MMTEC (MTC) slashes H1 2026 net loss to $1.6M as revenue drops to zero

Rhea-AI Filing Summary

MMTEC, Inc. reported first-half 2026 results with its placement agent business generating no revenue, down from $807,500 a year earlier, eliminating prior gross profit of $674,500. Cost of revenue fell to nil in line with the absence of transactions.

Operating expenses declined across categories, yet loss from operations widened slightly to $1,656,557 from $1,532,206, mainly because revenue disappeared. The key swing factor was other items: there were no large credit-loss or notes-sale charges in 2026, versus substantial losses in 2025, so net loss narrowed sharply to $1,576,649 (basic and diluted $0.02 per share) from $46,428,612 (basic and diluted $1.84).

As of June 30, 2026, cash was $6,507,161 (down from $8,185,502 at year-end 2025), total assets were $16,647,175, and total liabilities $3,684,438, leaving shareholders’ equity of $12,962,737 and working capital of about $6.15 million. Net cash used in operating activities was $1,687,033. The company completed a small acquisition of HC CrediSure Technology Limited and its PRC subsidiary for about HKD10,000 (≈$1,275).

Positive

• Net loss sharply reduced to $1.58 million from $46.43 million in the prior-year period, mainly due to the absence of large credit-loss provisions and losses on sale of notes receivable.
• Operating expenses decreased across key categories: selling and marketing down 31.1%, payroll and related benefits down 21.7%, professional fees down 30.7%, and other general and administrative expenses down 22.7%.
• The balance sheet shows $6.51 million of cash, $16.65 million in total assets, and relatively modest total liabilities of $3.68 million, supporting $12.96 million of shareholders’ equity.
• The company avoided new large credit-loss and notes-sale charges in 2026, after recognizing substantial allowance for credit losses and loss on sale of notes receivable in 2025, materially stabilizing results.

Negative

• Revenue fell to zero for the six months ended June 30, 2026, from $807,500 a year earlier, eliminating gross profit and indicating a lack of current placement agent transactions.
• Loss from operations increased to $1.66 million from $1.53 million despite cost controls, reflecting the impact of having no revenue.
• Cash declined from $8.19 million at December 31, 2025 to $6.51 million at June 30, 2026, with $1.69 million of net cash used in operating activities, indicating ongoing cash burn.
• The company carries an accumulated deficit of $125.57 million and notes exposure to U.S.–China trade tensions as a risk that may adversely impact its business and operating results.

Filing Explained

The June 30 acquisition is complete and wholly owned; common shares stayed at 99,587,811 despite 625,000,000 authorized.

As a Form 6-K, this interim report furnishes material information published in the company’s home market. It reports first-half 2026 results and confirms that the June 30 acquisition made HC CrediSure Technology Limited and Haichuan Qixin wholly owned subsidiaries of MMTEC.

The company reported 99,587,811 common shares issued and outstanding at both December 31, 2025 and June 30, 2026, alongside authorization for 625,000,000 shares; this filing therefore shows no new common shares issued during that interval.

Placement-agent revenue is recognized when the services are completed. Because reported revenue was $0 for the six months ended June 30, 2026, the filing records no completed placement-agent services as recognized revenue in that period.

The completed share transfer covered HC CrediSure and its subsidiary, which now sit under MMTEC as wholly owned subsidiaries.

Key Figures

Revenue H1 2026: $0 Revenue H1 2025: $807,500 Net loss H1 2026: $1,576,649 +5 more

8 metrics

Revenue H1 2026 $0 Revenue for the six months ended June 30, 2026

Revenue H1 2025 $807,500 Revenue for the six months ended June 30, 2025

Net loss H1 2026 $1,576,649 Net loss for the six months ended June 30, 2026

Net loss H1 2025 $46,428,612 Net loss for the six months ended June 30, 2025

Cash balance $6,507,161 Cash and cash equivalents as of June 30, 2026

Total assets $16,647,175 Total assets as of June 30, 2026

Total liabilities $3,684,438 Total liabilities as of June 30, 2026

Shares outstanding 99,587,811 Common shares issued and outstanding as of June 30, 2026

Key Terms

placement agent services, allowance for credit losses - notes receivable, operating lease Right-of-use assets, convertible promissory notes, +1 more

5 terms

placement agent services financial

"The Company acts as a placement agent in public or private financing transactions."

