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Northfield Bancorp (NASDAQ: NFBK) EVP disposes 4,118 shares for taxes

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Northfield Bancorp, Inc. executive William R. Jacobs (EVP & PAO) reported a tax-related disposition of insider shares. He sold 4,118 shares of common stock at $14.72 per share to satisfy tax obligations from accelerated vesting of restricted stock, leaving 64,947 shares held directly. He also reports indirect holdings of 12,949.11 shares through a 401(k), 38,613.64 shares through an ESOP, and 15,888 restricted stock units representing a contingent right to cash equal to the value of one share of common stock each.

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Insider Jacobs William R.
Role EVP & PAO
Type Security Shares Price Value
Tax Withholding Common Stock 4,118 $14.72 $61K
holding Restricted Stock Units -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 64,947 shares (Direct); Restricted Stock Units — 15,888 shares (Direct); Common Stock — 38,613.64 shares (Indirect, By ESOP)
Footnotes (1)
  1. Represents shares sold by the Reporting Person to satisfy tax obligations in connection with the accelerated vesting of restricted stock previously issued. Reflects transactions not required to be reported pursuant to Section 16 of the Securities Exchange Act of 1934, as amended. Each restricted stock unit represents a contingent right to receive cash equal to the value of one share of Issuer common stock Restricted stock units vest in three equal annual installments beginning one year following the date of grant.
Tax-related share disposition 4,118 shares Common Stock disposed on 2026-07-14 to satisfy tax obligations
Disposition price $14.72 per share Price for 4,118 common shares used to cover tax obligations
Direct holdings after transaction 64,947 shares Common Stock held directly by William R. Jacobs after 2026-07-14 disposition
Indirect 401(k) holdings 12,949.11 shares Common Stock held indirectly via a 401(k) plan
Indirect ESOP holdings 38,613.64 shares Common Stock held indirectly via an ESOP
Restricted stock units underlying shares 15,888 shares RSUs representing a contingent right to cash equal to one share each
Restricted Stock Units financial
""Restricted stock units" vest in three equal annual installments"
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
accelerated vesting financial
"tax obligations in connection with the accelerated vesting of restricted stock"
Section 16 regulatory
"transactions not required to be reported pursuant to Section 16 of the Securities Exchange Act"
Section 16 is a U.S. securities law rule that governs the trading and disclosure obligations of company insiders — typically officers, directors and large shareholders — to promote transparency and deter unfair profit-taking. It requires insiders to publicly report their stock trades and allows companies or the issuer to reclaim quick, short-term profits from certain insider trades, like a scoreboard and a refund policy that help investors see and limit possible insider advantage.
ESOP financial
"nature_of_ownership: By ESOP for indirect common stock holdings"
An Employee Stock Ownership Plan (ESOP) is a program that gives employees ownership shares in their company, often as part of their benefits package. It acts like a company-sponsored savings plan, allowing workers to have a stake in the company's success, which can boost motivation and loyalty. For investors, ESOPs can influence company decisions and stock value, making them an important aspect of corporate ownership and governance.
401(k) financial
"nature_of_ownership: By 401(k) for indirect common stock holdings"
A 401(k) is a type of retirement savings plan offered by employers that allows workers to set aside a portion of their paycheck before taxes are taken out. The money saved in a 401(k) can grow over time through investments, helping individuals build funds for their future retirement. It matters to investors because it provides a tax-advantaged way to save and invest for long-term financial security.
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FAQ

What insider transaction did Northfield Bancorp (NFBK) executive William R. Jacobs report?

William R. Jacobs reported selling 4,118 Northfield Bancorp common shares to cover tax obligations. The shares were disposed of at $14.72 each in connection with the accelerated vesting of previously issued restricted stock, and are characterized as a tax-related transaction rather than a discretionary sale.

At what price were the Northfield Bancorp (NFBK) shares disposed by William R. Jacobs?

The reported disposition occurred at a price of $14.72 per share. Jacobs sold 4,118 common shares to satisfy tax obligations tied to accelerated restricted stock vesting, according to the filing’s transaction details and accompanying footnote description.

How many Northfield Bancorp (NFBK) shares does William R. Jacobs hold after the reported transaction?

After the tax-related disposition, Jacobs directly holds 64,947 Northfield Bancorp common shares. In addition, he reports indirect holdings via benefit plans and restricted stock units, which together represent further economic exposure beyond his directly owned shares.

What indirect holdings in Northfield Bancorp (NFBK) does William R. Jacobs report?

Jacobs reports indirect ownership of 12,949.11 common shares through a 401(k) plan and 38,613.64 shares through an ESOP. These plan-based positions are shown as indirect holdings separate from his directly owned common stock.

What restricted stock unit position does William R. Jacobs hold in Northfield Bancorp (NFBK)?

Jacobs holds 15,888 restricted stock units, each representing a contingent right to receive cash equal to the value of one common share. These RSUs vest in three equal annual installments beginning one year after the grant date, providing staged future value.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Jacobs William R.

(Last)(First)(Middle)
581 MAIN STREET
SUITE 810

(Street)
WOODBRIDGE NEW JERSEY 07095

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Northfield Bancorp, Inc. [ NFBK ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
EVP & PAO
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/14/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock07/14/2026F4,118(1)D$14.7264,947D
Common Stock38,613.64IBy ESOP(2)
Common Stock12,949.11IBy 401(k)(2)
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Units(3) (4) (4)Common Stock15,88815,888D
Explanation of Responses:
1. Represents shares sold by the Reporting Person to satisfy tax obligations in connection with the accelerated vesting of restricted stock previously issued.
2. Reflects transactions not required to be reported pursuant to Section 16 of the Securities Exchange Act of 1934, as amended.
3. Each restricted stock unit represents a contingent right to receive cash equal to the value of one share of Issuer common stock
4. Restricted stock units vest in three equal annual installments beginning one year following the date of grant.
Remarks:
/s/ William R. Jacobs07/15/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)