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Norwood Financial Corp (NWFL) director receives 52-share stock award

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

FORTE ANDREW reported acquisition or exercise transactions in this Form 4 filing.

Director Andrew Forte of Norwood Financial Corp reported receiving a grant of 52 shares of Common Stock on July 10, 2026 at $31.8800 per share as Director Retainer Shares under the 2024 Equity Incentive Plan.

After the award, he directly holds 12,279 shares and also reports several indirect positions, including restricted stock and shares held through Forte, Inc. and an IRA, with individual account balances ranging from 40 to 7,944 shares.

Positive

  • None.

Negative

  • None.
Insider FORTE ANDREW
Role Director
Type Security Shares Price Value
Grant/Award Common Stock 52 $31.88 $2K
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 12,279 shares (Direct); Common Stock — 7,624 shares (Indirect, IRA)
Footnotes (1)
  1. Director Retainer Shares issued under the 2024 Equity Incentive Plan. Award vests in five equal installments beginning on December 14, 2022 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable. Award vests in five equal installments beginning on December 13, 2023 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable. Award vests in five equal installments beginning on December 12, 2024 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable. Award vests in three equal installments beginning December 15, 2025 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable. Award vests in three equal installments beginning on December 15, 2026 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
Director share award 52 shares of Common Stock Grant, award, or other acquisition on 2026-07-10
Award price per share $31.8800 per share Transaction price per share for the 52-share grant
Direct holdings after transaction 12,279 shares Total Common Stock directly held after the July 10, 2026 award
Forte, Inc. indirect holdings 7,944 shares Common Stock held indirectly through Forte, Inc.
IRA indirect holdings 7,624 shares Common Stock held indirectly through an IRA
Largest restricted stock lot 825 shares One of several indirect restricted stock positions reported
Director Retainer Shares financial
"Director Retainer Shares issued under the 2024 Equity Incentive Plan"
Equity Incentive Plan financial
"issued under the 2024 Equity Incentive Plan"
An equity incentive plan is a program that gives employees, executives or directors the right to receive company stock or options to buy stock as part of their pay. Think of it as offering slices of future company profit to motivate people to boost long‑term performance; for investors it matters because it can align employee goals with shareholder value but also increases the number of shares outstanding, which can dilute existing ownership.
Restricted Stock financial
"nature of ownership reported as Restricted Stock for several holdings"
Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.
Director Emeritus financial
"during such periods of continued service as an Employee, Outside Director or Director Emeritus"
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FAQ

What insider transaction did Andrew Forte report for Norwood Financial (NWFL)?

Andrew Forte reported receiving a grant of 52 shares of Norwood Financial Common Stock on July 10, 2026 at $31.8800 per share. The award is described as Director Retainer Shares issued under the company’s 2024 Equity Incentive Plan.

How many Norwood Financial (NWFL) shares does Andrew Forte hold after this award?

Following the reported grant, Andrew Forte directly holds 12,279 shares of Norwood Financial Common Stock. He also reports multiple indirect holdings, including restricted stock and shares held through Forte, Inc. and an IRA, with positions from 40 to 7,944 shares.

At what value per share was Andrew Forte’s Norwood Financial (NWFL) award recorded?

The 52-share Common Stock award to Andrew Forte was recorded at $31.8800 per share. This figure reflects the transaction price per share reported for the grant/award acquisition on July 10, 2026.

How do Andrew Forte’s indirect Norwood Financial (NWFL) holdings break down?

Indirectly, Andrew Forte reports several Norwood Financial positions, including restricted stock lots and shares held via Forte, Inc. and an IRA. Individual account balances disclosed include 7,944 shares in Forte, Inc. and 7,624 shares in an IRA, plus smaller restricted stock amounts.

What vesting schedules are disclosed for Norwood Financial (NWFL) equity awards to Andrew Forte?

The disclosure describes awards vesting in five equal installments beginning December 14, 2022, December 13, 2023, and December 12, 2024, and others vesting in three equal installments beginning December 15, 2025 and December 15, 2026, subject to continued service.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
FORTE ANDREW

(Last)(First)(Middle)
717 MAIN STREET

(Street)
HONESDALE PENNSYLVANIA 18431

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
NORWOOD FINANCIAL CORP [ NWFL ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/10/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock07/10/2026A52(1)A$31.8812,279D
Common Stock7,624IIRA
Common Stock7,944IForte, Inc.
Common Stock40(2)IRestricted Stock
Common Stock280(3)IRestricted Stock
Common Stock420(4)IRestricted Stock
Common Stock550(5)IRestricted Stock
Common Stock825(5)IRestricted Stock
Common Stock82(6)IRestricted Stock
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. Director Retainer Shares issued under the 2024 Equity Incentive Plan.
2. Award vests in five equal installments beginning on December 14, 2022 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
3. Award vests in five equal installments beginning on December 13, 2023 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
4. Award vests in five equal installments beginning on December 12, 2024 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
5. Award vests in three equal installments beginning December 15, 2025 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
6. Award vests in three equal installments beginning on December 15, 2026 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
/s/Andrew Forte by Mackenzie Jackson, Power of Attorney07/14/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)