Every 8-K that Nerdwallet, Inc. (NRDS) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow NRDS and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full NRDS filings page.
NerdWallet, Inc. reported second quarter 2026 revenue of $197.3 million, up 6% year-over-year. Consumer revenue was $175.2 million, up 8%, helped by higher personal loan and deposit account revenue, while SMB revenue was $22.1 million, down 11% due to continued organic search pressure.
GAAP income from operations was $7.0 million, down 35% year-over-year, and GAAP net income was $4.3 million, or $0.07 per diluted share. Non-GAAP operating income was $12.2 million and adjusted EBITDA was $23.1 million, both lower than a year ago. For the first six months of 2026, revenue reached $419.5 million and net income $24.7 million. Operating cash flow for the first half was $76.9 million, and cash and cash equivalents were $62.0 million as of June 30, 2026, after $88.8 million of Class A share repurchases.
For the third quarter of 2026, the company expects revenue of $244–$260 million, GAAP operating income of $22–$30 million, non-GAAP operating income of $29–$37 million, and adjusted EBITDA of $39–$47 million. Full-year 2026 expectations are GAAP operating income of $65–$80 million, non-GAAP operating income of $90–$105 million, and adjusted EBITDA of $131–$147 million.
NerdWallet, Inc. appointed Teresa Chia as an independent director effective May 22, 2026, filling a vacancy created when Jennifer Ceran chose not to stand for re-election. She will serve on the Board and its Audit Committee through the 2027 annual meeting, receiving cash fees and restricted stock units under the non-employee director plan.
The company also reported results of its 2026 annual meeting, where stockholders elected four director nominees and ratified Deloitte & Touche LLP as independent auditor for the year ending December 31, 2026.
NerdWallet, Inc. reported strong first quarter 2026 results, with revenue of $222.2 million, up 6% year-over-year, as growth in banking and personal loans offset weakness in auto insurance and consumer credit cards.
Consumer revenue rose to $197.6 million, up 10%, driven by higher deposit account and personal loan revenue, while SMB revenue declined 15% to $24.6 million on continued pressure in organic search traffic. GAAP income from operations jumped to $27.2 million and GAAP net income to $20.4 million, or $0.29 per diluted share, compared with $0.2 million a year earlier. Non-GAAP operating income reached $33.7 million and adjusted EBITDA $45.2 million, more than doubling year-over-year.
Net cash provided by operating activities was $35.7 million, while the company used cash for a $66.0 million Class A common stock repurchase and a $15.8 million business combination, ending the quarter with $56.3 million in cash and cash equivalents. For second quarter 2026, NerdWallet expects revenue of $186–$202 million, GAAP operating income of $1–$9 million, non-GAAP operating income of $6–$14 million and adjusted EBITDA of $19–$27 million. For full year 2026, it now expects GAAP operating income of $65–$90 million, non-GAAP operating income of $85–$110 million and adjusted EBITDA of $132–$157 million.
NerdWallet, Inc. reported that its Board of Directors approved amendments to the company’s Code of Business Conduct on March 19, 2026. The Code applies to all directors, officers and employees, including the principal executive, financial and accounting officers and those performing similar functions.
The revisions are intended to improve the clarity, organization and scope of the Code. They add defined terms, specify roles and responsibilities, and expand coverage to new focus areas such as artificial intelligence. The updated Code is available on NerdWallet’s investor relations website, though the website’s contents are not incorporated into this report.
NerdWallet reported strong Q4 and full-year 2025 results and increased its share repurchase authorization to $225 million. Q4 revenue was $225.4 million, up 23% year-over-year, with full-year revenue of $836.6 million, up 22%. Q4 GAAP net income was $14.0 million, or $0.19 per diluted share, and full-year net income was $48.7 million, or $0.64 per diluted share.
Growth was led by loans revenue up 141% and emerging verticals up 57% in Q4, while credit cards fell 24% and SMB products declined 12%, mainly from organic search headwinds. Adjusted EBITDA reached $36.7 million in Q4 and $145.0 million for 2025. Cash from operations was $131.6 million in 2025 and cash and cash equivalents ended at $98.3 million.
For Q1 2026, NerdWallet guides revenue to $224–$232 million, GAAP operating income to $22–$27 million, non-GAAP operating income to $28–$32 million, and adjusted EBITDA to $40–$44 million. For full-year 2026, it targets GAAP operating income of $72–$89 million, non-GAAP operating income of $95–$110 million, and adjusted EBITDA of $143–$158 million.
NerdWallet, Inc. increased its share repurchase authorization, allowing the company to buy back up to $125 million of its stock, up from $75 million. This expansion gives management more capacity to return cash to shareholders by repurchasing shares when they believe conditions are attractive.
Repurchases may occur from time to time in the open market, through privately negotiated deals, or by other methods permitted under securities laws. The authorization has no fixed end date, does not require NerdWallet to repurchase a specific amount or number of shares, and can be amended, suspended, or discontinued at any time.
NerdWallet, Inc. (NRDS) furnished an 8-K announcing third-quarter 2025 results. The company reported that it issued a press release for the quarter ended September 30, 2025, and made a shareholder letter available on its investor relations website. The press release is attached as Exhibit 99.1.
Information provided under Items 2.02 and 7.01 is furnished, not filed, and is not incorporated by reference into other SEC filings unless expressly stated. The shareholder letter is available at https://investors.nerdwallet.com.
NerdWallet, Inc. (NRDS) filed a Form 8-K reporting an amendment to its share repurchase authorization. The filing explains that repurchases may be made from time to time in the open market, through privately negotiated transactions, or by other means permitted by law. The company said the amount and timing of any repurchases will be determined at management's discretion and will depend on business, economic and market conditions, prevailing stock prices, and regulatory requirements. The authorization has no fixed expiration date, does not obligate the company to buy any specific dollar amount or number of shares, and may be amended, suspended, or discontinued at any time.
NerdWallet, Inc. (NASDAQ: NRDS) filed an 8-K disclosing that on June 13, 2025 it executed a Third Amendment to its September 26, 2023 Credit Agreement with JPMorgan Chase Bank, N.A. and a syndicate of lenders.
The amendment is classified as a Material Definitive Agreement (Item 1.01) and makes four key changes:
- Unrestricted subsidiaries: Several wholly-owned subsidiaries are re-designated as unrestricted, removing them from most covenant calculations.
- Acquisition authority: These unrestricted subsidiaries are now permitted to make acquisitions without prior lender consent.
- Investment capacity: The parent company may invest up to $20 million per fiscal year in unrestricted subsidiaries.
- Administrative relief: Certain post-closing deliverables from the original 2023 credit closing are waived.
All other material terms, including pricing, maturity, and existing covenants, remain unchanged. The complete amendment will be filed as an exhibit with the company’s Form 10-Q for the quarter ending June 30, 2025.
No financial performance metrics, changes in debt limits, interest rates, or guidance were provided in this filing.