nCino director reports 3,200-share stock gift

nCino, Inc. director William J. Ruh, through the William J. Ruh Trust, reported a bona fide gift of 3,200 shares of nCino common stock on April 14, 2026.

Rhea-AI Filing Summary

nCino, Inc. director William J. Ruh, through the William J. Ruh Trust, reported a bona fide gift of 3,200 shares of nCino common stock on April 14, 2026. The gift involved no sale proceeds.

After this transfer, the trust holds 200,801 shares indirectly, and a separate entry notes 36,925 shares held directly following the reported transactions.

Insider Trade Summary

3,200 shares gifted

Gift 2 txns

Insider RUH WILLIAM J

Role Director

Type	Security	Shares	Price	Value
Gift	Common Stock	3,200	$0.00	$0.00
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 200,801 shares (Indirect, By William J. Ruh Trust, U/T/A); Common Stock — 36,925 shares (Direct)

Footnotes (1)

1. F1. These Shares are held directly by the William J. Ruh Trust, U/T/A, for which the reporting person is sole trustee.

Key Figures

Gifted shares: 3,200 shares Indirect holdings after transaction: 200,801 shares Direct holdings after transaction: 36,925 shares +1 more

4 metrics

Gifted shares 3,200 shares Bona fide gift of common stock on April 14, 2026

Indirect holdings after transaction 200,801 shares Common stock held by William J. Ruh Trust after gift

Direct holdings after transaction 36,925 shares Common stock held directly by William J. Ruh

Gift transactions 1 gift, 3,200 shares Transaction summary for reported bona fide gift

Key Terms

Bona fide gift, Form 4, Common Stock, Indirect ownership

4 terms

Bona fide gift financial

"transaction_code_description: "Bona fide gift""

A bona fide gift is a genuine, voluntary transfer of money, property, or benefits from one party to another made without expectation of repayment, services, or hidden conditions. Investors care because such gifts can affect company disclosures, related‑party transaction rules, tax treatment, and perceived conflicts of interest; think of it like someone giving you a present with no strings attached — but on a corporate scale, auditors and regulators need to verify it really is unconditional.

Form 4 regulatory

"INSIDER FILING DATA (Form 4)"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

Common Stock financial

"security_title: "Common Stock""

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

Indirect ownership financial

"ownership_type: "indirect" for trust-held shares"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did nCino (NCNO) director William J. Ruh report?

Director William J. Ruh reported a bona fide gift of 3,200 shares of nCino common stock. The transfer was recorded at zero dollars per share, reflecting a non-market gift transaction rather than a sale into the open market.

How many nCino (NCNO) shares are held by the William J. Ruh Trust after the gift?

Following the reported gift, the William J. Ruh Trust holds 200,801 shares of nCino common stock indirectly. Ruh serves as sole trustee of the trust, and this position reflects holdings after the 3,200-share gift transfer.

Did the nCino (NCNO) Form 4 filing show any open-market buys or sells?

The Form 4 shows no open-market purchases or sales. It reports a bona fide gift of 3,200 shares at a price of zero and a separate holding entry, with no transactions coded as buys or sells.

What are William J. Ruh’s direct holdings in nCino (NCNO) after the reported transactions?

After the reported transactions, William J. Ruh has 36,925 nCino common shares listed as directly owned. This is separate from the 200,801 shares held indirectly through the William J. Ruh Trust, which he serves as sole trustee.

How many nCino (NCNO) shares were transferred as a gift in this Form 4?

The filing shows a gift transfer of 3,200 shares of nCino common stock. This bona fide gift reduced the trust’s position from its prior level, leaving 200,801 shares held indirectly after the transaction.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 04/16/2026 - 05:21 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

RUH WILLIAM J

(Last) (First) (Middle)

6770 PARKER FARM DRIVE

SUITE 200

(Street)

WILMINGTON NORTH CAROLINA 28405

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
nCino, Inc. [ NCNO ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/14/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	04/14/2026		G		3,200	D	$0	200,801	I(1)	By William J. Ruh Trust, U/T/A(1)
Common Stock								36,925	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. These Shares are held directly by the William J. Ruh Trust, U/T/A, for which the reporting person is sole trustee.

Remarks:

	/s/ Jeanette Sellers, Attorney-in-fact for William J. Ruh	04/16/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)