Welcome to our dedicated page for Nbt Bancorp SEC filings (Ticker: NBTB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The NBT Bancorp Inc. (NASDAQ: NBTB) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. NBT Bancorp is a financial holding company headquartered in Norwich, New York, with business conducted primarily through NBT Bank, N.A. and two financial services subsidiaries focused on retirement plan administration and insurance agency services.
Through this page, users can review NBT Bancorp’s current reports on Form 8-K, which the company uses to announce quarterly financial results, investor presentations and other material events. For example, recent 8-K filings describe results of operations for specific quarters and reference conference calls and webcasts, as well as investor presentation materials made available on the company’s website.
In addition to 8-Ks, investors can use this resource to locate NBT Bancorp’s annual reports on Form 10-K and quarterly reports on Form 10-Q, which typically include detailed discussions of the Banking and Retirement Plan Administration segments, loan and deposit balances, noninterest income sources, asset quality measures and capital ratios. Filings related to dividends, merger activity such as the Evans Bancorp, Inc. transaction, and other corporate actions are also part of the company’s regulatory record.
Stock Titan’s platform enhances these filings with AI-powered summaries that explain key points in plain language, helping users interpret complex financial and regulatory information. Real-time updates from EDGAR, along with simplified views of items like results of operations, capital metrics and material events, allow investors to follow NBT Bancorp’s disclosures without reading every line of each filing.
Form 144 submitted for NBT Bancorp Inc (ticker NBTB) notifies a proposed sale of 19,603 shares of common stock through UBS Financial Services Inc on the NASDAQ, with an aggregate market value of $850,997.52 and 52,394,805 shares outstanding. The shares offered represent approximately 0.037% of outstanding common stock. The notice lists the securities as having been acquired in multiple open-market purchases between 2006 and 2011 and indicates no sales in the past three months by the same person.
The disclosure is a routine insider sale notice: it specifies the broker, the number of shares to be sold, the acquisition history, and the approximate sale date of 08/13/2025, but contains no additional financial performance or forward-looking information.
NBT Bancorp reported a quarter with clear growth in balance sheet scale but lower reported earnings. Total assets rose to $16.01 billion, driven by loans of $11.62 billion (up from $9.97 billion year-end) and deposits of $13.52 billion (up from $11.55 billion). Net interest income expanded to $124.2 million for the quarter versus $97.2 million a year earlier, reflecting stronger loan yields and portfolio expansion.
Reported net income was $22.5 million for the three months (basic EPS $0.45), down from $32.7 million a year earlier, and $59.3 million for the six months (basic EPS $1.21) versus $66.5 million. Key drivers of the lower earnings were a higher provision for loan losses of $17.8 million this quarter, increased noninterest expense including $17.2 million of acquisition-related integration costs, and acquisition accounting from the May 2, 2025 Evans Bancorp transaction for $221.8 million in stock that generated $91.4 million of goodwill. The allowance for credit losses increased to $140.2 million (1.21% of loans). Unrealized losses in investment portfolios remain sizable but are reported as AOCI and not recognized as credit losses.
SEC Form 4 recap for NBT Bancorp Inc. (NBTB)
Director John H. Watt Jr. reported 17 same-day transactions on 08/01/2025, all coded “F” (Instr. 8). At a fixed price of $40.56 per share, he disposed of 42,067 common shares. His direct holdings fell from 114,898 shares after the first transaction to 73,960 shares after the final entry. No derivative securities, indirect ownership, or additional transaction types were disclosed.
The filing is limited to these routine share disposals; no information on company operations, earnings, or forward-looking statements is included.