Welcome to our dedicated page for Norwood Finl SEC filings (Ticker: NWFL), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Norwood Financial Corp (NWFL) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as a Nasdaq-listed bank holding company and parent of Wayne Bank. Norwood files current reports on Form 8-K to document material events such as earnings announcements, dividend declarations, merger agreements, regulatory approvals, acquisition closings and changes in its board of directors. These filings, together with its periodic reports, form the core record of Norwood’s public reporting as a commercial banking institution.
For investors analyzing Norwood’s financial performance, Form 8-K filings dated July 22, 2025 and October 22, 2025 are notable. In these reports, the company furnishes press releases that present results for the three and six months ended June 30, 2025 and the three and nine months ended September 30, 2025. The attached materials detail net interest income, net interest margin, loan and deposit balances, non-interest income, operating expenses, efficiency ratio, and measures such as return on average assets and return on average tangible equity. Stock Titan’s AI tools can summarize these disclosures to highlight key trends in margins, growth and profitability.
Norwood also uses Form 8-K to report dividend declarations. Filings dated June 18, 2025, September 17, 2025 and December 17, 2025 describe quarterly cash dividends on the company’s common stock, including per-share amounts, record dates and payment dates, and incorporate related press releases by reference. For income-focused investors, these filings document Norwood’s pattern of returning cash to shareholders over time.
A series of Form 8-K filings in July, October and December 2025 detail Norwood’s merger with PB Bankshares, Inc. and Presence Bank. The July 7, 2025 report describes the Agreement and Plan of Merger, the consideration structure, termination provisions and related voting agreements. Subsequent filings report the filing of a registration statement on Form S-4, the mailing of a joint proxy statement/prospectus, receipt of final regulatory approvals, and, in later press releases, completion of the acquisition and the merger of Presence Bank into Wayne Bank. Stock Titan’s AI summaries can help readers quickly understand the transaction terms, integration steps and potential risks outlined in the forward-looking statements sections.
Corporate governance developments are also captured in Norwood’s SEC filings. A September 16, 2025 Form 8-K reports the retirement of the company’s Chairman of the Board, his designation as Chairman Emeritus, the appointment of a new Chairman and Vice Chairman, and the addition of two new directors. The filing also discloses that, in the normal course of business, Wayne Bank has extended business loans to one of the new directors or related business interests on terms comparable to those offered to other customers.
On Stock Titan, Norwood’s SEC filings are updated as new documents are posted to EDGAR, and AI-powered summaries can assist in interpreting complex sections, such as merger agreements, forward-looking statements and detailed financial tables. Investors can use this page to track NWFL’s Form 8-K disclosures and, together with the company’s 10-K and 10-Q filings available from the SEC, build a comprehensive view of Norwood Financial’s regulatory history, financial condition and strategic actions.
Norwood Financial Corp director Kevin M. Lamont reported a new restricted stock award of 825 shares of common stock. The award, dated December 16, 2025, is shown at a price of $29.8 per share and is classified as indirectly owned restricted stock.
According to the footnotes, this new award will vest in three equal installments beginning on December 15, 2026 and annually thereafter, contingent on continued service as an Employee, Outside Director or Director Emeritus. The filing also lists Lamont’s existing directly held common stock and several prior restricted stock awards that vest over multi‑year schedules.
Norwood Financial Corp executive John F. Carmody, EVP & Chief Credit Officer, reported an equity award in company stock. On 12/16/2025, he acquired 1,500 shares of restricted common stock at $29.8 per share, held indirectly. This award is scheduled to vest in five equal installments beginning on December 15, 2026, subject to continued service, with prior restricted stock awards already vesting annually from 2022, 2023, 2024 and 2025 grant dates. Following this transaction, he beneficially owns common stock directly, through the ESOP, and via multiple restricted stock grants, reflecting a mix of immediate and time-vested equity exposure to Norwood Financial Corp.
Norwood Financial Corp EVP & CFO receives restricted stock grant. Executive John M. McCaffery reported acquiring 2,000 shares of restricted common stock of Norwood Financial Corp on 12/16/2025 in a transaction coded "A" for acquisition at a price of $ 29.8 per share. Following this grant, he holds 1,500 common shares directly, 3,000 common shares indirectly through an IRA, and several restricted stock awards.
