[Form 4] nCino, Inc. Insider Trading Activity

Rhea-AI Filing Summary

nCino, Inc. CEO, President and director Sean Desmond reported an option exercise and matching share sale in company stock. On 12/05/2025, he exercised stock options for 7,331 shares at an exercise price of $4.98 per share and acquired the underlying common stock.

The same day, he sold 7,331 shares of common stock at a price of $24.11 per share. After these transactions, he directly beneficially owned 618,597 shares of nCino common stock and 227,945 stock options. The filing states that these exercises and sales were made under a Rule 10b5-1 trading plan adopted on September 4, 2025.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Desmond Sean

(Last) (First) (Middle)

6770 PARKER FARM DRIVE

SUITE 200

(Street)

WILMINGTON NC 28405

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
nCino, Inc. [ NCNO ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	CEO & President

3. Date of Earliest Transaction (Month/Day/Year)
12/05/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	12/05/2025		M		7,331(1)	A	$4.98	625,928	D
Common Stock	12/05/2025		S		7,331(1)	D	$24.11	618,597	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option (Right to Buy)	$4.98	12/05/2025		M			7,331(1)	(2)	02/01/2027	Common Stock	7,331	$0	227,945	D

Explanation of Responses:

1. These exercises and sales were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on September 4, 2025.

2. This option is currently exercisable.

Remarks:

	/s/ Jeanette Sellers, Attorney-in-fact for Sean Desmond	12/09/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider stock transaction did nCino (NCNO) report in this Form 4?

The Form 4 reports that CEO, President and director Sean Desmond exercised stock options for 7,331 shares of nCino common stock at an exercise price of $4.98 and sold 7,331 shares on 12/05/2025 at a price of $24.11 per share.

How many nCino (NCNO) shares does Sean Desmond own after this transaction?

After the reported transactions, Sean Desmond directly beneficially owned 618,597 shares of nCino common stock and held 227,945 stock options.

Was the nCino (NCNO) CEO’s trade made under a Rule 10b5-1 plan?

Yes. The filing states that the option exercises and related sales were effected pursuant to a Rule 10b5-1 trading plan adopted by Sean Desmond on September 4, 2025.

What type of derivative security did nCino (NCNO) disclose in this Form 4?

The Form 4 discloses a stock option (right to buy) with an exercise price of $4.98 per share, expiring on 02/01/2027, for which 7,331 options were exercised, leaving 227,945 options beneficially owned.

What is Sean Desmond’s role at nCino (NCNO) according to this filing?

According to the filing, Sean Desmond is a Director and an Officer of nCino, serving as CEO & President.

Is this nCino (NCNO) Form 4 filed by one or multiple reporting persons?

The document indicates that it is a Form filed by one reporting person, referring to Sean Desmond.