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Northfield Bancorp (NFBK) EVP withholds shares to cover equity award taxes

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Northfield Bancorp, Inc. EVP Robin Lefkowitz reported a tax-withholding disposition of 3,423 shares of common stock at $14.72 per share to satisfy tax obligations tied to the accelerated vesting of an equity award. After this, Lefkowitz holds 23,534 shares directly, plus 38,388.46 shares via an ESOP and 26,135.8 shares via a 401(k). She also retains stock options on 40,000 shares at an exercise price of $18.44 expiring in 2026 and 13,879 restricted stock units representing a right to receive cash equal to the value of one share each.

Positive

  • None.

Negative

  • None.
Insider Lefkowitz Robin
Role EVP
Type Security Shares Price Value
Tax Withholding Common Stock 3,423 $14.72 $50K
holding Restricted Stock Units -- -- --
holding Stock Options -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 23,534 shares (Direct); Restricted Stock Units — 13,879 shares (Direct); Stock Options — 40,000 shares (Direct); Common Stock — 26,135.8 shares (Indirect, By 401(k))
Footnotes (1)
  1. Represents shares sold by the Reporting Person to satisfy tax obligations in connection with the accelerated vesting of an equity award. Reflects transactions not required to be reported pursuant to Section 16 of the Security Exchange Act of 1934, as amended. Each restricted stock unit represents a contingent right to receive cash equal to the value of one share of Issuer common stock Restricted stock units vest in three equal annual installments beginning one year following the date of grant.
Shares disposed for taxes 3,423 shares Common stock used to satisfy tax obligations on 2026-07-14
Tax-withholding price $14.72 per share Value per share for 3,423 shares used for tax obligations
Direct common shares after transaction 23,534 shares Direct ownership of Northfield Bancorp common stock following disposition
ESOP indirect holdings 38,388.46 shares Common stock held indirectly by ESOP
401(k) indirect holdings 26,135.8 shares Common stock held indirectly via 401(k)
Stock options underlying shares 40,000 shares Underlying common stock for options at $18.44, expiring 2026-11-16
Option exercise price $18.44 per share Exercise price of direct stock options held by Lefkowitz
Restricted stock units 13,879 units Units representing right to receive cash equal to value of one share each
Restricted Stock Units financial
"Each restricted stock unit represents a contingent right to receive cash"
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
accelerated vesting financial
"in connection with the accelerated vesting of an equity award"
tax-withholding disposition financial
"shares sold by the Reporting Person to satisfy tax obligations"
A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.
Employee Stock Ownership Plan financial
"nature_of_ownership: By ESOP"
An employee stock ownership plan (ESOP) is a company-run program that gives workers ownership stakes by allocating or letting them buy company shares, often through a retirement-style account. For investors, ESOPs matter because they align employees’ incentives with company performance—like turning staff into shareholders—which can boost productivity and long-term value but may also concentrate employee retirement savings in company stock, affecting financial risk and share demand.
Section 16 of the Securities Exchange Act of 1934 financial
"transactions not required to be reported pursuant to Section 16"
A provision of federal securities law that requires company insiders—directors, officers and large shareholders—to publicly report their stock holdings and trades and to surrender any “short-swing” profits from purchases and sales within a six-month window. It acts like a rule that forces leaders to announce their trades and prevents quick buy-sell windfalls, giving investors transparency into insider activity and reducing opportunities for unfair gain.
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FAQ

What insider transaction did Northfield Bancorp (NFBK) EVP Robin Lefkowitz report?

Robin Lefkowitz reported a tax-withholding disposition of 3,423 shares of Northfield Bancorp common stock at $14.72 per share. The shares were used to satisfy tax obligations related to the accelerated vesting of an equity award, not sold in an open-market transaction.

How many Northfield Bancorp (NFBK) shares does Robin Lefkowitz hold after this filing?

After the reported transaction, Robin Lefkowitz holds 23,534 Northfield Bancorp shares directly. She also has indirect holdings of 38,388.46 shares through an ESOP and 26,135.8 shares through a 401(k), providing a combined economic interest through multiple accounts.

Were the Northfield Bancorp (NFBK) shares sold by Robin Lefkowitz an open-market sale?

No. The 3,423 shares were disposed of to satisfy tax obligations in connection with accelerated vesting of an equity award. This is a tax-withholding mechanism and not an open-market sale initiated for discretionary portfolio reasons.

What stock options does Northfield Bancorp (NFBK) EVP Robin Lefkowitz retain?

Robin Lefkowitz retains stock options over 40,000 Northfield Bancorp shares with an exercise price of $18.44 per share, expiring on November 16, 2026. These options provide potential future share acquisition if exercised before expiration.

What do the holding entries in the Northfield Bancorp (NFBK) Form 4 indicate?

The holding entries show updated positions, including ESOP, 401(k), options, and restricted stock units, and are noted as transactions not required to be reported under Section 16. They provide a snapshot of Robin Lefkowitz’s overall equity-related interests after the tax-withholding event.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Lefkowitz Robin

(Last)(First)(Middle)
581 MAIN STREET, SUITE 810

(Street)
WOODBRIDGE NEW JERSEY 07095

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Northfield Bancorp, Inc. [ NFBK ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
EVP
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/14/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock07/14/2026F3,423(1)D$14.7223,534D
Common Stock26,135.8(2)IBy 401(k)
Common Stock38,388.46(2)IBy ESOP
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Units(3) (4) (4)Common Stock13,87913,879D
Stock Options$18.4411/16/201711/16/2026Common Stock40,00040,000D
Explanation of Responses:
1. Represents shares sold by the Reporting Person to satisfy tax obligations in connection with the accelerated vesting of an equity award.
2. Reflects transactions not required to be reported pursuant to Section 16 of the Security Exchange Act of 1934, as amended.
3. Each restricted stock unit represents a contingent right to receive cash equal to the value of one share of Issuer common stock
4. Restricted stock units vest in three equal annual installments beginning one year following the date of grant.
Remarks:
/s/ William R. Jacobs, pursuant to Power of Attorney07/15/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)