M&T Bank (MTB) director Gary Geisel granted 19-share stock award

Rhea-AI Filing Summary

M&T Bank Corporation director and Vice Chairman Gary N. Geisel received a small stock award for board-related service. On 01/30/2026, he acquired 19 shares of M&T Bank common stock at a price of $0 per share under the company’s 2019 Equity Incentive Compensation Plan.

Following this grant, Geisel directly owns 16,465.157 shares of M&T common stock. The award was granted in recognition of his service on a regional Directors Advisory Council of M&T Bank and required no cash payment from him.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

GEISEL GARY N

(Last) (First) (Middle)

ONE M&T PLAZA

(Street)

BUFFALO NY 14203

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
M&T BANK CORP [ MTB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)	X	Other (specify below)
			Vice Chairman

3. Date of Earliest Transaction (Month/Day/Year)
01/30/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/30/2026		A(1)		19	A(1)	$0(2)	16,465.157	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. This transaction represents a stock award received by the reporting person pursuant to the M&T Bank Corporation 2019 Equity Incentive Compensation Plan (the "Equity Plan") for service on a regional Directors Advisory Council of M&T Bank.

2. The stock award was granted under the Equity Plan, and therefore the reporting person paid no price for the award.

Remarks:

	By: Stephen T. Wilson (Attorney-In-Fact)	02/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did MTB director Gary N. Geisel report?

Gary N. Geisel reported receiving a stock award of 19 shares of M&T Bank common stock. The award was granted for his service on a regional Directors Advisory Council and was issued under the company’s 2019 Equity Incentive Compensation Plan.

On what date did Gary N. Geisel receive the MTB stock award?

Gary N. Geisel’s stock award was dated January 30, 2026. This date is listed as the transaction date for the acquisition of 19 shares of M&T Bank common stock reported in the Form 4 insider filing.

How many MTB shares does Gary N. Geisel own after this Form 4 transaction?

After the reported stock award, Gary N. Geisel directly owns 16,465.157 shares of M&T Bank common stock. This total reflects his holdings immediately following the 19-share award disclosed in the Form 4 filing.

Did Gary N. Geisel pay any cash for the 19 MTB shares reported?

No, Gary N. Geisel paid $0 per share for the 19-share award. The filing explains the stock was granted under M&T Bank Corporation’s 2019 Equity Incentive Compensation Plan, so no purchase price was required from him.

Why did Gary N. Geisel receive this MTB stock award?

Gary N. Geisel received the stock award for his service on a regional Directors Advisory Council of M&T Bank. The shares were granted as part of the company’s 2019 Equity Incentive Compensation Plan, which provides equity-based compensation for certain roles.

Is Gary N. Geisel’s ownership in MTB held directly or indirectly?

The Form 4 shows Gary N. Geisel’s 16,465.157 shares as held with direct ownership. The ownership form is coded as “D,” and no indirect ownership entity or special beneficial ownership footnote is indicated for this transaction.