MUFG (NYSE: MUFG) details Basel III capital ratios at Dec. 31, 2025
Filing Impact
Filing Sentiment
Form Type
6-K
Rhea-AI Filing Summary
Mitsubishi UFJ Financial Group (MUFG) reports its Basel 3 risk‑adjusted capital ratios for the third quarter ended December 31, 2025. On a consolidated basis, the total capital ratio was 18.68%, Tier 1 capital ratio 16.66%, and Common Equity Tier 1 (CET1) ratio 14.00%.
Total capital stood at ¥21,951.5 billion with risk‑weighted assets of ¥117,496.9 billion, resulting in required capital of ¥9,399.7 billion. Compared with March 31, 2025, MUFG shows slightly lower total and CET1 ratios but higher absolute capital and risk‑weighted assets, indicating balance sheet growth while maintaining strong capital buffers above regulatory requirements.
Positive
- None.
Negative
- None.
FAQ
What capital ratios did MUFG (MUFG) report as of December 31, 2025?
MUFG reported a total capital ratio of 18.68%, Tier 1 capital ratio of 16.66%, and Common Equity Tier 1 ratio of 14.00%. These figures reflect MUFG’s capital strength under Basel 3 for the quarter ended December 31, 2025.
How large were MUFG’s risk-weighted assets at December 31, 2025?
MUFG’s risk-weighted assets totaled ¥117,496.9 billion as of December 31, 2025. This level of risk-weighted assets drives a required capital amount of ¥9,399.7 billion under the 8% regulatory requirement used in the Basel 3 framework.
How did MUFG’s total capital change versus March 31, 2025?
MUFG’s total capital increased to ¥21,951.5 billion, up ¥1,806.4 billion from ¥20,145.0 billion at March 31, 2025. This growth occurred even as the reported total capital ratio eased slightly over the same comparison period.
What was MUFG’s required capital under Basel 3 at December 31, 2025?
Required capital, calculated as 8% of risk-weighted assets, was ¥9,399.7 billion at December 31, 2025. This reflects the application of the Basel 3 minimum capital requirement to MUFG’s risk-weighted asset base of ¥117,496.9 billion.
Which regulatory standards are used for MUFG’s risk-adjusted capital ratios?
The risk-adjusted capital ratio of Mitsubishi UFJ Financial Group, Inc. is computed under Financial Services Agency Notification No.20, 2006. Ratios for MUFG Bank, Ltd. and Mitsubishi UFJ Trust and Banking Corporation use Notification No.19, 2006 as their regulatory basis.
Does this MUFG (MUFG) 6-K relate to an existing F-3 registration statement?
Yes. The report is deemed incorporated by reference into MUFG’s F-3 registration statement No. 333-273681. This means the disclosed Basel 3 capital information becomes part of the documents available to investors under that shelf registration.