Welcome to our dedicated page for NewtekOne SEC filings (Ticker: NEWT), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
NewtekOne, Inc. filings document the regulatory record of a financial holding company with bank and non-bank subsidiaries serving independent business owners. The company’s registered securities include common stock under NEWT, several exchange-listed notes, and depositary shares representing interests in Series B preferred stock.
Form 8-K reports disclose results of operations, loan origination information, dividend declarations, direct financial obligations, note offerings, securities distribution agreements, and executive employment arrangements. The definitive proxy statement covers corporate governance, shareholder voting matters, and executive compensation disclosures tied to NewtekOne’s public-company structure.
NewtekOne, Inc. has created a new class of preferred stock, its 8.500% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B, with a $1,000 liquidation preference per share, equivalent to $25.00 per related depositary share.
The company previously completed an underwritten public offering of 2,000,000 depositary shares, each representing a 1/40th interest in a Series B Preferred share. The Series B Preferred Stock ranks senior to common stock and junior equity that does not expressly rank on a parity or senior, and ranks on a parity with the company’s existing Series A Convertible Preferred Stock.
Under its terms, if full dividends on the Series B Preferred Stock for the most recent dividend period are not declared and paid or set aside, NewtekOne faces restrictions on declaring dividends on, or repurchasing, its common stock and other junior or parity stock. The Articles Supplementary filed on August 19, 2025 fix the authorized number of Series B Preferred shares at 53,750 and detail preferences, voting powers, and limitations.
On August 13, 2025, NewtekOne, Inc. entered into an underwriting agreement with Keefe, Bruyette & Woods, Inc. and Raymond James & Associates, Inc. to issue, offer and sell 2,000,000 depositary shares representing a 1/40th interest in each share of the Company’s 8.500% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B. Each preferred share carries a $1,000 liquidation preference, equivalent to $25.00 per Depositary Share. The agreement also grants the underwriters an option to purchase up to an additional 150,000 depositary shares at the public offering price less the underwriting discount. The Underwriting Agreement is filed as Exhibit 1.1 and is incorporated by reference.
NewtekOne, Inc. reported stronger profitability for the quarter and year-to-date while increasing loan originations and deposits. Net income for the three months ended June 30, 2025 was $13.703 million versus $10.945 million a year earlier, producing basic earnings per share of $0.53 (diluted $0.52). Net interest income rose to $13.923 million from $9.126 million as loan yields and interest-earning assets expanded. Total assets were $2.126 billion and loans held for investment at amortized cost increased to $767.8 million. Deposits grew to $1.0838 billion, supporting balance sheet growth.
Credit reserves and cash flow showed pressure. The allowance for credit losses grew to $42.625 million from $30.233 million and the six-month provision for credit losses was $22.622 million, with charge-offs of $9.946 million in the period. Net cash used in operating activities was $(260.518) million for the six months, and cash and cash equivalents fell to $213.289 million. The company recognized a $31.465 million gain on residuals in securitizations and closed the 2025-1 securitization backed by $216.565 million of collateral while retaining a $77.701 million residual interest.
The company completed the sale of Newtek Technology Solutions for $4.0 million cash plus 4.0 million shares of IPM preferred stock and accounts for that investment at fair value under ASC 321.
NewtekOne (NASDAQ:NEWT) filed an 8-K announcing the declaration of a quarterly dividend of $0.19 per share. The filing includes standard forward-looking statements and risk disclosures. The company furnished a press release dated June 25, 2025, which is included as Exhibit 99.1 to the filing.