allowance for credit losses - notes receivable financial

"Other income totaled approximately $0.08 million... attributable to the decrease of allowance for credit losses on the Company’s notes receivable"

operating lease Right-of-use assets financial

"Operating lease Right-of-use assets | | | 367,572"

An operating lease right-of-use (ROU) asset is an accounting entry that shows the value of a leased item you have the legal right to use—like a building, vehicle, or equipment—recorded on a company’s balance sheet along with the corresponding lease obligation. Investors care because it adds to reported assets and liabilities, changing measures like leverage and return on assets much like bringing a long-term rental onto the company’s financial snapshot, which can affect credit terms and valuation.

convertible promissory notes financial

"Convertible promissory notes | | | 3,050,008"

A convertible promissory note is a loan a company takes that can later be turned into shares instead of being paid back in cash; think of lending money now in exchange for a voucher that can become ownership later. Investors care because it mixes credit risk and potential ownership upside—it can protect lenders if a company struggles while also diluting existing shareholders when converted, affecting future share value and investor returns.

foreign currency translation adjustment financial

"we reported a foreign currency translation gain of $20,229 and $3,131"

An adjustment that records the effect of changing exchange rates when a company converts the results and assets of its foreign operations into its reporting currency. It’s like converting pocket money from one currency to another and noticing its value rise or fall as exchange rates move; the adjustment doesn’t immediately affect cash but can change reported equity and periodic profit, so investors use it to judge how much currency swings are driving reported results versus core business performance.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

How did MMTEC (MTC) perform financially in the first half of 2026?

MMTEC reported a net loss of $1,576,649 for the six months ended June 30, 2026, or $0.02 per basic and diluted share, a substantial improvement from a $46,428,612 net loss in the same period of 2025.

What happened to MMTEC (MTC) revenue in the six months ended June 30, 2026?

MMTEC generated no revenue in the first half of 2026, compared with $807,500 a year earlier, all previously from placement agent services. This drop to zero revenue eliminated gross profit and contributed to the operating loss.

How did MMTEC (MTC) reduce its net loss compared to 2025?

Net loss fell from $46.43 million to $1.58 million, primarily because 2026 results did not include the prior year’s large allowance for credit losses and loss on sale of notes receivable, which had heavily impacted 2025.

What is MMTEC’s (MTC) cash and balance sheet position as of June 30, 2026?

As of June 30, 2026, MMTEC held $6,507,161 in cash and cash equivalents, had total assets of $16,647,175, total liabilities of $3,684,438, and shareholders’ equity of $12,962,737, with working capital around $6.15 million.

What were MMTEC’s (MTC) operating expenses in the first half of 2026?

Total operating expenses were $1,656,557, down from $2,206,706 a year earlier. Key components included selling and marketing of $126,474, payroll and related benefits of $745,380, professional fees of $371,262, and other general and administrative expenses of $413,441.

Did MMTEC (MTC) complete any acquisitions during the period?

On June 30, 2026, MMTEC acquired HC CrediSure Technology Limited and its subsidiary Haichuan Qixin (Beijing) Technology Co., Ltd for total consideration of HKD10,000, approximately $1,275, making both entities wholly owned subsidiaries.

How many MMTEC (MTC) shares are outstanding and what is the accumulated deficit?

As of June 30, 2026, MMTEC had 99,587,811 common shares issued and outstanding and reported an accumulated deficit of $125,571,521, reflecting cumulative historical losses despite recent reductions in net loss.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 6-K

REPORT OF FOREIGN PRIVATE ISSUER

PURSUANT TO RULE 13a-16 OR 15d-16 UNDER

THE SECURITIES EXCHANGE ACT OF 1934

For the month of August 2026

Commission File Number: 001-38766

MMTEC, INC.

