) investor presentation?

The presentation can be found on M&T Bank’s Investor Relations page at ir.mtb.com/events-presentations and is also attached as Exhibit 99.1 to the report.

Is the M&T Bank (MTB) investor presentation considered filed with the SEC?

No. M&T Bank states the information in this report, including Exhibit 99.1, is being furnished and shall not be deemed “filed” for purposes of Section 18 of the Exchange Act.

Will the M&T Bank (MTB) presentation be used in investor communications?

Yes. M&T Bank notes that it may use the December 9, 2025 investor presentation from time to time in conversations with investors and analysts.

What exhibits are included with this M&T Bank (MTB) 8-K?

The report includes Exhibit 99.1, the M&T Bank Corporation presentation dated December 9, 2025, and Exhibit 104, the cover page interactive data file embedded in the Inline XBRL document.

Who signed this M&T Bank (MTB) 8-K report?

The report was signed on behalf of M&T Bank Corporation by Daryl N. Bible, Senior Executive Vice President and Chief Financial Officer.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 12/09/2025 - 04:03 PM Learn about SEC filing dates

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

___________________________________

FORM 8-K

___________________________________

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of Report (date of earliest event reported): December 9, 2025

___________________________________

M&T BANK CORPORATION

(Exact name of registrant as specified in its charter)

___________________________________

			New York
(State or other jurisdiction of incorporation)
1-9861 (Commission File Number)						16-0968385 (I.R.S. Employer Identification Number)
One M&T Plaza, Buffalo, New York						14203
(Address of principal executive offices)						(Zip Code)
Registrant's telephone number, including area code: (716) 635-4000

___________________________________

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instructions A.2. below):

☐			Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:
Title of Each Class			Trading Symbols			Name of Each Exchange on Which Registered
Common Stock, $.50 par value			MTB			New York Stock Exchange
Perpetual Fixed-to-Floating Rate Non-Cumulative Preferred Stock, Series H			MTBPrH			New York Stock Exchange
Perpetual Fixed Rate Non-Cumulative Preferred Stock, Series J			MTBPrJ			New York Stock Exchange
Perpetual Fixed Rate Non-Cumulative Preferred Stock, Series K			MTBPrK			New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company    ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 7.01. Regulation FD Disclosure.

On December 9, 2025, M&T Bank Corporation (“M&T”) posted an investor presentation to its website. A copy of the presentation is attached as Exhibit 99.1 hereto. From time to time, M&T may use this presentation in conversations with investors and analysts. The presentation can be found on the Investor Relations page of M&T’s website at ir.mtb.com/events-presentations.

The information in this Form 8-K, including Exhibit 99.1 attached hereto, shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934 (the "Exchange Act"), or otherwise subject to the liability of such section, nor shall it be deemed incorporated by reference in any filing of M&T under the Securities Act of 1933 or the Exchange Act, regardless of any general incorporation language in such filing, unless expressly incorporated by specific reference in such filing.

Item 9.01 - Financial Statements and Exhibits

(d) The following exhibits are being filed herewith:

Exhibit No.						Exhibit Description
99.1						M&T Bank Corporation presentation dated December 9, 2025
104						Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

M&T BANK CORPORATION

Date:

December 9, 2025

By:

/s/ Daryl N. Bible

Daryl N. Bible

Senior Executive Vice President and Chief Financial Officer