Welcome to our dedicated page for NEW PEOPLES BANKSHARES SEC filings (Ticker: NWPP), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Our SEC filing database is enhanced with expert analysis from Rhea-AI, providing insights into the potential impact of each filing on NEW PEOPLES BANKSHARES's stock performance. Each filing includes a concise AI-generated summary, sentiment and impact scores, and end-of-day stock performance data showing the actual market reaction. Navigate easily through different filing types including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, proxy statements (DEF 14A), and Form 4 insider trading disclosures.
Designed for fundamental investors and regulatory compliance professionals, our page simplifies access to critical SEC filings. By combining real-time SEC filing updates, Rhea-AI's analytical insights, and historical stock performance data, we provide comprehensive visibility into NEW PEOPLES BANKSHARES's regulatory disclosures and financial reporting.
New Peoples Bankshares, Inc. filed an amended Form 10‑Q/A for the quarter ended September 30, 2025, reporting higher profitability and balance sheet growth. Q3 2025 net income rose to $2.8 million from $2.1 million a year earlier, with earnings per share increasing to $0.12 from $0.09. For the first nine months of 2025, net income was $7.2 million versus $5.6 million in 2024, and EPS improved to $0.30 from $0.24.
Total assets increased to $910.7 million from $854.9 million at year-end 2024, driven mainly by loan growth to $707.3 million. Deposits rose to $799.4 million. Shareholders’ equity climbed to $79.5 million, helped by retained earnings and reduced unrealized losses on securities, which lowered accumulated other comprehensive loss to $8.3 million. The bank remained strongly capitalized, with a total capital ratio of 16.05% and a common equity Tier 1 ratio of 14.80%, both well above regulatory minimums, while nonaccrual loans and past‑due balances declined compared with year-end 2024.
New Peoples Bankshares, Inc. reported stronger Q3 2025 performance. Net income was $2.76 million versus $2.11 million a year ago, and EPS rose to $0.12 from $0.09. Net interest income improved to $8.64 million from $7.18 million as loan yields outpaced funding costs, while the provision for credit losses was $0.19 million. For the first nine months, net income reached $7.20 million (EPS $0.30) versus $5.58 million (EPS $0.24) in 2024.
Balance sheet growth continued: loans were $707.3 million (from $657.5 million) and deposits were $799.4 million (from $750.0 million). Total assets were $910.7 million. Credit quality trends improved with total nonaccrual loans of $3.0 million (down from $3.27 million) and past dues of $4.58 million (down from $6.17 million). AOCI losses narrowed, lifting shareholders’ equity to $79.5 million. The Bank remained well capitalized with a Tier 1 risk-based ratio of 14.80% and a leverage ratio of 10.80%. A cash dividend of $0.08 per share was declared year‑to‑date; shares outstanding were 23,574,543 as of November 07, 2025.
New Peoples Bankshares (NWPP) reported insider activity by director and 10% owner Harold L. Keene. On November 6, 2025, he purchased 5,000 shares of common stock at $3.40 per share.
After this transaction, beneficial ownership stood at 3,431,208 shares held directly, 1,123,710 shares held indirectly through H.L. Keene LLC, and 5,500 shares held indirectly through the Harold Lynn Keene Trust. The filing was submitted by an attorney-in-fact on Keene’s behalf and indicates the form was filed by one reporting person.
New Peoples Bankshares (NWPP): Form 4 insider activity — Director and 10% Owner B. Scott White reported an open‑market purchase on 11/06/2025. He bought 16,000 shares of common stock at $3.43 per share (transaction code P).
Following the transaction, the filing lists 1,019,480 shares held directly, with additional indirect holdings across various trusts, an LLC interest, a spouse account, and a limited partnership.
New Peoples Bankshares filed an 8-K reporting it issued a press release announcing earnings for the quarter and year ending September 30, 2025. The company states the press release is attached as Exhibit 99.1. This filing is presented under Item 2.02 (Results of Operations and Financial Condition).