(Translation of registrant’s name into English)

Room 2302, 23rd Floor
FWD Financial Center
308 Des Voeux Road Central
Sheung Wan, Hong Kong
Tel: +852 3690 8356

(Address of Principal Executive Office)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F:

Form 20-F ☒        Form 40-F ☐

EXPLANATORY NOTE

This Report of Foreign Private Issuer on Form 6-K filed by MMTEC, Inc. (together with our subsidiaries, unless the context indicates otherwise, “we,” “us,” “our,” or the “Company”) contains forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. These statements relate to future events or the Company’s future financial performance. The Company has attempted to identify forward-looking statements by terminology including “anticipates,” “believes,” “expects,” “can,” “continue,” “could,” “estimates,” “intends,” “may,” “plans,” “potential,” “predict,” “should” or “will” or the negative of these terms or other comparable terminology. These statements are only predictions: uncertainties and other factors may cause the Company’s actual results, levels of activity, performance, or achievements to be materially different from any future results, levels of activity, performance, or achievements expressed or implied by these forward-looking statements. The information in this Report on Form 6-K is not intended to project future performance of the Company. Although the Company believes that the expectations reflected in the forward-looking statements are reasonable, the Company does not guarantee future results, levels of activity, performance, or achievements. The Company’s expectations are as of the date this Form 6-K is filed, and the Company does not intend to update any of the forward-looking statements after the date this Report on Form 6-K is filed to conform these statements to actual results, unless required by law.

1

First Half Year of 2026 Financial Highlights

● Revenue decreased by 100% from approximately $0.81 million to nil, as a result of the decrease in revenue from placement agent services during the six months ended June 30, 2026.

● Gross profit decreased by 100% from approximately $0.67 million to nil, compared to the same period in 2025.

● Loss from operations was approximately $1.66 million, compared to approximately $1.53 million for the same period in 2025. The increase was primarily attributable to the decrease in revenue in the first half of 2026.

● Net loss was approximately $1.58 million, compared to a net loss of approximately $46.43 million for the same period in 2025. The decrease in net loss was mainly attributable to the allowance for credit losses of approximately $24.35 million on the Company’s notes receivable, and loss on sale of notes receivable of approximately $21.29 million for the six months ended June 30, 2025, whereas no such items occurred for the same period in 2026.

● Loss per share on a basic and fully diluted basis was $0.02 for the six months ended June 30, 2026, compared to a loss per share on a basic and fully diluted basis of $1.84 for the same period in 2025. 

Operating Results for Six Months Ended June 30, 2026

Revenue

The following tables illustrate the Company’s revenue by revenue type:

		For the Six Months Ended June 30,
		2026				2025
		US$				US$
Placement agent services			-				807,500
Total revenue			-				807,500

The Company acts as a placement agent in public or private financing transactions. The Company’s performance obligation is to arrange for the sale of the client’s securities to qualified investors through registered offerings or private placement activities. Placement agent revenue is recognized at a point in time when the services are completed.

Cost of Revenue

Cost of revenue consists of commission expenses related to placement agent services.

Cost of revenue decreased from approximately $0.13 million to nil for the six months ended June 30, 2026, compared to the same period last year. The decrease in cost of revenue is directly linked to the decrease in revenue from placement agent services.

Gross Profit and Gross Margin

Gross profit was nil for the six months ended June 30, 2026, compared to gross profit of approximately $0.67 million, with a gross profit margin of 83.5% for the same period in 2025. The decrease in gross profit is attributed to the decrease in revenue from placement agent services.

2

Operating Expenses

During the six months ended June 30, 2026 and 2025, respectively, operating expenses included selling and marketing costs, payroll and related benefits, professional fees, and other general and administrative expenses.

Selling and Marketing Costs

All costs related to selling and marketing are expensed as incurred. Selling and marketing costs decreased by approximately $0.06 million, or 31.1%, to approximately $0.13 million for the six months ended June 30, 2026, from approximately $0.18 million for the same period last year. The decrease was mainly attributed to decreased related expenses of our investment banking business.

Payroll and Related Benefits

Payroll and related benefits were approximately $0.75 million for the six months ended June 30, 2026, compared to approximately $0.95 million for the six months ended June 30, 2025, a decrease of $0.2 million, or 21.7%.

Professional Fees

For the six months ended June 30, 2026, and 2025, professional fees primarily consisted of audit fees, legal service fees, financial consulting fees and other fees associated with being a public company. Professional fees totaled approximately $0.37 million for the six months ended June 30, 2026, compared to approximately $0.54 million for the six months ended June 30, 2025, a decrease of $0.16 million, or 30.7%.

Other General and Administrative Expenses

For the six months ended June 30, 2026, and 2025, other general and administrative expenses were approximately $0.41 million and $0.53 million, respectively, which represents a decrease of $0.12 million, or 22.7%.

