[Form 4] nCino, Inc. Insider Trading Activity

Rhea-AI Filing Summary

nCino Director William J. Ruh received a grant of 7,385 restricted stock units (RSUs) on June 18, 2025. The RSUs will fully vest on the earlier of June 18, 2026, or the next annual stockholders' meeting, contingent on Ruh's continued service. The RSUs were granted at $0 cost and include an accelerated vesting provision in the event of a change in control.

Following this transaction, Ruh's holdings include:

• 36,925 shares held directly
• 204,001 shares held indirectly through the William J. Ruh Trust, where he serves as sole trustee

This Form 4 filing, submitted by attorney-in-fact Jeanette Sellers on June 23, 2025, reflects standard equity-based compensation for board service, aligning the director's interests with shareholders through a one-year vesting schedule.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

RUH WILLIAM J

(Last) (First) (Middle)

6770 PARKER FARM DRIVE

SUITE 200

(Street)

WILMINGTON NC 28405

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
nCino, Inc. [ NCNO ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
06/18/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	06/18/2025		A		7,385(1)	A	$0	36,925	D
Common Stock								204,001	I(2)	By William J. Ruh Trust, U/T/A(2)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents restricted stock units ("RSUs") that vest in full on the earlier of June 18, 2026 and the date of the next annual meeting of the Issuer's stockholders, subject to the reporting person's continued service through the applicable vesting date. These RSUs vest fully upon a change in control of the Issuer.

2. These Shares are held directly by the William J. Ruh Trust, U/T/A, for which the reporting person is sole trustee.

Remarks:

	/s/ Jeanette Sellers, Attorney-in-fact for William J. Ruh	06/23/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

How many NCNO shares did William J. Ruh acquire on June 18, 2025?

William J. Ruh acquired 7,385 restricted stock units (RSUs) of NCNO on June 18, 2025. These RSUs were granted at a price of $0.

When do William Ruh's newly acquired NCNO RSUs vest?

The RSUs vest in full on the earlier of June 18, 2026 or the date of the next annual meeting of nCino's stockholders, subject to Ruh's continued service. Additionally, the RSUs vest fully upon a change in control of the company.

What is William Ruh's total NCNO stock ownership after the June 2025 transaction?

Following the transaction, William J. Ruh owns 36,925 shares directly and 204,001 shares indirectly through the William J. Ruh Trust, U/T/A, where he serves as sole trustee, for a total beneficial ownership of 240,926 shares.

What is William Ruh's role at NCNO?

According to the Form 4 filing, William J. Ruh serves as a Director of nCino, Inc. (NCNO), as indicated by the 'X' marked in the Director box under the Relationship of Reporting Person(s) to Issuer section.