Welcome to our dedicated page for Nbt Bancorp SEC filings (Ticker: NBTB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The NBT Bancorp Inc. (NASDAQ: NBTB) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. NBT Bancorp is a financial holding company headquartered in Norwich, New York, with business conducted primarily through NBT Bank, N.A. and two financial services subsidiaries focused on retirement plan administration and insurance agency services.
Through this page, users can review NBT Bancorp’s current reports on Form 8-K, which the company uses to announce quarterly financial results, investor presentations and other material events. For example, recent 8-K filings describe results of operations for specific quarters and reference conference calls and webcasts, as well as investor presentation materials made available on the company’s website.
In addition to 8-Ks, investors can use this resource to locate NBT Bancorp’s annual reports on Form 10-K and quarterly reports on Form 10-Q, which typically include detailed discussions of the Banking and Retirement Plan Administration segments, loan and deposit balances, noninterest income sources, asset quality measures and capital ratios. Filings related to dividends, merger activity such as the Evans Bancorp, Inc. transaction, and other corporate actions are also part of the company’s regulatory record.
Stock Titan’s platform enhances these filings with AI-powered summaries that explain key points in plain language, helping users interpret complex financial and regulatory information. Real-time updates from EDGAR, along with simplified views of items like results of operations, capital metrics and material events, allow investors to follow NBT Bancorp’s disclosures without reading every line of each filing.
NBT Bancorp Inc. (NBTB) executive Annette L. Burns, EVP & Chief Financial Officer, reported multiple small share disposals in company stock. On 01/15/2026, she disposed of 69, 237, 244, 42, and 119 shares of NBT Bancorp Inc. common stock, each at a price of $43.71 per share under transaction code F.
After these transactions, Burns directly held 20,494.198 shares of NBT Bancorp Inc. common stock.
NBT Bancorp Inc. (NBTB) reported Q3 2025 results with net income of $54.5 million, up from $38.1 million a year ago, and basic EPS of $1.04 versus $0.81. Net interest income rose to $134.7 million from $101.7 million as higher loan and securities yields offset funding costs.
Total assets reached $16.11 billion, up from $13.79 billion at year-end 2024, driven by loans of $11.60 billion and AFS securities of $1.81 billion. Deposits were $13.66 billion versus $11.55 billion at year-end. Noninterest income was $51.4 million, and noninterest expense was $111.1 million, including acquisition expenses.
On May 2, 2025, NBT closed the all-stock acquisition of Evans Bancorp for $221.8 million, issuing 5.1 million shares, recording core deposit intangibles of $33.2 million and preliminary goodwill of $91.4 million. Year-to-date, the company redeemed $118.0 million of subordinated debt and paid cash dividends of $0.37 per share in Q3. Shares outstanding were 52,315,193 as of October 31, 2025.
NBT Bancorp (NBTB) insider activity: Director Timothy E. Delaney reported open‑market purchases of NBT Bancorp Inc. common stock on 11/06/2025. He bought 7,500 shares at $41.00 and 2,500 shares at $40.90. Following these trades, his directly held shares increased to 51,885. He also reports 8.987 shares held indirectly, listed as spouse as custodian.
NBT Bancorp Inc. made available an investor presentation on November 4, 2025. Members of the executive management team intend to use these slides during future meetings with investors and analysts.
The presentation is accessible on the Investor Presentations page of the company’s website at www.nbtbancorp.com. NBT Bancorp Inc. is listed on the NASDAQ under the ticker NBTB.
NBT Bancorp Inc. (NBTB) director Timothy E. Delaney reported an open-market purchase of 2,000 shares of NBT Bancorp Inc. common stock at $40.5 on 10/31/2025.
Following the transaction, he beneficially owned 41,885 shares directly. An additional 8.987 shares were held indirectly, listed as Spouse as custodian. The filing indicates it was filed by one reporting person.
NBT Bancorp Inc. (NBTB) reported an insider transaction by a director. On 10/30/2025, the reporting person recorded a transaction coded “G” involving 12,255 shares of NBT Bancorp Inc. common stock, marked as a disposition at a price of $0.0.
Following the reported transaction, the filing shows 70,655 shares beneficially owned directly and 2,133 shares owned indirectly by a trust.
NBT Bancorp Inc. furnished a press release describing its results of operations for the quarter ended September 30, 2025, via an 8-K. The press release is included as Exhibit 99.1.
The company will host a conference call at 10:00 a.m. Eastern Time on Tuesday, October 28, 2025 to review third-quarter 2025 results. An audio webcast link and presentation slides will be available on the Event Calendar page of the company’s website at www.nbtbancorp.com.
NBT Bancorp Inc., the holding company for NBT Bank, announced that its executive management team has prepared an investor presentation for use in future meetings with investors and analysts. The company has made these presentation slides available on the Investor Presentations page of its website at www.nbtbancorp.com. This update is primarily informational, giving market participants access to the same materials that management will use in upcoming discussions.
Ruth H. Mahoney, EVP/President of Wealth Management at NBT Bancorp Inc. (NBTB), reported insider transactions dated 08/15/2025. The filing shows a sale of 758 shares of NBT Bancorp common stock at $42.13 per share. After that sale, Ms. Mahoney is reported to beneficially own 17,603.142 shares directly and 3,495.563 shares indirectly (401k). The report also discloses 9,287.828 shares of phantom stock held directly under the company’s Deferred Compensation Plan, each deemed invested in one share of common stock. The Form 4 was signed by a power of attorney on 08/18/2025.
David J. Nasca, a director of NBT Bancorp Inc. (NBTB), reported a sale of company common stock on 08/13/2025. The Form 4 shows 19,603 shares were sold at an average price of $43.417 per share, with the filer noting prices ranged between $43.32 and $43.54. After the reported sale, the filing lists 82,910 shares held directly and 2,133 shares held indirectly by a trust. The form was signed by a power of attorney on behalf of Mr. Nasca on 08/15/2025.