Loss from Operations

For the six months ended June 30, 2026, loss from operations was approximately $1.66 million, compared to a loss from operations of approximately $1.53 million for the six months ended June 30, 2025, an increase of $0.12 million, or 8.1%, which was mainly attributable to the decrease in revenue.

Other Income (Expense)

Other income (expense) includes interest income from bank deposits, interest income from promissory notes receivable, interest expense from convertible promissory notes, allowance for credit losses - notes receivable, loss on sale of notes receivable, other income, other expense, and foreign currency transaction gain (loss). Other income totaled approximately $0.08 million for the six months ended June 30, 2026, compared to other expense of approximately $44.89 million for the six months ended June 30, 2025, a decrease of $44.97 million which was mainly attributable to the decrease of allowance for credit losses on the Company’s notes receivable and loss on sale of notes receivable.

Income Taxes

Income tax expense was nil for the six months ended June 30, 2026, compared to income tax expense of $5,770 for the six months ended June 30, 2025, a decrease of $5,770.

Net Loss

As a result of the factors described above, our net loss was approximately $1.58 million, or $0.02 per share (basic and diluted), for the six months ended June 30, 2026. Our net loss was approximately $46.43 million, or $1.84 per share (basic and diluted), for the six months ended June 30, 2025.

3

Foreign Currency Translation Adjustment

Our reporting currency is the U.S. dollar. The functional currency of MMTEC, INC., MM Future Technology Limited, HC Securities (HK) Limited, MMBD Trading Limited, MM Global Securities, INC, HAI TEC INC. and HC CrediSure Technology Limited is the U.S. dollar. The functional currency of Gujia (Beijing) Technology Co., Ltd, Haichuan Zhixin (Beijing) Technology Co., Ltd, and Haichuan Qixin (Beijing) Technology Co., Ltd is the Chinese Renminbi (“RMB”). The financial statements of the Company’s subsidiaries whose functional currency is the RMB are translated to U.S. dollars using period-end exchange rates for assets and liabilities, average exchange rate for revenue and expenses and cash flows, and historical exchange rates for equity. Net gains and losses resulting from foreign exchange transactions are included in the results of operations. As a result of foreign currency translations, which are a non-cash adjustment, we reported a foreign currency translation gain of $20,229 and $3,131 for the six months ended June 30, 2026, and 2025, respectively. This non-cash adjustment had the effect of decreasing our reported comprehensive loss. 

Comprehensive Loss

As a result of our foreign currency translation adjustment, we had a comprehensive loss of approximately $1.56 million and $46.43 million for the six months ended June 30, 2026 and 2025, respectively.

Financial Condition

As of June 30, 2026, the Company had cash of approximately $6.51 million, compared to approximately $8.19 million as of December 31, 2025. Total working capital was $6.15 million as of June 30, 2026, compared to working capital of $7.69 million as of December 31, 2025.

Net cash used in operating activities for the six months ended June 30, 2026, was approximately $1.69 million, compared to approximately $1.68 million for the same period in 2025. Net cash used in investing activities was $4,962 for the six months ended June 30, 2026, compared to net cash provided by investing activities of $9.0 million for the same period in 2025. Cash provided by financing activities was nil for the six months ended June 30, 2026 and 2025, respectively.

As an entity that operates in the financial industry in China and the United States, the Company finds itself subject to the challenges posed by the ongoing tension in the trade relations between the countries. Changes in U.S. and international trade policies, particularly with regard to China, and the ongoing trade war between China and the United States, may adversely impact our business and operating results.

Shares Authorized and Issued

As of June 30, 2026, there were 99,587,811 common shares issued and outstanding. The Company is authorized to issue 625,000,000 common shares with a par value of $0.08 per share.

Legal Proceedings

We are currently not involved in any legal proceedings; nor are we aware of any claims that could have a material adverse effect on our business, financial condition, results of operations or cash flows.

Recent Developments

On June 30, 2026, the Company entered into a Share Transfer Agreement (the “Agreement”) with Dongcheng Li, the sole shareholder of HC CrediSure Technology Limited (“HC CrediSure”), a Hong Kong company incorporated on July 8, 2024. Pursuant to the Agreement, Dongcheng Li agreed to transfer all outstanding shares in HC CrediSure and its wholly-owned subsidiary Haichuan Qixin (Beijing) Technology Co., Ltd (“Haichuan Qixin”), a PRC company incorporated on October 8, 2024, for a total consideration of HKD10,000 (equivalent to approximately $1,275). The share transfer was completed on June 30, 2026, resulting in HC CrediSure and its subsidiary Haichuan Qixin becoming wholly-owned subsidiaries of MMTEC, INC.

