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nCino (NCNO) CEO Desmond exercises options and sells 8,064 shares under 10b5-1 plan

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

nCino, Inc. CEO and President Sean Desmond exercised stock options and sold shares in a routine, pre-planned transaction. He exercised options for 8,064 shares of common stock at $4.98 per share, then sold 8,064 shares in the open market at $17.47 per share.

These exercises and sales were carried out under a Rule 10b5-1 trading plan adopted on January 6, 2026, indicating they were pre-scheduled rather than timed discretionarily. Following the transactions, Desmond directly holds 1,262,492 shares of common stock and 188,356 stock options.

Positive

  • None.

Negative

  • None.
Insider Desmond Sean
Role CEO & President
Sold 8,064 shs ($141K)
Type Security Shares Price Value
Exercise Stock Option (Right to Buy) 8,064 $0.00 --
Exercise Common Stock 8,064 $4.98 $40K
Sale Common Stock 8,064 $17.47 $141K
Holdings After Transaction: Stock Option (Right to Buy) — 188,356 shares (Direct, null); Common Stock — 1,270,556 shares (Direct, null)
Footnotes (1)
  1. These exercises and sales were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on January 6, 2026. This option is currently exercisable.
Shares sold 8,064 shares Open-market sale of common stock on July 6, 2026
Sale price per share $17.47/share Price for 8,064 common shares sold
Option exercise size 8,064 shares Common shares acquired via option exercise
Option strike price $4.98/share Exercise price for stock option (Right to Buy)
Shares held after transaction 1,262,492 shares Direct common stock holdings following transactions
Options held after transaction 188,356 options Remaining stock options after partial exercise
Option expiration date February 1, 2027 Expiration for exercised stock option grant
10b5-1 plan adoption date January 6, 2026 Date trading plan governing these transactions was adopted
Rule 10b5-1 trading plan financial
"These exercises and sales were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on January 6, 2026."
A Rule 10b5-1 trading plan is a pre-arranged schedule that allows company insiders to buy or sell stock at specific times, even if they have inside information. It helps prevent accusations of unfair trading by making these transactions look planned and transparent, rather than sneaky or illegal.
Stock Option (Right to Buy) financial
"security_title: "Stock Option (Right to Buy)" ... underlying_security_title: "Common Stock""
open-market sale financial
"transaction_action: "open-market sale" ... transaction_code_description: "Sale in open market or private transaction""
An open-market sale is when a shareholder sells existing shares directly on a public exchange to any willing buyer, rather than through a private deal. Think of it like putting goods on a busy market stall where price is set by supply and demand; for investors it matters because such sales increase available supply, can put short-term downward pressure on the stock price, and signal changes in liquidity or investor confidence.
derivative security financial
"transaction_code_description: "Exercise or conversion of derivative security""
A derivative security is a financial contract whose value comes from the price or performance of something else, such as a stock, bond, commodity, or market index. For investors it acts like an insurance policy or a wager: it can be used to protect against losses, lock in prices, or amplify gains and losses, so it can change a portfolio’s risk and potential return without owning the underlying asset directly.
exercise or conversion financial
"transaction_action: "derivative exercise/conversion" ... transaction_code_description: "Exercise or conversion of derivative security""
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FAQ

What insider transactions did nCino (NCNO) CEO Sean Desmond report?

Sean Desmond exercised options for 8,064 nCino shares at $4.98 and sold 8,064 shares at $17.47. The filing shows this was a combined exercise-and-sell event executed as part of his equity compensation and ownership management.

Were Sean Desmond’s nCino (NCNO) share sales pre-planned under a Rule 10b5-1 plan?

Yes. The filing states the exercises and sales occurred under a Rule 10b5-1 trading plan adopted on January 6, 2026. Such plans preset trade timing and size, indicating these transactions were scheduled in advance rather than opportunistic.

How many nCino (NCNO) shares did Sean Desmond sell and at what price?

Sean Desmond sold 8,064 shares of nCino common stock at an average price of $17.47 per share. The sale followed an option exercise for the same number of shares, reflecting an exercise-and-sell pattern typical for liquidity or diversification.

What option exercise did Sean Desmond report for nCino (NCNO)?

He exercised a stock option covering 8,064 shares of nCino common stock at a strike price of $4.98 per share. The option, described as a “Stock Option (Right to Buy),” remains exercisable on the balance until its February 1, 2027 expiration.

What are Sean Desmond’s holdings in nCino (NCNO) after these transactions?

After the reported trades, Sean Desmond directly holds 1,262,492 shares of nCino common stock and 188,356 stock options. These figures show he retains a substantial equity position in the company following the relatively small exercise-and-sale transaction disclosed.

Does the Form 4 suggest a large change in Sean Desmond’s nCino (NCNO) ownership?

The Form 4 shows 8,064 shares sold versus 1,262,492 shares held afterward, indicating only a small portion of his stake was sold. Combined with the 10b5-1 plan, this points to a routine, limited portfolio adjustment rather than a major ownership shift.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
X
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Desmond Sean

(Last)(First)(Middle)
6770 PARKER FARM DRIVE
SUITE 200

(Street)
WILMINGTON NORTH CAROLINA 28405

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
nCino, Inc. [ NCNO ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
XOfficer (give title below)Other (specify below)
CEO & President
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/06/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock07/06/2026M8,064(1)A$4.981,270,556D
Common Stock07/06/2026S8,064(1)D$17.471,262,492D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Stock Option (Right to Buy)$4.9807/06/2026M8,064(1) (2)02/01/2027Common Stock8,064$0188,356D
Explanation of Responses:
1. These exercises and sales were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on January 6, 2026.
2. This option is currently exercisable.
Remarks:
/s/ Jeanette Sellers, Attorney-in-fact for Sean Desmond07/08/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)