Northpointe Bancshares (NYSE: NPB) releases Q4 2025 results and sets investor call

Rhea-AI Filing Summary

Northpointe Bancshares, Inc. reported that it has released its financial results for the quarter ended December 31, 2025 through a press release furnished as an exhibit. The company also provided supplemental financial information with additional details on the same quarterly results, likewise furnished as an exhibit. In addition, Northpointe plans to host a conference call on January 21, 2026 to discuss these quarterly financial results with investors and analysts.

Insights

Bank earnings and disclosure analyst

Northpointe furnished Q4 2025 results and supporting materials without filing them into its core reports.

Northpointe Bancshares, Inc. furnished a press release and supplemental financial information covering results for the quarter ended December 31, 2025 under Items 2.02 and 7.01. Using the “furnished, not filed” treatment limits these materials’ exposure to certain Exchange Act liabilities while still making quarterly data broadly available.

The company also plans a conference call on January 21, 2026 to discuss these results, which is a standard practice to elaborate on performance and answer stakeholder questions. Actual financial strength or weakness cannot be assessed from this excerpt alone, so the impact depends entirely on the detailed numbers and commentary contained in Exhibits 99.1 and 99.2.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): January 20, 2026

Northpointe Bancshares, Inc.

(Exact name of registrant as specified in its charter)

Michigan			No. 001-42517			38-3413392
(State or other jurisdiction of			(Commission File Number)			(IRS Employer
incorporation)						Identification No.)
3333 Deposit Drive Northeast
Grand Rapids, Michigan						49546
(Address of principal executive offices)						(Zip Code)

(616) 940‑9400

(Registrant’s telephone number, including area code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a 12 under the Exchange Act (17 CFR 240.14a 12)

Pre-commencement communications pursuant to Rule 14d 2(b) under the Exchange Act (17 CFR 240.14d 2(b))

Pre-commencement communications pursuant to Rule 13e 4(c) under the Exchange Act (17 CFR 240 13e 4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class			Trading Symbol(s)			Name of each exchange on which registered
Common Stock, no par value			NPB			New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 under the Securities Act (17 CFR 230.405) or Rule 12b-2 under the Exchange Act (17 CFR 240.12b-2).

Emerging growth company ☒

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.

Item 2.02 Results of Operations and Financial Condition.

On January 20, 2026, Northpointe Bancshares, Inc. (the “Company”) issued a press release announcing its financial results for the quarter ended December 31, 2025. A copy of the press release is furnished herewith as Exhibit 99.1 and is incorporated herein by reference.

Item 7.01 Regulation FD Disclosure.

On January 20, 2026, the Company made available supplemental financial information containing additional information about the Company’s financial results for the quarter ended December 31, 2025. A copy of the supplemental financial information is furnished herewith as Exhibit 99.2 and is incorporated herein by reference.

On January 21, 2026, the Company will host a conference call to discuss financial results for the quarter ended December 31, 2025.

The information in Item 2.02 and 7.01, including the information incorporated herein from Exhibits 99.1 and 99.2, is furnished and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.

Item 9.01. Financial Statements and Exhibits.

(d)			Exhibits
			Exhibit No.						Description
			99.1						Press release dated December 31, 2025
			99.2						Supplemental financial information for the quarter ended December 31, 2025
			104						Cover Page Interactive Data File (embedded within the Inline XBRL document).

* * * * * *

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

						NORTHPOINTE BANCSHARES, INC.
Date: January 20, 2026			By:			/s/ Bradley T. Howes
						Bradley T. Howes
						Executive Vice President and Chief Financial Officer

FAQ

What did Northpointe Bancshares, Inc. (NPB) announce in this 8-K?

Northpointe Bancshares, Inc. announced that it issued a press release with its financial results for the quarter ended December 31, 2025 and made available supplemental financial information for the same period.

Where can investors find Northpointe (NPB) Q4 2025 financial details?

Detailed information is included in a press release furnished as Exhibit 99.1 and supplemental financial information furnished as Exhibit 99.2, both referenced in the 8-K.

Is Northpointe’s Q4 2025 financial information considered filed with the SEC?

No. The company states that the information in Items 2.02 and 7.01, including Exhibits 99.1 and 99.2, is furnished and shall not be deemed filed for purposes of Section 18 of the Securities Exchange Act of 1934.

Did Northpointe Bancshares, Inc. schedule a call to discuss Q4 2025 results?

Yes. The company states that on January 21, 2026 it will host a conference call to discuss its financial results for the quarter ended December 31, 2025.

What exhibits are attached to this Northpointe (NPB) 8-K filing?

The exhibits include a press release dated December 31, 2025 (Exhibit 99.1), supplemental financial information for the quarter ended December 31, 2025 (Exhibit 99.2), and a Cover Page Interactive Data File (Exhibit 104).

Which Northpointe executive signed this 8-K report?

The report was signed on behalf of Northpointe Bancshares, Inc. by Bradley T. Howes, Executive Vice President and Chief Financial Officer.