4

UNAUDITED CONDENSED CONSOLIDATED FINANCIAL DATA

MMTEC, INC. AND SUBSIDIARIES

UNAUDITED INTERIM CONSOLIDATED BALANCE SHEETS

(IN U.S. DOLLARS)

		As of
		June 30, 2026				December 31, 2025
		US$				US$
		(unaudited)				(audited)
ASSETS
CURRENT ASSETS:
Cash and cash equivalents		$	6,507,161			$	8,185,502
Security deposits - Current			4,002				8,089
Prepaid expenses and other current assets			242,855				169,716
Total current assets			6,754,018				8,363,307
NON-CURRENT ASSETS:
Security deposits - Non-current			109,573				135,781
Property and equipment, net			6,452				2,506
Notes receivable			9,409,560				9,409,560
Operating lease Right-of-use assets			367,572				507,251
Total non-current assets			9,893,157				10,055,098
Total assets		$	16,647,175			$	18,418,405
LIABILITIES AND SHAREHOLDERS’ EQUITY
CURRENT LIABILITIES:
Salary payable			118,098				194,100
Advance from customer			100,000				100,000
Accrued liabilities and other payables			96,954				84,399
Operating lease liabilities - Current			284,051				290,703
Total current liabilities			599,103				669,202
NON-CURRENT LIABILITIES:
Operating lease liabilities - Non-current			35,327				180,046
Convertible promissory notes			3,050,008				3,050,000
Total non-current liabilities			3,085,335				3,230,046
Total liabilities		$	3,684,438			$	3,899,248
SHAREHOLDERS’ EQUITY:
Common shares ($0.08 par value; 625,000,000 shares authorized; 99,587,811 shares issued and outstanding at June 30, 2026, and December 31, 2025)			7,967,024				7,967,024
Additional paid-in capital			130,728,219				130,728,219
Accumulated deficit			(125,571,521	)			(123,994,872	)
Accumulated other comprehensive loss			(160,985	)			(181,214	)
Total shareholders’ equity			12,962,737				14,519,157
Total liabilities and shareholders’ equity		$	16,647,175			$	18,418,405

5

MMTEC, INC. AND SUBSIDIARIES

UNAUDITED INTERIM CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE LOSS

(IN U.S. DOLLARS)

		For the six months ended June 30, 2026				For the six months ended June 30, 2025
		US$				US$
		(unaudited)				(unaudited)
REVENUE		$	-			$	807,500
COST OF REVENUE			-				133,000
GROSS PROFIT			-				674,500
OPERATING EXPENSES:
Selling and marketing			126,474				183,679
General and administrative
Payroll and related benefits			745,380				952,122
Professional fees			371,262				536,034
Other general and administrative expenses			413,441				534,871
Total Operating Expenses			1,656,557				2,206,706
LOSS FROM OPERATIONS			(1,656,557	)			(1,532,206	)
OTHER INCOME (EXPENSE)
Interest income			106,776				1,946,980
Interest expense			(15,479	)			(1,202,800	)
Allowance for credit losses - notes receivable			-				(24,347,489	)
Loss on sale of notes receivable			-				(21,292,430	)
Other income (expense)			(2,559	)			337
Foreign currency transaction gain (loss)			(8,830	)			4,766
Total Other Income (Expense), net			79,908				(44,890,636	)
LOSS BEFORE INCOME TAXES			(1,576,649	)			(46,422,842	)
INCOME TAX EXPENSES			-				(5,770	)
NET LOSS		$	(1,576,649	)		$	(46,428,612	)
COMPREHENSIVE LOSS:
NET LOSS			(1,576,649	)			(46,428,612	)
OTHER COMPREHENSIVE INCOME (LOSS)
Foreign currency translation adjustments			20,229				3,131
TOTAL COMPREHENSIVE LOSS		$	(1,556,420	)		$	(46,425,481	)
NET LOSS PER COMMON SHARE
Basic and diluted		$	(0.02	)		$	(1.84	)
WEIGHTED AVERAGE NUMBER OF COMMON SHARES OUTSTANDING:
Basic and diluted			99,587,811				25,186,864

