MUFG (NYSE: MUFG) details Basel III capital ratios at Dec. 31, 2025

Rhea-AI Filing Summary

Mitsubishi UFJ Financial Group (MUFG) reports its Basel 3 risk‑adjusted capital ratios for the third quarter ended December 31, 2025. On a consolidated basis, the total capital ratio was 18.68%, Tier 1 capital ratio 16.66%, and Common Equity Tier 1 (CET1) ratio 14.00%.

Total capital stood at ¥21,951.5 billion with risk‑weighted assets of ¥117,496.9 billion, resulting in required capital of ¥9,399.7 billion. Compared with March 31, 2025, MUFG shows slightly lower total and CET1 ratios but higher absolute capital and risk‑weighted assets, indicating balance sheet growth while maintaining strong capital buffers above regulatory requirements.

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

Form 6-K

Report of Foreign Private Issuer

Pursuant to Rule 13a-16 or 15d-16 under

the Securities Exchange Act of 1934

For the month of February 2026

Commission File No. 000-54189

MITSUBISHI UFJ FINANCIAL GROUP, INC.

(Translation of registrant’s name into English)

4-5, Marunouchi 1-chome, Chiyoda-ku

Tokyo 100-8330, Japan

(Address of principal executive office)

Indicate by check mark whether the registrant files or

will file annual reports under cover of Form 20-F or Form 40-F.

Form 20-F  X  Form 40-F     

Indicate by check mark if the registrant is submitting the Form 6-K

in paper as permitted by Regulation S-T Rule 101(b)(1):

Indicate by check mark if the registrant is submitting the Form 6-K

in paper as permitted by Regulation S-T Rule 101(b)(7):

THIS REPORT ON FORM 6-K SHALL BE DEEMED TO BE INCORPORATED BY REFERENCE IN THE REGISTRATION STATEMENT ON FORM F-3 (NO. 333-273681) OF MITSUBISHI UFJ FINANCIAL GROUP, INC. AND TO BE A PART THEREOF FROM THE DATE ON WHICH THIS REPORT IS FURNISHED TO THE U.S. SECURITIES AND EXCHANGE COMMISSION TO THE EXTENT NOT SUPERSEDED BY DOCUMENTS OR REPORTS SUBSEQUENTLY FILED WITH OR FURNISHED TO THE U.S. SECURITIES AND EXCHANGE COMMISSION.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

Date: February 13, 2026

Mitsubishi UFJ Financial Group, Inc.
By:		/s/ Yoshitaka Sekine
Name:		Yoshitaka Sekine
Title:		Managing Director, Head of Documentation & Corporate Secretary Department, Corporate Administration Division

Mitsubishi UFJ Financial Group, Inc.(MUFG)

Risk-Adjusted Capital Ratio Based on the Basel 3 Standards for the Third Quarter Ended December 31, 2025

Tokyo, February 13, 2026 — MUFG hereby announces the risk-adjusted capital ratio based on the Basel 3 standards for the third quarter ended December 31, 2025 as stated below.

Mitsubishi UFJ Financial Group, Inc. (Consolidated)

														(in billions of yen)
		As of December 31, 2025 (A)				Increase (Decrease) (A) - (B)				As of March 31, 2025 (B)				As of September 30, 2025
(1) Total capital ratio (4) / (7)			18.68	%			(0.15	%)			18.83	%			18.99	%
(2) Tier 1 capital ratio (5) / (7)			16.66	%			0.01	%			16.65	%			16.87	%
(3) Common Equity Tier 1 capital ratio (6) / (7)			14.00	%			(0.18	%)			14.18	%			14.08	%
(4) Total capital			21,951.5				1,806.4				20,145.0				21,052.8
(5) Tier 1 capital			19,581.1				1,776.2				17,804.8				18,702.0
(6) Common Equity Tier 1 capital			16,452.7				1,283.4				15,169.2				15,605.2
(7) Risk weighted assets			117,496.9				10,566.4				106,930.4				110,808.0
(8) Required Capital (7)×8%			9,399.7				845.3				8,554.4				8,864.6

MUFG Bank, Ltd. (Consolidated)

														(in billions of yen)
		As of December 31, 2025 (A)				Increase (Decrease) (A) - (B)				As of March 31, 2025 (B)				As of September 30, 2025
(1) Total capital ratio (4) / (7)			19.30	%			(0.32	%)			19.63	%			19.60	%
(2) Tier 1 capital ratio (5) / (7)			17.52	%			(0.16	%)			17.68	%			17.81	%
(3) Common Equity Tier 1 capital ratio (6) / (7)			14.66	%			(0.44	%)			15.10	%			14.81	%
(4) Total capital			18,375.8				1,898.2				16,477.6				17,239.0
(5) Tier 1 capital			16,676.7				1,833.5				14,843.2				15,666.4
(6) Common Equity Tier 1 capital			13,952.6				1,277.5				12,675.1				13,023.9
(7) Risk weighted assets			95,163.1				11,233.7				83,929.4				87,923.5
(8) Required Capital (7)×8%			7,613.0				898.7				6,714.3				7,033.8

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Mitsubishi UFJ Trust and Banking Corporation (Consolidated)

