Nu Holdings (NYSE: NU) insider reports 2.61M direct and RSU shares
Rhea-AI Filing Summary
Nu Holdings Ltd. executive Cristina Helena Zingaretti Junqueira, US CEO & Chief Growth Officer, reported a Code F transaction on 2026-07-23, delivering or withholding 8,048 Class A ordinary shares at $13.39 per share to satisfy exercise-price or tax liabilities. Following this, she directly holds 2,607,083 Class A shares, which include 1,244,496 Class A shares underlying unvested RSUs that vest subject to continued service. An additional 1,539,000 Class A shares are held indirectly through an estate planning vehicle, for which she disclaims beneficial ownership except to the extent of her pecuniary interest.
Positive
- None.
Negative
- None.
Insider Trade Summary
Net Seller: 8,048 shares
Net Sell
5 txns
Insider
Junqueira Cristina Helena Zingaretti
Role
US CEO & Chief Growth Off.
| Type | Security | Shares | Price | Value |
|---|---|---|---|---|
| Exercise Price or Tax Liability | Class A ordinary shares ("Class A Shares") F1 | 8,048 | $13.39 | $108K |
| holding | Class A Shares F2 | -- | -- | -- |
| holding | Class A Shares F2 | -- | -- | -- |
| holding | Class A Shares F2 | -- | -- | -- |
| holding | Class A Shares F2 | -- | -- | -- |
Holdings After Transaction:
Class A ordinary shares ("Class A Shares") — 2,607,083 shares (Direct);
Class A Shares — 7,780,830 shares (Indirect, By Family Trust);
Class A Shares — 1,539,000 shares (Indirect, By Estate Planning Vehicle)
Footnotes (2)
- F1. Figure includes 1,244,496 Class A Ordinary Shares underlying unvested Restricted Share Units (RSUs) associated with prior grant(s). Each RSU represents a contingent right to receive one Class A Ordinary share. These RSUs are subject to the Reporting Person's continued service through the vesting date.
- F2. The reporting person disclaims beneficial ownership of these securities except to the extent of her pecuniary interest therein.
Key Figures
Shares delivered/withheld for obligations: 8,048 Class A Shares
Transaction valuation price: $13.39 per share
Direct holdings after transaction: 2,607,083 Class A Shares
+2 more
5 metrics
Shares delivered/withheld for obligations
8,048 Class A Shares
Code F disposition on 2026-07-23 to satisfy exercise price or tax liability
Transaction valuation price
$13.39 per share
Per-share value used for the 8,048-share Code F disposition
Direct holdings after transaction
2,607,083 Class A Shares
Direct ownership following the 2026-07-23 disposition, including unvested RSUs
Unvested RSUs in direct holdings
1,244,496 Class A Shares
Class A shares underlying unvested Restricted Share Units tied to prior grants
Indirect estate-planning holdings
1,539,000 Class A Shares
Held indirectly by an estate planning vehicle; beneficial ownership disclaimed except for pecuniary interest
Key Terms
Restricted Share Units (RSUs), beneficial ownership, pecuniary interest, estate planning vehicle
4 terms
beneficial ownership financial
"The reporting person disclaims beneficial ownership of these securities"
Beneficial ownership means the person or entity that actually enjoys the benefits of owning shares or other assets — such as receiving dividends, voting rights, or price gains — even if the legal title is held in another name. For investors it matters because knowing who truly controls and profits from a company reveals who can influence decisions, exposes potential conflicts of interest or hidden concentration of power, and affects transparency and risk in the stock.
pecuniary interest financial
"except to the extent of her pecuniary interest therein"
estate planning vehicle financial
"By Estate Planning Vehicle"
AI-generated analysis. How Rhea-AI works. Not financial advice.
FAQ
What insider transaction did Nu Holdings (NU) report for Cristina Junqueira?
Nu Holdings reported that Cristina Junqueira used 8,048 Class A shares at $13.39 per share in a Code F disposition on 2026-07-23. This transaction satisfied exercise-price or tax liabilities by delivering or withholding shares rather than through an open-market trade.
What does the Code F entry mean in Nu Holdings (NU) insider filing?
The Code F entry reflects payment of exercise price or tax liability by delivering or withholding securities. For Nu Holdings, it covers 8,048 Class A shares at $13.39 per share on 2026-07-23, rather than a standard open-market purchase or sale transaction.
How many unvested RSUs does Cristina Junqueira have in Nu Holdings (NU)?
Cristina Junqueira has 1,244,496 Class A shares underlying unvested Restricted Share Units (RSUs). Each RSU represents a contingent right to one Class A share, and these RSUs require her continued service through the vesting date to be earned.
What indirect Nu Holdings (NU) holdings are associated with Cristina Junqueira?
The filing shows indirect holdings of Nu Holdings Class A shares through family trust and estate planning vehicles, including 1,539,000 Class A shares held by an estate planning vehicle. She disclaims beneficial ownership of these except to the extent of her pecuniary interest.
Is Cristina Junqueira’s Nu Holdings (NU) transaction under a Rule 10b5-1 plan?
The Rule 10b5-1 checkbox on this Form 4 was not marked, and the footnotes do not reference a trading plan. The filing therefore does not indicate that the 8,048-share Code F disposition occurred under a pre-arranged Rule 10b5-1 plan.