Nu Holdings (NU) US CEO discloses initial share holdings

Rhea-AI Filing Summary

Nu Holdings Ltd. executive Cristina Helena Zingaretti Junqueira, US CEO & Chief Growth Officer, filed an initial Form 3 detailing her ownership in the company. The filing lists direct holdings of 2,623,395 Class A ordinary shares, including 1,285,395 unvested RSUs, and multiple indirect positions in Class A and Class B shares held through family trusts and estate planning vehicles. The Class B ordinary shares are convertible into Class A Shares on a 1-for-1 basis and have no expiration date.

Insider Trade Summary

7 transactions reported

Mixed 7 txns

Insider Junqueira Cristina Helena Zingaretti

Role US CEO & Chief Growth Officer

Type	Security	Shares	Price	Value
holding	Class B ordinary shares ("Class B Shares")	--	--	--
holding	Class B Shares	--	--	--
holding	Class A ordinary shares ("Class A Shares")	--	--	--
holding	Class A Shares	--	--	--
holding	Class A Shares	--	--	--
holding	Class A Shares	--	--	--
holding	Class A Shares	--	--	--

Holdings After Transaction: Class B ordinary shares ("Class B Shares") — 95,580,960 shares (Indirect, By Estate Planning Vehicle); Class B Shares — 23,895,240 shares (Indirect, By Family Trust); Class A ordinary shares ("Class A Shares") — 2,623,395 shares (Direct); Class A Shares — 5,197,593 shares (Indirect, By Family Trust)

Footnotes (1)

1. Figure includes 1,285,395 Class A Ordinary Shares underlying unvested Restricted Share Units (RSUs) associated with prior grant(s). Each RSU represents a contingent right to receive one Class A Ordinary share. These RSUs are subject to the Reporting Person's continued service through the vesting date. The reporting person disclaims beneficial ownership of these securities except to the extent of her pecuniary interest therein. The Class B ordinary shares are convertible into the issuer's Class A Shares on a 1-for-1 basis (a) at the holder's option or (b) upon certain transfers of such shares and have no expiration date.

Understanding Insider Trading Forms →

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

Junqueira Cristina Helena Zingaretti

(Last) (First) (Middle)

RUA CAPOTE VALENTE, 39, PINHEIROS

(Street)

SAO PAULO 05409001

(City) (State) (Zip)

UNITED STATES

(Country)

2. Date of Event Requiring Statement (Month/Day/Year)
03/18/2026

3. Issuer Name and Ticker or Trading Symbol
Nu Holdings Ltd. [ NU ]

3a. Foreign Trading Symbol

5. If Amendment, Date of Original Filed (Month/Day/Year)

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	US CEO & Chief Growth Officer

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Class A ordinary shares ("Class A Shares")	2,623,395(1)	D
Class A Shares	5,197,593	I	By Family Trust(2)
Class A Shares	490,899	I	By Family Trust(2)
Class A Shares	1,539,000	I	By Estate Planning Vehicle(2)
Class A Shares	2,392,338	I	By Family Trust(2)

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Class B ordinary shares ("Class B Shares")	(3)	(3)	Class A Shares	95,580,960	(3)	I	By Estate Planning Vehicle(2)
Class B Shares	(3)	(3)	Class A Shares	23,895,240	(3)	I	By Family Trust(2)

Explanation of Responses:

1. Figure includes 1,285,395 Class A Ordinary Shares underlying unvested Restricted Share Units (RSUs) associated with prior grant(s). Each RSU represents a contingent right to receive one Class A Ordinary share. These RSUs are subject to the Reporting Person's continued service through the vesting date.

2. The reporting person disclaims beneficial ownership of these securities except to the extent of her pecuniary interest therein.

3. The Class B ordinary shares are convertible into the issuer's Class A Shares on a 1-for-1 basis (a) at the holder's option or (b) upon certain transfers of such shares and have no expiration date.

Remarks:

Exhibit List - Exhibit 24.1 - Power of Attorney

	/s/ Beatriz Outeiro, attorney-in-fact for Cristina Junqueira	03/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)

FAQ

What does the Nu Holdings (NU) Form 3 filing disclose?

The Form 3 discloses Cristina Helena Zingaretti Junqueira’s existing ownership in Nu Holdings. It lists her direct Class A share position, indirect holdings through family trusts and estate planning vehicles, and convertible Class B shares, providing a baseline of her equity stake as an executive.

Did Nu Holdings executive Junqueira buy or sell NU shares in this Form 3?

No new purchases or sales are reported in this Form 3. The filing only records existing holdings and derivative positions as of the reporting date, serving as an initial statement of beneficial ownership rather than a record of recent trading activity.

How many Nu Holdings Class A shares does Junqueira hold directly?

She reports direct ownership of 2,623,395 Class A ordinary shares. According to the footnotes, this figure includes 1,285,395 Class A shares underlying unvested restricted share units, which vest over time subject to her continued service with the company.

What indirect NU share holdings are reported for Junqueira?

The filing shows several indirect positions held through family trusts and estate planning vehicles. These include Class A shares and Class B ordinary shares, with the latter representing economic interests that can be converted into Class A Shares on a 1-for-1 basis, without an expiration date.

How are Nu Holdings Class B shares treated in this Form 3?

Class B ordinary shares are described as convertible into Class A Shares on a 1-for-1 basis, either at the holder’s option or upon certain transfers. The footnote states these Class B shares have no expiration date, highlighting their ongoing potential to convert into Class A equity.

What does the Form 3 say about Junqueira’s unvested RSUs at Nu Holdings?

The footnotes state that 1,285,395 Class A Ordinary Shares underlie unvested restricted share units from prior grants. Each RSU represents a contingent right to receive one Class A share, subject to her continued service through the applicable vesting dates.