Nu Holdings CFO reports tax-withheld share transfer

Nu Holdings Ltd. Chief Financial Officer Lago Guilherme Marques reported a tax-related share disposition.

Rhea-AI Filing Summary

Nu Holdings Ltd. Chief Financial Officer Lago Guilherme Marques reported a tax-related share disposition. On the transaction date, 24,348 Class A ordinary shares were withheld at $14.44 per share to cover a tax liability, rather than being sold on the open market.

After this withholding, Marques directly held 6,976,027 Class A shares. A filing footnote states this figure includes 4,791,162 Class A shares underlying unvested Restricted Share Units, which will vest only if his service with the company continues through each vesting date.

Insider Trade Summary

Exercise Price or Tax Liability: 24,348 shares

Exercise Price or Tax Liability 1 txn

Insider Lago Guilherme Marques

Role Chief Financial Officer

Type	Security	Shares	Price	Value
Exercise Price or Tax Liability	Class A ordinary shares ("Class A Shares")	24,348	$14.44	$352K

Holdings After Transaction: Class A ordinary shares ("Class A Shares") — 6,976,027 shares (Direct)

Footnotes (1)

1. F1. Figure includes 4,791,162 Class A Ordinary Shares underlying unvested Restricted Share Units (RSUs) associated with prior grant(s). Each RSU represents a contingent right to receive one Class A Ordinary share. These RSUs are subject to the Reporting Person's continued service through the vesting date.

Key Figures

Tax-withheld shares: 24,348 shares Withholding price: $14.44 per share Shares held after transaction: 6,976,027 shares +2 more

5 metrics

Tax-withheld shares 24,348 shares Class A ordinary shares withheld for tax on 2026-04-23

Withholding price $14.44 per share Value used for tax-withholding disposition

Shares held after transaction 6,976,027 shares Direct Class A holdings following the tax withholding

Unvested RSU-linked shares 4,791,162 shares Class A shares underlying unvested Restricted Share Units

Tax-withholding transactions 1 transaction, 24,348 shares Summary of tax-withholding activity in this Form 4

Key Terms

Restricted Share Units (RSUs), tax-withholding disposition, Class A ordinary shares, Payment of exercise price or tax liability by delivering securities

4 terms

Restricted Share Units (RSUs) financial

"Figure includes 4,791,162 Class A Ordinary Shares underlying unvested Restricted Share Units (RSUs) associated with prior grant(s)."

Restricted share units (RSUs) are a form of employee pay where a company promises to give shares (or their cash value) to workers after certain conditions, usually time or performance, are met. For investors, RSUs matter because they can increase the number of shares outstanding and signal how management is being paid and incentivized—think of them as delayed bonuses that convert into ownership when vesting conditions are satisfied.

tax-withholding disposition financial

"transaction_action": "tax-withholding disposition""

A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.

Class A ordinary shares financial

"security_title": "Class A ordinary shares ("Class A Shares")""

Class A ordinary shares are a type of ownership stake in a company that typically grants voting rights to shareholders, allowing them to have a say in important company decisions. They often come with priority in receiving dividends or profits, making them attractive to investors seeking influence and potential income. These shares help distinguish different levels of ownership and rights within a company's stock structure.

Payment of exercise price or tax liability by delivering securities financial

"transaction_code_description": "Payment of exercise price or tax liability by delivering securities""

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Nu Holdings (NU) CFO report on this Form 4?

Nu Holdings CFO Lago Guilherme Marques reported a tax-withholding disposition of 24,348 Class A shares. These shares were withheld at $14.44 per share to satisfy a tax liability, not sold in an open-market transaction, according to the Form 4 filing details.

How many Nu Holdings (NU) shares does the CFO hold after this transaction?

After the tax-withholding event, the CFO directly holds 6,976,027 Class A shares of Nu Holdings. A footnote explains this total includes 4,791,162 Class A shares underlying unvested Restricted Share Units that depend on his continued service for vesting.

Were the Nu Holdings (NU) shares sold by the CFO on the open market?

The reported 24,348 Class A shares were not sold on the open market. They were withheld by Nu Holdings to cover a tax liability, classified in the Form 4 as a tax-withholding disposition rather than a purchase or sale transaction.

What are the unvested RSUs reported for Nu Holdings (NU) CFO?

The Form 4 notes 4,791,162 Class A shares underlying unvested Restricted Share Units for the CFO. Each RSU represents a contingent right to receive one share, subject to his continued service with Nu Holdings through the applicable vesting dates.

Does this Nu Holdings (NU) Form 4 show any option exercises or derivative trades?

The filing shows no option exercises or derivative transactions. It records only one non-derivative tax-withholding disposition of 24,348 Class A shares, and the derivative summary section in the Form 4 is listed as empty for this reporting period.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 04/27/2026 - 04:13 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Lago Guilherme Marques

(Last) (First) (Middle)

RUA CAPOTE VALENTE, 39, PINHEIROS

(Street)

SAO PAULO 05409001

(City) (State) (Zip)

BRAZIL

(Country)

2. Issuer Name and Ticker or Trading Symbol
Nu Holdings Ltd. [ NU ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Financial Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/23/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A ordinary shares ("Class A Shares")	04/23/2026		F		24,348	D	$14.44	6,976,027(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Figure includes 4,791,162 Class A Ordinary Shares underlying unvested Restricted Share Units (RSUs) associated with prior grant(s). Each RSU represents a contingent right to receive one Class A Ordinary share. These RSUs are subject to the Reporting Person's continued service through the vesting date.

	/s/ Beatriz Outeiro, attorney-in-fact for Guilherme Marques do Lago	04/27/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)