6

MMTEC, INC. AND SUBSIDIARIES

UNAUDITED INTERIM CONSOLIDATED STATEMENTS OF CASH FLOWS

(IN U.S. DOLLARS)

		For the six months ended June 30, 2026				For the six months ended June 30, 2025
		US$				US$
		(unaudited)				(unaudited)
CASH FLOWS FROM OPERATING ACTIVITIES:
Net loss		$	(1,576,649	)		$	(46,428,612	)
Adjustments to reconcile net loss from operations to net cash used in operating activities:
Depreciation expense			1,171				19,542
Allowance for credit losses - notes receivable			-				24,347,489
Non-cash lease expense			177,376				204,452
Foreign currency transaction gain			(2,437	)			(1,361	)
Loss on sale of notes receivable			-				21,292,430
Imputed interest expense on convertible promissory notes			15,479				1,202,800
Interest income on notes receivable			-				(1,872,203	)
Change in operating assets and liabilities:
Operating lease liabilities			(187,980	)			(218,828	)
Security deposit			33,527				-
Prepaid expenses and other current assets			(67,113	)			(61,574	)
Salary payable			(77,463	)			(215,810	)
Accrued liabilities and other payables			(2,944	)			48,843
NET CASH USED IN OPERATING ACTIVITIES:			(1,687,033	)			(1,682,832	)
CASH FLOWS FROM INVESTING ACTIVITIES:
Purchase of property and equipment			(4,990	)			-
Cash proceeds from acquisition			28				-
Cash proceeds from notes receivable			-				4,000,000
Cash proceeds from sale of notes receivable			-				5,000,000
NET CASH PROVIDED BY (USED IN) INVESTING ACTIVITIES			(4,962	)			9,000,000
EFFECT OF EXCHANGE RATE ON CASH AND CASH EQUIVALENTS			13,654				3,035
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS			(1,678,341	)			7,320,203
CASH AND CASH EQUIVALENTS - Beginning of period			8,185,502				2,869,241
CASH AND CASH EQUIVALENTS - End of period		$	6,507,161			$	10,189,444
SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION:
Cash paid for:
Income taxes		$	-			$	30,295

7

MMTEC, INC. AND SUBSIDIARIES

UNAUDITED INTERIM CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS’ EQUITY  

(IN U.S. DOLLARS)

		Common Shares								Additional								Accumulated Other				Total
		Number of Shares				Amount				Paid-in Capital				Accumulated Deficit				Comprehensive Loss				Shareholders’ Equity
Balance, December 31, 2024 (audited)			25,186,864			$	2,014,949			$	92,709,334			$	(67,919,627	)		$	(201,491	)		$	26,603,165
Net loss for the six months ended June 30, 2025			-				-				-			$	(46,428,612	)			-			$	(46,428,612	)
Foreign currency translation adjustment			-				-				-				-			$	3,131			$	3,131
Balance, June 30, 2025 (unaudited)			25,186,864			$	2,014,949			$	92,709,334			$	(114,348,239	)		$	(198,360	)		$	(19,822,316	)

		Common Shares								Additional								Accumulated Other				Total
		Number of Shares				Amount				Paid-in Capital				Accumulated Deficit				Comprehensive Loss				Shareholders’ Equity
Balance, December 31, 2025 (audited)			99,587,811			$	7,967,024			$	130,728,219			$	(123,994,872	)		$	(181,214	)		$	14,519,157
Net loss for the six months ended June 30, 2026			-				-				-			$	(1,576,649	)			-			$	(1,576,649	)
Foreign currency translation adjustment			-				-				-				-			$	20,229			$	20,229
Balance, June 30, 2026 (unaudited)			99,587,811			$	7,967,024			$	130,728,219			$	(125,571,521	)		$	(160,985	)		$	12,962,737

8

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

	MMTEC, INC.
	By:	/s/ Min Kong
		Min Kong, Chief Financial Officer

Date: August 12, 2026

9

Filing Exhibits & Attachments

5 documents

Other Documents

• EX-101 XBRL SCHEMA FILE 6.6 KB
• EX-101 XBRL CALCULATION FILE 31.4 KB
• EX-101 XBRL DEFINITION FILE 7.7 KB
• EX-101 XBRL LABEL FILE 97.1 KB
• EX-101 XBRL PRESENTATION FILE 66.8 KB