[144] Nu Holdings Ltd. SEC Filing

Rhea-AI Filing Summary

Nu Holdings Ltd. (NU) notice under Rule 144 discloses a proposed sale of 150,000 common shares through Morgan Stanley Smith Barney on 08/21/2025, with an aggregate market value of $2,049,000. The filer reports the shares were acquired via restricted stock vesting: 78,803 shares vested 07/01/2024 and 71,197 shares vested 10/01/2024, with payment characterized as services rendered. The filing also lists sales during the past three months by the same beneficial owner: 149,600 shares sold 07/17/2025 for $2,089,202.88 and 400 shares sold 07/01/2025 for $5,578.00. The filing states the seller certifies no undisclosed material adverse information.

Positive

• Rule 144 disclosure filed with broker and transaction details, demonstrating regulatory compliance
• Acquisition provenance provided: shares originated from restricted stock vesting with dates and amounts

Negative

• Insider proposes sale of 150,000 shares (aggregate market value $2,049,000), which may be viewed negatively by some investors
• Recent executed sales of 149,600 and 400 shares in July 2025 were disclosed, indicating active monetization

Insights

Securities Analyst

TL;DR: Routine insider Rule 144 disclosure showing a modest proposed sale and recent executed sales, likely limited market impact.

The filing documents a proposed open-market sale of 150,000 Nu Holdings common shares through a registered broker on a single date, with clear acquisition provenance from restricted stock vesting in 2024. The registrant disclosed recent executed sales totaling 150,000 shares in July 2025, with gross proceeds reported. For investors this is a transparent, Rule 144-compliant notification; the disclosed quantities represent a small fraction of the reported 3,682,625,012 shares outstanding, suggesting limited dilution or market-moving pressure from this seller alone. No information on insider identity beyond seller address is provided here.

Corporate Governance Expert

TL;DR: Proper compliance with Rule 144 procedures and seller attestation are present; disclosure aligns with governance norms.

The notice includes required details: class of security, broker, number of shares, acquisition dates and nature, and recent sales activity. The seller certifies absence of undisclosed material adverse facts, and the transaction is routed through a broker, supporting procedural safeguards. Governance-wise this represents routine monetization of vested equity rather than an abrupt executive departure or material governance event. The filing does not provide any additional narrative on trading plans or internal circumstances behind the sales.

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK
Filer CCC
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer

SEC File Number

Address of Issuer

Phone

Name of Person for Whose Account the Securities are To Be Sold

See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.

Relationship to Issuer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Common	Morgan Stanley Smith Barney LLC Executive Financial Services 1 New York Plaza 8th Floor New York NY 10004	150000	2049000.00	3682625012	08/21/2025	NYSE

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Common	07/01/2024	Restricted stock vesting under a registered plan	Issuer			78803	07/01/2024	Services Rendered
Common	10/01/2024	Restricted stock vesting under a registered plan	Issuer			71197	10/01/2024	Services Rendered

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
Livia Chanes Campbells Corporate Services Limited Floor 4, Willow House, Cricket Square Grand Cayman E9 KY1-9010	NU Holdings	07/17/2025	149600	2089202.88
Livia Chanes Campbells Corporate Services Limited Floor 4, Willow House, Cricket Square Grand Cayman E9 KY1-9010	NU Holdings	07/01/2025	400	5578.00

144: Remarks and Signature

Remarks

Date of Notice

ATTENTION:

The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.

Signature

ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)

FAQ

What does the Form 144 for Nu Holdings (NU) disclose?

The form discloses a proposed sale of 150,000 common shares through Morgan Stanley on 08/21/2025 with aggregate market value $2,049,000.

How were the 150,000 shares acquired according to the filing?

The filing states the shares were acquired from restricted stock vesting: 78,803 shares vested 07/01/2024 and 71,197 shares vested 10/01/2024, paid as services rendered.

Did the filer sell any NU shares recently?

Yes. The filing lists sales of 149,600 shares on 07/17/2025 for $2,089,202.88 and 400 shares on 07/01/2025 for $5,578.00.

Through which broker will the proposed sale be executed?

The proposed sale is to be executed through Morgan Stanley Smith Barney LLC Executive Financial Services in New York.

How large is the proposed sale relative to shares outstanding?

The filing reports 3,682,625,012 shares outstanding, so 150,000 shares are a small fraction of total equity.