MVB Financial Corp (MVBF) officer details RSU vesting and common stock transactions

Rhea-AI Filing Summary

MVB Financial Corp officer Joseph Ryan Rodriguez reported the vesting of restricted stock units and related common stock transactions. On January 2, 2026, 4,982 time-based restricted stock units were exercised at $0 and converted into 5,112 shares of common stock, including 130 dividend equivalent shares accrued since the grant date of January 2, 2025. On the same date, 1,716 shares of common stock were disposed of at $25.46 per share. After these transactions, Rodriguez directly held 8,646 shares of common stock and 9,965 remaining restricted stock units under a three-year graded vesting schedule pursuant to the 2022 Stock Incentive Plan.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Rodriguez Joseph Ryan

(Last) (First) (Middle)

11 S MISSION HILLS CIR.

(Street)

ROGERS AR 72758

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
MVB FINANCIAL CORP [ MVBF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Risk and Legal Officer

3. Date of Earliest Transaction (Month/Day/Year)
01/02/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/02/2026	01/02/2026	M(1)		5,112(2)	A	$0	10,362	D
Common Stock	01/02/2026	01/02/2026	F		1,716	D	$25.46	8,646	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
RSU - Time-Vested Award	$0	01/02/2026	01/02/2026	M			4,982	01/02/2026	(3)	Common Stock	4,982	$0	9,965	D

Explanation of Responses:

1. 1/3 of the time-based restricted stock units, granted January 2, 2025, have vested and shares are being issued.

2. Includes 130 dividend equivalent shares accrued since the time of grant.

3. The restricted units were granted pursuant to the 2022 Stock Incentive Plan and have a three-year graded vesting schedule assuming continued employment with the Company.

Remarks:

	Lisa J McCormick by POA from Joseph Ryan Rodriguez	01/06/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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FAQ

What insider transactions did MVBF officer Joseph Ryan Rodriguez report?

Joseph Ryan Rodriguez, Chief Risk and Legal Officer of MVB Financial Corp (MVBF), reported the vesting of 4,982 restricted stock units into 5,112 shares of common stock and a disposition of 1,716 common shares on January 2, 2026.

At what prices were the MVBF equity transactions recorded on this Form 4?

The restricted stock units were exercised at an effective price of $0 per unit, while the 1,716 common shares disposed of on January 2, 2026 were reported at $25.46 per share.

How many MVB Financial Corp shares does Joseph Ryan Rodriguez hold after this Form 4?

Following the reported transactions, Joseph Ryan Rodriguez directly owned 8,646 shares of MVBF common stock and 9,965 restricted stock units as of January 2, 2026.

What is the vesting schedule for Joseph Ryan Rodriguez’s MVBF restricted stock units?

The restricted stock units were granted under the 2022 Stock Incentive Plan and have a three-year graded vesting schedule, with one-third of the time-based award vesting on January 2, 2026, assuming continued employment with the company.

What are dividend equivalent shares mentioned in the MVBF Form 4 filing?

The Form 4 notes that the 5,112 common shares issued upon vesting include 130 dividend equivalent shares, which are additional shares accrued since the time of grant to mirror dividends paid on common stock.

What role does Joseph Ryan Rodriguez hold at MVB Financial Corp?

Joseph Ryan Rodriguez is identified as an officer of MVB Financial Corp, serving as the company’s Chief Risk and Legal Officer.