[Form 4] M&T Bank Corp. Insider Trading Activity

Rhea-AI Filing Summary

M&T Bank Corp. (MTB) insider sale recorded on 08/26/2025. John R. Taylor, EVP and Controller, reported disposition of 448 shares of common stock in multiple trades at a weighted average price of $199.7812 per share. After the sale, the filing shows 5,356.392 shares held directly, plus 1,009.728 shares indirectly held by spouse and 1,087 shares indirectly held via a 401(k) plan as of June 30, 2025. The filer certified availability of transaction-level details on request and the Form 4 was signed by an attorney-in-fact on 08/28/2025.

Insights

Financial Analyst

TL;DR: A small, routine insider sale by a senior officer that does not materially change ownership.

The reported sale of 448 shares at a weighted average price of $199.7812 reduces the reporting persons direct holding to 5,356.392 shares while meaningful indirect holdings remain with a spouse and a 401(k). The filing discloses execution in multiple trades and confirms willingness to provide transaction details on request. There is no derivative activity disclosed. For investors, this appears to be a routine liquidity event rather than a governance or capital-structure signal.

Corporate Governance Expert

TL;DR: Disclosure complies with Section 16 requirements; no red flags evident.

The Form 4 identifies the reporting persons role as EVP and Controller and lists the sale code as S with explanatory footnotes about trade pricing and date. The attorney-in-fact signature and explicit offer to provide trade details align with compliance best practices. No unexplained transfers, option exercises, or large-scale dispositions are present. Impact on control and voting is negligible given the small size of the sale relative to total reported holdings.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Taylor John R.

(Last) (First) (Middle)

ONE M&T PLAZA

(Street)

BUFFALO NY 14203

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
M&T BANK CORP [ MTB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP and Controller

3. Date of Earliest Transaction (Month/Day/Year)
08/26/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/26/2025		S		448	D	$199.7812(1)	5,356.392	D
Common Stock								1,009.728	I	By Spouse
Common Stock								1,087	I	By 401(k) Plan(2)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. This transaction was executed in multiple trades at prices ranging from $199.78 to $199.79. The price reported above reflects the weighted average sale price. The reporting person hereby undertakes to provide upon request to the SEC staff or a security holder of the issuer full information regarding the number of shares and prices at which the transaction was effected.

2. The information presented is as of June 30, 2025.

Remarks:

	By: Stephen T. Wilson (Attorney-In-Fact)	08/28/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What transaction did John R. Taylor report for M&T Bank Corp. (MTB)?

The filing reports a sale of 448 shares of common stock executed on 08/26/2025 at a weighted average price of $199.7812 per share.

How many shares does the reporting person hold after the transaction?

The report shows 5,356.392 shares held directly following the sale, plus 1,009.728 shares indirectly by spouse and 1,087 shares indirectly via a 401(k) plan.

Was the sale executed in a single trade or multiple trades?

The filing states the transaction was executed in multiple trades with prices ranging from $199.78 to $199.79 and a weighted average reported.

Does the Form 4 disclose any derivative transactions or option exercises?

No. Table II for derivative securities contains no entries; only a non-derivative sale is reported.

Who signed the Form 4 and when?

The Form 4 was signed by Stephen T. Wilson (Attorney-In-Fact) on 08/28/2025.