[144] Nu Holdings Ltd. SEC Filing

Rhea-AI Filing Summary

Form 144 filed for Nu Holdings Ltd. (NU) reports a proposed sale of 70,000 common shares through Morgan Stanley Smith Barney LLC with an aggregate market value of $1,130,500 and an approximate sale date of 09/19/2025 on the NYSE. The filing shows the shares were originally granted as restricted stock in multiple tranches between 10/01/2022 and 07/01/2023, totaling the disclosed acquired amounts (31,294; 13,412; 13,412; 11,882). The filer reports no sales of issuer securities in the past three months and certifies no undisclosed material adverse information. The company has 4,818,658,640 shares outstanding per the form.

Insights

Securities Analyst

TL;DR: Small insider sale notice; transaction size is immaterial relative to outstanding shares and appears routine.

The Form 144 notifies the market of a proposed sale of 70,000 common shares valued at $1.13 million via Morgan Stanley Smith Barney LLC with a planned sale date of 09/19/2025. Acquisition history shows these are vested restricted stock grants issued between 10/01/2022 and 07/01/2023. Given the issuer's 4.82 billion shares outstanding, the sale represents an extremely small fraction of the float, suggesting limited market impact. The filer also confirms no sales in the prior three months and indicates compliance with disclosure requirements.

Corporate Governance Expert

TL;DR: Filing appears compliant and routine; timing and size do not indicate a material governance event.

The notice includes standard declarations about lack of undisclosed material information and references possible Rule 10b5-1 trading plans without specifying one. The disclosed grants and their dates document that the securities originated as restricted stock from the issuer. No unusual concentrations, related-party transfers, or recent multiple filings are disclosed. From a governance perspective, this is a routine insider disposition notice rather than a signal of corporate distress or major change.

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK
Filer CCC
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer

SEC File Number

Address of Issuer

Phone

Name of Person for Whose Account the Securities are To Be Sold

See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.

Relationship to Issuer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Common	Morgan Stanley Smith Barney LLC Executive Financial Services 1 New York Plaza 8th Floor New York NY 10004	70000	1130500.00	4818658640	09/19/2025	NYSE

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Common	07/01/2023	Restricted Stock	Issuer			11882	07/01/2023	Not Applicable
Common	01/01/2023	Restricted Stock	Issuer			13412	01/01/2023	Not Applicable
Common	10/01/2022	Restricted Stock	Issuer			31294	10/01/2022	Not Applicable
Common	04/01/2023	Restricted Stock	Issuer			13412	04/01/2023	Not Applicable

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Nothing to Report

144: Remarks and Signature

Remarks

Date of Notice

ATTENTION:

The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.

Signature

ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)

FAQ

What does the Form 144 filed by Nu Holdings Ltd. (NU) report?

The form reports a proposed sale of 70,000 common shares valued at $1,130,500, to be sold via Morgan Stanley Smith Barney LLC on 09/19/2025 on the NYSE.

How many shares of NU are outstanding according to the filing?

The filing lists 4,818,658,640 shares outstanding.

Were the shares to be sold acquired recently and how?

Yes. The disclosed shares were acquired as restricted stock in tranches on 10/01/2022, 01/01/2023, 04/01/2023, and 07/01/2023 totaling the amounts shown per tranche.

Did the filer report other sales of issuer securities in the past three months?

The filing states "Nothing to Report" for securities sold during the past three months.

Which broker-dealer will handle the proposed sale?

Morgan Stanley Smith Barney LLC, Executive Financial Services, New York, is listed as the broker.