Nelnet notes Nelnet Bank FDIC Call Report filing
Nelnet, Inc. reported that its wholly owned subsidiary, Nelnet Bank, filed its quarterly Consolidated Reports of Condition and Income (FFIEC 051 Call Report) for the quarter ended March 31, 2026 with the FDIC.
Rhea-AI Filing Summary
Nelnet, Inc. reported that its wholly owned subsidiary, Nelnet Bank, filed its quarterly Consolidated Reports of Condition and Income (FFIEC 051 Call Report) for the quarter ended March 31, 2026 with the FDIC. Public portions of this banking regulatory report are available on the FDIC’s website. The disclosure is furnished under Regulation FD and is expressly not deemed filed for liability purposes under the Exchange Act or incorporated into other securities filings unless specifically referenced.
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8-K Event Classification
Item 7.01 — Regulation FD Disclosure
1 item
Item 7.01
Regulation FD Disclosure
Disclosure
Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.
Key Terms
Regulation FD Disclosure, FFIEC 051, Call Report, Federal Deposit Insurance Corporation, +1 more
5 terms
Regulation FD Disclosure regulatory
"Item 7.01 Regulation FD Disclosure. On April 29, 2026, Nelnet Bank..."
Regulation FD disclosure requires public companies to share important, market-moving information with everyone at the same time instead of tipping off analysts or large investors first. Think of it as making sure all players on a field hear the same announcement simultaneously; that fairness helps investors trust that stock prices reflect the same information and reduces the risk of sudden, unfair trading advantages or regulatory penalties for selective leaks.
FFIEC 051 regulatory
"Consolidated Reports of Condition and Income ... FFIEC 051, for the quarter ended March 31, 2026"
Call Report regulatory
"for the quarter ended March 31, 2026 (the "Call Report"), with the Federal Deposit Insurance Corporation"
A call report is a regular, detailed financial statement that a bank files with its regulators showing its balance sheet, income, loan quality, reserves, and other measures of financial health. Investors use it like a school report card to check how well a bank is performing, spot trends in lending or losses, and assess the risks to deposits and earnings — information that affects stock and bond values in the financial sector.
Federal Deposit Insurance Corporation regulatory
"filed its ... FFIEC 051 ... with the Federal Deposit Insurance Corporation ("FDIC")"
A U.S. government agency that insures customer deposits at member banks up to a set limit, acting like a safety net so people don’t lose their cash if a bank fails. It matters to investors because it helps maintain confidence in the banking system, reduces the chance of sudden withdrawals or bank runs, and can influence the stability and share prices of banks and financial markets.
Section 18 of the Securities Exchange Act of 1934 regulatory
"shall not be deemed filed for purposes of Section 18 of the Securities Exchange Act of 1934"
FAQ
AI-generated questions and answers. How Rhea-AI works. Not financial advice.
What did Nelnet, Inc. (NNI) disclose in this 8-K filing?
Nelnet disclosed that Nelnet Bank filed its FFIEC 051 Call Report with the FDIC for the quarter ended March 31, 2026. The filing simply informs investors of this regulatory submission and notes that public portions are accessible on the FDIC’s website.
What is the FFIEC 051 Call Report mentioned by Nelnet (NNI)?
The FFIEC 051 Call Report is a standardized regulatory report for banks with domestic offices and total assets less than $5 billion. Nelnet Bank filed this form for the quarter ended March 31, 2026 with the FDIC, and selected sections are publicly available online.
Where can investors access Nelnet Bank’s March 31, 2026 Call Report?
Investors can access the publicly available portions of Nelnet Bank’s Call Report on the FDIC’s website at https://cdr.ffiec.gov/Public/. The 8-K notes that this external site is not incorporated by reference into Nelnet, Inc.’s report or other securities law filings.
Does this Nelnet (NNI) 8-K include detailed financial results?
The 8-K itself does not present detailed financial results; it only states that Nelnet Bank filed its FFIEC 051 Call Report. Any financial data would appear within the Call Report on the FDIC website rather than in this securities disclosure document.
Is the Call Report information considered filed under the Exchange Act?
No. Nelnet specifies that the Call Report information is furnished under Regulation FD and is not deemed filed for Section 18 of the Exchange Act. It is also not incorporated into other Securities Act or Exchange Act filings unless expressly referenced.
AI-generated analysis. How Rhea-AI works. Not financial advice.
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported)
(Exact name of registrant as specified in its charter)
| (State or other jurisdiction of incorporation) | (Commission File Number) | (I.R.S. Employer Identification No.) | ||||||||||||
| (Address of principal executive offices) | (Zip Code) | ||||||||||
Registrant's telephone number, including area code (402 ) 458-2370
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
(17 CFR 240.14d-2(b))
(17 CFR 240.13e-4(c))
Securities registered pursuant to Section 12(b) of the Act:
| Title of each class | Trading Symbol | Name of each exchange on which registered | ||||||
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company ☐
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐
Item 7.01 Regulation FD Disclosure.
On April 29, 2026, Nelnet Bank, the wholly-owned bank subsidiary of Nelnet, Inc., filed its Consolidated Reports of Condition and Income for a Bank with Domestic Offices Only and Total Assets Less than $5 Billion - FFIEC 051, for the quarter ended March 31, 2026 (the "Call Report"), with the Federal Deposit Insurance Corporation ("FDIC"). The publicly available portions of the Call Report may be found on the FDIC's website at https://cdr.ffiec.gov/Public/. The contents of the FDIC’s website are not incorporated by reference into, and are not otherwise a part of, this report.
The above information shall not be deemed filed for purposes of Section 18 of the Securities Exchange Act of 1934 (the “Exchange Act”), nor shall such information be deemed incorporated by reference in any filing under the Securities Act of 1933 or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
NELNET, INC.
Date: April 30, 2026 By: /s/ JAMES D. KRUGER
Name: James D. Kruger
Title: Chief Financial Officer