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NBT Bancorp Inc. (NBTB) reported Q3 2025 results with net income of $54.5 million, up from $38.1 million a year ago, and basic EPS of $1.04 versus $0.81. Net interest income rose to $134.7 million from $101.7 million as higher loan and securities yields offset funding costs.
Total assets reached $16.11 billion, up from $13.79 billion at year-end 2024, driven by loans of $11.60 billion and AFS securities of $1.81 billion. Deposits were $13.66 billion versus $11.55 billion at year-end. Noninterest income was $51.4 million, and noninterest expense was $111.1 million, including acquisition expenses.
On May 2, 2025, NBT closed the all-stock acquisition of Evans Bancorp for
NBT Bancorp (NBTB) insider activity: Director Timothy E. Delaney reported open‑market purchases of NBT Bancorp Inc. common stock on 11/06/2025. He bought 7,500 shares at $41.00 and 2,500 shares at $40.90. Following these trades, his directly held shares increased to 51,885. He also reports 8.987 shares held indirectly, listed as spouse as custodian.
NBT Bancorp Inc. made available an investor presentation on November 4, 2025. Members of the executive management team intend to use these slides during future meetings with investors and analysts.
The presentation is accessible on the Investor Presentations page of the company’s website at www.nbtbancorp.com. NBT Bancorp Inc. is listed on the NASDAQ under the ticker NBTB.
NBT Bancorp Inc. (NBTB) director Timothy E. Delaney reported an open-market purchase of 2,000 shares of NBT Bancorp Inc. common stock at $40.5 on 10/31/2025.
Following the transaction, he beneficially owned 41,885 shares directly. An additional 8.987 shares were held indirectly, listed as Spouse as custodian. The filing indicates it was filed by one reporting person.
NBT Bancorp Inc. (NBTB) reported an insider transaction by a director. On 10/30/2025, the reporting person recorded a transaction coded “G” involving 12,255 shares of NBT Bancorp Inc. common stock, marked as a disposition at a price of $0.0.
Following the reported transaction, the filing shows 70,655 shares beneficially owned directly and 2,133 shares owned indirectly by a trust.
NBT Bancorp Inc. furnished a press release describing its results of operations for the quarter ended September 30, 2025, via an 8-K. The press release is included as Exhibit 99.1.
The company will host a conference call at 10:00 a.m. Eastern Time on Tuesday, October 28, 2025 to review third-quarter 2025 results. An audio webcast link and presentation slides will be available on the Event Calendar page of the company’s website at www.nbtbancorp.com.
Ruth H. Mahoney, EVP/President of Wealth Management at NBT Bancorp Inc. (NBTB), reported insider transactions dated 08/15/2025. The filing shows a sale of 758 shares of NBT Bancorp common stock at $42.13 per share. After that sale, Ms. Mahoney is reported to beneficially own 17,603.142 shares directly and 3,495.563 shares indirectly (401k). The report also discloses 9,287.828 shares of phantom stock held directly under the company’s Deferred Compensation Plan, each deemed invested in one share of common stock. The Form 4 was signed by a power of attorney on 08/18/2025.
David J. Nasca, a director of NBT Bancorp Inc. (NBTB), reported a sale of company common stock on 08/13/2025. The Form 4 shows 19,603 shares were sold at an average price of $43.417 per share, with the filer noting prices ranged between $43.32 and $43.54. After the reported sale, the filing lists 82,910 shares held directly and 2,133 shares held indirectly by a trust. The form was signed by a power of attorney on behalf of Mr. Nasca on 08/15/2025.
Form 144 submitted for NBT Bancorp Inc (ticker NBTB) notifies a proposed sale of 19,603 shares of common stock through UBS Financial Services Inc on the NASDAQ, with an aggregate market value of $850,997.52 and 52,394,805 shares outstanding. The shares offered represent approximately 0.037% of outstanding common stock. The notice lists the securities as having been acquired in multiple open-market purchases between 2006 and 2011 and indicates no sales in the past three months by the same person.
The disclosure is a routine insider sale notice: it specifies the broker, the number of shares to be sold, the acquisition history, and the approximate sale date of 08/13/2025, but contains no additional financial performance or forward-looking information.
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