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MVB Financial risk chief holds 6,826 common shares

A 2,869-share RSU award was made May 1, 2026, and vests over three years beginning May 1, 2027.

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Form Type
3

Rhea-AI Filing Summary

MVB Financial Corp. reports that Julie Allison Oconnor, its Chief Risk & Compliance Ofcr, directly held 6,826 common shares as of November 5, 2026. Four time-vested RSU awards cover 1,083, 2,721, 1,282 and 3,825 underlying common shares; they were granted under the 2022 Stock Incentive Plan and have a three-year graded vesting schedule assuming continued employment. A fifth award covers 2,869 underlying shares and was awarded May 1, 2026, vesting over three years beginning May 1, 2027.

Insider Oconnor Julie Allison
Role Chief Risk & Compliance Ofcr
Type Security Shares Price Value
Holding RSU - Time Vested Award F1 -- -- --
Holding RSU - Time Vested Award F1 -- -- --
Holding RSU - Time Vested Award F1 -- -- --
Holding RSU - Time Vested Award F1 -- -- --
Holding RSU - Time Vested Award F2 -- -- --
Holding Common Stock -- -- --
Holdings: RSU - Time Vested Award — 11,780 units (Direct); Common Stock — 6,826 shares (Direct)
Footnotes (2)
  1. F1. The restricted units were granted pursuant to the 2022 Stock Incentive Plan and have a three-year graded vesting schedule assuming continued employment with the Company.
  2. F2. RSUs awarded on May1, 2026 that vest over a three-year period beginning May 1, 2027
Direct common shares 6,826 shares As of November 5, 2026
RSU underlying common shares 1,083 shares Time-vested award; three-year graded vesting assuming continued employment
RSU underlying common shares 2,721 shares Time-vested award; three-year graded vesting assuming continued employment
RSU underlying common shares 1,282 shares Time-vested award; three-year graded vesting assuming continued employment
RSU underlying common shares 3,825 shares Time-vested award; three-year graded vesting assuming continued employment
RSU underlying common shares 2,869 shares Awarded May 1, 2026; vesting over three years beginning May 1, 2027
RSU - Time Vested Award financial
"RSU - Time Vested Award"
2022 Stock Incentive Plan financial
"granted pursuant to the 2022 Stock Incentive Plan"
three-year graded vesting schedule financial
"have a three-year graded vesting schedule"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many MVBF shares did Julie Allison Oconnor directly hold?

Julie Allison Oconnor directly held 6,826 common shares as of November 5, 2026.

What RSU awards did Julie Allison Oconnor report for MVBF?

The five time-vested RSU awards cover 1,083, 2,721, 1,282, 3,825 and 2,869 underlying common shares. Four awards were granted under the 2022 Stock Incentive Plan with a three-year graded vesting schedule assuming continued employment. The 2,869-share award was made May 1, 2026, and vests over three years beginning May 1, 2027.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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SEC Form 3
FORM 3UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0104
Estimated average burden
hours per response:0.5
1. Name and Address of Reporting Person*
Oconnor Julie Allison

(Last)(First)(Middle)
3000 SWISS PINE WAY
SUITE 100

(Street)
MORGANTOWN WEST VIRGINIA 26501

(City)(State)(Zip)

UNITED STATES

(Country)
2. Date of Event Requiring Statement (Month/Day/Year)
11/05/2026
3. Issuer Name and Ticker or Trading Symbol
MVB FINANCIAL CORP [ MVBF ]
3a. Foreign Trading Symbol
5. If Amendment, Date of Original Filed (Month/Day/Year)
4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
Chief Risk & Compliance Ofcr
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4) 2. Amount of Securities Beneficially Owned (Instr. 4) 3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock6,826D
Table II - Derivative Securities Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4) 2. Date Exercisable and Expiration Date (Month/Day/Year)3. Title and Amount of Securities Underlying Derivative Security (Instr. 4) 4. Conversion or Exercise Price of Derivative Security 5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 6. Nature of Indirect Beneficial Ownership (Instr. 5)
Date ExercisableExpiration DateTitleAmount or Number of Shares
RSU - Time Vested Award05/01/2025 (1)Common Stock1,083$0D
RSU - Time Vested Award05/01/2026 (1)Common Stock2,721$0D
RSU - Time Vested Award10/30/2026 (1)Common Stock1,282$0D
RSU - Time Vested Award05/01/2027 (1)Common Stock3,825$0D
RSU - Time Vested Award05/01/2027 (2)Common Stock2,869$0D
Explanation of Responses:
1. The restricted units were granted pursuant to the 2022 Stock Incentive Plan and have a three-year graded vesting schedule assuming continued employment with the Company.
2. RSUs awarded on May1, 2026 that vest over a three-year period beginning May 1, 2027
Remarks:
Lisa J. McCormick, POA for Julie Allison Oconnor11/09/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)

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