Neptune Insurance CFO sells 100,000 company shares

Neptune Insurance Holdings Inc. director and Chief Financial Officer James Steiner reported two open-market sales of Class A Common Stock.

The filer has since corrected this document, so the figures below are the ones originally reported and some of them may have changed. Read the amended Form 4/A for what the company says now.

Rhea-AI Filing Summary

Neptune Insurance Holdings Inc. director and Chief Financial Officer James Steiner reported two open-market sales of Class A Common Stock. On August 12, 2026, he sold 42,988 shares at a weighted average price of $31.0755 per share, in multiple trades between $30.74 and $31.45. On August 13, 2026, he sold 57,012 shares at a weighted average price of $31.7121 per share, in multiple trades between $30.87 and $32.12.

Insider Trade Summary

Net Seller: 100,000 shares

Net Sell 2 txns

Insider Steiner James

Role Chief Financial Officer

Sold 100,000 shs ($3.14M)

Type	Security	Shares	Price	Value
Sale	Class A Common Stock F2	57,012	$31.7121	$1.81M
Sale	Class A Common Stock F1	42,988	$31.0755	$1.34M

Holdings After Transaction: Class A Common Stock — 3,749,050 shares (Direct)

Footnotes (2)

1. F1. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $30.74 to $31.45, inclusive. The Reporting Person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.
2. F2. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $30.87 to $32.12, inclusive. The Reporting Person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.

Key Figures

Shares sold on 2026-08-12: 42,988 shares Weighted average price on 2026-08-12: $31.0755 per share Shares sold on 2026-08-13: 57,012 shares +2 more

5 metrics

Shares sold on 2026-08-12 42,988 shares Open-market sale of Class A Common Stock by CFO James Steiner

Weighted average price on 2026-08-12 $31.0755 per share Sales executed between $30.74 and $31.45

Shares sold on 2026-08-13 57,012 shares Open-market sale of Class A Common Stock by CFO James Steiner

Weighted average price on 2026-08-13 $31.7121 per share Sales executed between $30.87 and $32.12

Total shares sold 100,000 shares Aggregate of two reported open-market sales

Key Terms

weighted average price, open market or private transaction, Class A Common Stock

3 terms

weighted average price financial

"The price reported in Column 4 is a weighted average price."

Weighted average price is the average price of a security where each trade or component is counted according to its size, so bigger trades pull the average more than smaller ones. Think of it like calculating the average cost of a grocery haul where items you bought more of have greater influence on the final per-item cost. Investors use it to understand the true average price paid or received, judge execution quality, and compare trading performance against market movement.

open market or private transaction financial

"transaction_code_description: Sale in open market or private transaction"

Class A Common Stock financial

"security_title: Class A Common Stock"

Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transactions did Neptune Insurance (NP) report for James Steiner?

Neptune Insurance reported that CFO and director James Steiner sold 100,000 shares of Class A Common Stock across two open-market transactions on August 12 and 13, 2026, as disclosed in a Form 4 insider trading report.

How many Neptune Insurance (NP) shares did James Steiner sell on August 12, 2026?

On August 12, 2026, James Steiner sold 42,988 shares of Neptune Insurance Class A Common Stock at a weighted average price of $31.0755 per share, executed through multiple trades within a price range from $30.74 to $31.45.

What were the details of James Steiner’s August 13, 2026 sale of Neptune Insurance (NP) stock?

On August 13, 2026, James Steiner sold 57,012 shares of Neptune Insurance Class A Common Stock at a weighted average price of $31.7121, with trades executed between $30.87 and $32.12, according to the Form 4 disclosure.

Were James Steiner’s Neptune Insurance (NP) stock sales single trades or multiple trades?

Both reported sales were multiple transactions. Each Form 4 entry shows a weighted average price, with footnotes stating the shares were sold in numerous trades within specified price ranges on August 12 and 13, 2026.

Is the exact price for each Neptune Insurance (NP) trade by James Steiner disclosed?

The filing discloses only weighted average prices and price ranges. It states Steiner will provide detailed information on the number of shares sold at each separate price within those ranges to the issuer, any security holder, or SEC staff upon request.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google

Add on Google Not now

Accepted by SEC EDGAR 08/14/2026 - 04:23 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Steiner James

(Last) (First) (Middle)

400 6TH ST S STE 2

(Street)

SAINT PETERSBURG FLORIDA 33701

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Neptune Insurance Holdings Inc. [ NP ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Financial Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/12/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	08/12/2026		S		42,988(1)	D	$31.0755	3,806,062	D
Class A Common Stock	08/13/2026		S		57,012(2)	D	$31.7121	3,749,050	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $30.74 to $31.45, inclusive. The Reporting Person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.

2. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $30.87 to $32.12, inclusive. The Reporting Person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.

Remarks:

	James Steiner	08/14/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)