Director at NICOLET BANKSHARES INC (NIC) makes bona fide 105-share stock gift

Rhea-AI Filing Summary

NICOLET BANKSHARES INC director Susan L. Merkatoris reported a bona fide gift of 105 shares of Common Stock. The gift carried a stated price of $0.00 per share, reflecting that no cash changed hands. Following this charitable-style transfer, she directly holds 78,517 shares of the company’s common stock.

Insider Trade Summary

105 shares gifted

Mixed 1 txn

Insider MERKATORIS SUSAN L

Role null

Type	Security	Shares	Price	Value
Gift	Common Stock	105	$0.00	--

Holdings After Transaction: Common Stock — 78,517 shares (Direct, null)

Footnotes (1)

Key Figures

Shares gifted: 105 shares Stated transaction price: $0.00 per share Shares held after transaction: 78,517 shares

3 metrics

Shares gifted 105 shares Common Stock, transaction code G (bona fide gift)

Stated transaction price $0.00 per share Reflects non-cash gift transfer

Shares held after transaction 78,517 shares Direct ownership following gift

Key Terms

bona fide gift, Common Stock, Form 4

3 terms

bona fide gift financial

"transaction_code_description": "Bona fide gift""

A bona fide gift is a genuine, voluntary transfer of money, property, or benefits from one party to another made without expectation of repayment, services, or hidden conditions. Investors care because such gifts can affect company disclosures, related‑party transaction rules, tax treatment, and perceived conflicts of interest; think of it like someone giving you a present with no strings attached — but on a corporate scale, auditors and regulators need to verify it really is unconditional.

Common Stock financial

""security_title": "Common Stock""

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

Form 4 regulatory

"INSIDER FILING DATA (Form 4)"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

MERKATORIS SUSAN L

(Last) (First) (Middle)

C/O NICOLET NATIONAL BANK

111 NORTH WASHINGTON STREET

(Street)

GREEN BAY WISCONSIN 54301

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
NICOLET BANKSHARES INC [ NIC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/29/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	04/29/2026		G		105	D	$0	78,517	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ H. Phillip Moore, Jr., as attorney-in-fact for Susan L. Merkatoris	04/30/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did NIC director Susan Merkatoris report in this Form 4?

Director Susan L. Merkatoris reported a bona fide gift of 105 shares of NICOLET BANKSHARES INC Common Stock. The transfer was recorded at $0.00 per share, indicating no sale proceeds and reflecting a non-market, charitable-style disposition.

How many NIC shares did Susan Merkatoris gift in this transaction?

Susan Merkatoris gifted 105 shares of NICOLET BANKSHARES INC Common Stock. This was reported as a bona fide gift transaction, meaning the shares were transferred without payment, rather than sold in the open market for cash consideration.

What are Susan Merkatoris’ NIC holdings after the reported gift?

After the reported gift, Susan Merkatoris directly holds 78,517 shares of NICOLET BANKSHARES INC Common Stock. This post-transaction balance shows she continues to maintain a substantial direct equity position in the company following the small gifted amount.

Was the NIC Form 4 transaction a market sale or a gift?

The Form 4 transaction was reported as a bona fide gift, not a market sale. The transaction code “G” and price of $0.00 per share indicate a non-cash transfer of shares rather than an open-market sale for investment or liquidity purposes.

Does the NIC Form 4 show any option exercises or derivative trades?

The filing shows no derivative transactions or option exercises. The derivativeSummary is empty and the only reported activity is the non-derivative transfer of 105 Common Stock shares as a bona fide gift, leaving derivatives unchanged in this report.