An existing restricted stock award of 804 shares is scheduled to vest 200 shares on June 24, 2025 and 201 shares annually thereafter until fully earned. Another award of 1,200 restricted shares vests in three equal installments beginning December 15, 2025, subject to continued service. The newly granted 2,000-share restricted award vests in five equal installments beginning on December 15, 2026, also contingent on continued service in an eligible role.
Norwood Financial Corp insider James O. Donnelly, who serves as President, CEO and Director, reported an equity award on this Form 4. On 12/16/2025 he acquired 6,651 shares of restricted common stock, coded as an acquisition, at a price of $29.8 per share, held indirectly as restricted stock. After this transaction he beneficially owns 11,637 shares of common stock directly, along with several indirect restricted stock awards of 300, 1,000, 3,868, 4,738 and 6,651 shares. The new 6,651-share award is scheduled to vest in five equal installments beginning on December 15, 2026, subject to continued service, while earlier awards vest in tranches beginning in 2023, 2024 and 2025.
Norwood Financial Corp director reports new restricted stock grant. A company director filed a Form 4 showing an acquisition of 825 shares of Norwood Financial Corp common stock as restricted stock on December 16, 2025, at a price of $29.8 per share. These shares are held indirectly and are identified in the filing as a new restricted stock award. According to the footnotes, this particular award is scheduled to vest in three equal installments beginning on December 15, 2026, subject to continued service as an employee, outside director or director emeritus.
Norwood Financial Corp director reports new restricted stock award
A Norwood Financial Corp (NWFL) director filed a Form 4 reporting the grant of 825 shares of restricted common stock on December 16, 2025 at a value of $29.8 per share. The new award is reported as indirectly owned and classified as restricted stock.
According to the footnotes, this new award will vest in three equal installments beginning on December 15, 2026, with additional installments vesting annually thereafter during continued service as an Employee, Outside Director or Director Emeritus. The filing also lists the director’s existing holdings, including directly owned shares, shares held by a spouse, custodial accounts for family members, an IRA, and multiple prior restricted stock awards with vesting schedules beginning in 2022, 2023, 2024, and 2025.
Norwood Financial Corp director reports new restricted stock award. A director of Norwood Financial Corp received an award of 825 shares of restricted common stock on 12/16/2025 at a price of $ 29.8 per share. Following this grant, the director reports 5,603 shares of common stock held directly and additional indirect holdings, including shares held as custodian for children and multiple restricted stock awards.
The restricted stock awards have staggered vesting schedules. Earlier grants vest in five equal installments beginning in 2022, 2023 and 2024, while more recent awards, including the new 825-share grant, vest in three equal installments beginning on December 15, 2025 and December 15, 2026, subject to continued service as an employee, outside director or director emeritus.
Norwood Financial CorpDecember 16, 2025, he acquired 825 shares of restricted stock at a price of $29.8 per share, reported as an indirect holding.
After this transaction, he holds 25,878 shares of common stock directly, plus multiple tranches of restricted stock indirectly, including awards of 40, 280, 420, 550, 82 and the new 825 restricted shares. The restricted stock awards vest in scheduled annual installments over three- to five-year periods, contingent on continued service as an employee, outside director or director emeritus.
Norwood Financial Corp director Kenneth A. Phillips reported an equity award of company stock. On December 16, 2025, he acquired 825 shares of restricted common stock at $29.80 per share, reported as an acquisition transaction. He also holds directly owned common stock and several prior restricted stock awards.
The filing notes that earlier restricted stock awards granted in 2022, 2023, and 2024 vest in five equal annual installments starting each December of those years, subject to continued service as an Employee, Outside Director or Director Emeritus. The 2025 and 2026 awards vest in three equal annual installments beginning on December 15, 2025 and December 15, 2026, respectively, under the same service conditions.
Norwood Financial Corp reported an insider equity award for a company director. A Form 4 filing shows that on 12/16/2025 the director received 825 shares of restricted common stock at a price of $29.8 per share. After this transaction, the director holds 10,616 common shares directly, 6,405 shares through an IRA, and 7,544 shares through Forte, Inc., along with multiple existing restricted stock awards.
The new 825-share restricted stock award is held indirectly and, according to the footnotes, will vest in three equal installments beginning on December 15, 2026, subject to continued service as an employee, outside director or director emeritus. Earlier restricted stock awards from 2022, 2023 and 2024 also vest in annual installments over multi‑year periods, reflecting ongoing equity-based compensation.