MVB Financial grants risk chief 2,500 stock units

The restricted units have a three-year graded vesting schedule, assuming continued employment.

Available on EDGAR 11/09/2026 - 04:17 PM EST Accepted by SEC EDGAR 11/09/2026 - 04:16 PM EST Learn about SEC filing dates

Rhea-AI Filing Summary

MVB Financial Corp. reported that Chief Risk & Compliance Officer Julie Allison Oconnor acquired 2,500 time-vested restricted stock units on November 5, 2026, representing 2,500 underlying common shares. Her reported direct position after the award was 2,500 RSUs. The units were granted under the 2022 Stock Incentive Plan.

Insider Trade Summary

Grant/Award: 2,500 shares

Grant/Award 1 txn

Insider Oconnor Julie Allison

Role Chief Risk & Compliance Ofcr

Type	Security	Shares	Price	Value
Grant/Award	RSU - Time Vested Award F1	2,500	$0.00	$0.00

Holdings After Transaction: RSU - Time Vested Award — 2,500 units (Direct)

Footnotes (1)

1. F1. The restricted units were granted pursuant to the 2022 Stock Incentive Plan and have a three-year graded vesting schedule assuming continued employment with the Company.

Key Figures

RSUs granted: 2,500 RSUs Underlying common shares: 2,500 shares Direct RSU position after award: 2,500 RSUs +1 more

4 metrics

RSUs granted 2,500 RSUs Awarded November 5, 2026

Underlying common shares 2,500 shares Underlying the RSU award

Direct RSU position after award 2,500 RSUs Reported following the award

Graded vesting schedule 3 years Assuming continued employment

Key Terms

Time Vested Award, graded vesting schedule, 2022 Stock Incentive Plan

3 terms

Time Vested Award financial

"RSU - Time Vested Award"

graded vesting schedule financial

"a three-year graded vesting schedule"

2022 Stock Incentive Plan financial

"granted pursuant to the 2022 Stock Incentive Plan"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many RSUs did MVBF's Chief Risk & Compliance Officer receive?

Julie Allison Oconnor received 2,500 time-vested restricted units on November 5, 2026. They were granted under the 2022 Stock Incentive Plan and have a three-year graded vesting schedule, assuming continued employment.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Oconnor Julie Allison

(Last) (First) (Middle)

3000 SWISS PINE WAY

SUITE 100

(Street)

MORGANTOWN WEST VIRGINIA 26501

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
MVB FINANCIAL CORP [ MVBF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Risk & Compliance Ofcr

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
11/05/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
RSU - Time Vested Award	$0	11/05/2026	11/05/2026	A		2,500		11/05/2027	(1)	Common Stock	2,500	$0	2,500	D

Explanation of Responses:

1. The restricted units were granted pursuant to the 2022 Stock Incentive Plan and have a three-year graded vesting schedule assuming continued employment with the Company.

Remarks:

	Lisa J. McCormick, POA for Julie Allison Oconnor	11/09/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)