														(in billions of yen)
		As of December 31, 2025 (A)				Increase (Decrease) (A) - (B)				As of March 31, 2025 (B)				As of September 30, 2025
(1) Total capital ratio (4) / (7)			19.22	%			(0.74	%)			19.96	%			20.14	%
(2) Tier 1 capital ratio (5) / (7)			15.36	%			(1.05	%)			16.41	%			15.97	%
(3) Common Equity Tier 1 capital ratio (6) / (7)			12.61	%			(0.94	%)			13.56	%			13.02	%
(4) Total capital			2,099.2				157.6				1,941.6				2,047.8
(5) Tier 1 capital			1,677.9				81.5				1,596.3				1,624.0
(6) Common Equity Tier 1 capital			1,377.9				59.1				1,318.7				1,324.1
(7) Risk weighted assets			10,919.5				1,195.1				9,724.4				10,168.0
(8) Required Capital (7)×8%			873.5				95.6				777.9				813.4

MUFG Bank, Ltd. (Non-Consolidated)

														(in billions of yen)
		As of December 31, 2025 (A)				Increase (Decrease) (A) - (B)				As of March 31, 2025 (B)				As of September 30, 2025
(1) Total capital ratio (4) / (7)			16.10	%			(0.96	%)			17.07	%			17.23	%
(2) Tier 1 capital ratio (5) / (7)			14.57	%			(0.67	%)			15.24	%			15.60	%
(3) Common Equity Tier 1 capital ratio (6) / (7)			11.42	%			(0.88	%)			12.30	%			12.19	%
(4) Total capital			13,619.3				1,370.3				12,248.9				13,054.3
(5) Tier 1 capital			12,325.2				1,385.0				10,940.2				11,819.6
(6) Common Equity Tier 1 capital			9,659.1				828.1				8,830.9				9,233.9
(7) Risk weighted assets			84,556.8				12,809.4				71,747.3				75,738.6
(8) Required Capital (7)×8%			6,764.5				1,024.7				5,739.7				6,059.0

Mitsubishi UFJ Trust and Banking Corporation (Non-Consolidated)

														(in billions of yen)
		As of December 31, 2025 (A)				Increase (Decrease) (A) - (B)				As of March 31, 2025 (B)				As of September 30, 2025
(1) Total capital ratio (4) / (7)			18.31	%			(1.75	%)			20.06	%			19.59	%
(2) Tier 1 capital ratio (5) / (7)			14.97	%			(1.91	%)			16.89	%			15.96	%
(3) Common Equity Tier 1 capital ratio (6) / (7)			12.61	%			(1.73	%)			14.35	%			13.39	%
(4) Total capital			2,306.6				130.6				2,176.0				2,276.3
(5) Tier 1 capital			1,886.8				54.6				1,832.1				1,853.8
(6) Common Equity Tier 1 capital			1,589.3				32.6				1,556.6				1,556.3
(7) Risk weighted assets			12,595.7				1,751.2				10,844.5				11,614.9
(8) Required Capital (7)×8%			1,007.6				140.0				867.5				929.1

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Notes:

Risk-adjusted capital ratio of Mitsubishi UFJ Financial Group, Inc. is computed in accordance with the Notification of the Financial Services Agency No.20, 2006.

Risk-adjusted capital ratio of MUFG Bank, Ltd. and Mitsubishi UFJ Trust and Banking Corporation are computed in accordance with the Notification of the Financial Services Agency No.19, 2006.

-End-

About MUFG

Mitsubishi UFJ Financial Group, Inc. (MUFG) is one of the world’s leading financial groups. Headquartered in Tokyo and with over 360 years of history, MUFG has a global network with approximately 2,000 locations in more than 40 countries. The Group has about 150,000 employees and offers services including commercial banking, trust banking, securities, credit cards, consumer finance, asset management, and leasing. The Group aims to “be the world’s most trusted financial group” through close collaboration among our operating companies and flexibly respond to all of the financial needs of our customers, serving society, and fostering shared and sustainable growth for a better world. MUFG’s shares trade on the Tokyo, Nagoya, and New York stock exchanges. For more information, visit https://www.mufg.jp/english.

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FAQ

What capital ratios did MUFG (MUFG) report as of December 31, 2025?

MUFG reported a total capital ratio of 18.68%, Tier 1 capital ratio of 16.66%, and Common Equity Tier 1 ratio of 14.00%. These figures reflect MUFG’s capital strength under Basel 3 for the quarter ended December 31, 2025.

How large were MUFG’s risk-weighted assets at December 31, 2025?

MUFG’s risk-weighted assets totaled ¥117,496.9 billion as of December 31, 2025. This level of risk-weighted assets drives a required capital amount of ¥9,399.7 billion under the 8% regulatory requirement used in the Basel 3 framework.

How did MUFG’s total capital change versus March 31, 2025?

MUFG’s total capital increased to ¥21,951.5 billion, up ¥1,806.4 billion from ¥20,145.0 billion at March 31, 2025. This growth occurred even as the reported total capital ratio eased slightly over the same comparison period.

What was MUFG’s required capital under Basel 3 at December 31, 2025?

Required capital, calculated as 8% of risk-weighted assets, was ¥9,399.7 billion at December 31, 2025. This reflects the application of the Basel 3 minimum capital requirement to MUFG’s risk-weighted asset base of ¥117,496.9 billion.

Which regulatory standards are used for MUFG’s risk-adjusted capital ratios?

The risk-adjusted capital ratio of Mitsubishi UFJ Financial Group, Inc. is computed under Financial Services Agency Notification No.20, 2006. Ratios for MUFG Bank, Ltd. and Mitsubishi UFJ Trust and Banking Corporation use Notification No.19, 2006 as their regulatory basis.

Does this MUFG (MUFG) 6-K relate to an existing F-3 registration statement?

Yes. The report is deemed incorporated by reference into MUFG’s F-3 registration statement No. 333-273681. This means the disclosed Basel 3 capital information becomes part of the documents available to investors under that shelf registration.