Orange County Bancorp (OBT) SVP reports 133-share tax withholding, holds 8,135 shares

Rhea-AI Filing Summary

Orange County Bancorp, Inc. senior vice president and chief credit officer Stephen Rooney reported a small tax-related share disposition. On March 10, 2026, 133 shares of common stock were withheld at a price of $31.47 per share to cover tax obligations, a routine non-market transaction. After this withholding, Rooney directly held 8,135 shares, which include restricted stock units that vest in thirds beginning on March 11, 2024, March 21, 2025, and March 20, 2026.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Rooney Stephen

Role SVP, Chief Credit Officer

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	133	$31.47	$4K

Holdings After Transaction: Common Stock — 8,135 shares (Direct)

Footnotes (1)

1. Includes restricted stock units which vest at a rate of 1/3 per year commencing on March 11, 2024. Includes restricted stock units which vest at a rate of 1/3 per year commencing on March 21, 2025. Includes restricted stock units which vest at a rate of 1/3 per year commencing on March 20, 2026.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Rooney Stephen

(Last) (First) (Middle)

212 DOLSON AVENUE

(Street)

MIDDLETOWN NY 10940

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Orange County Bancorp, Inc. /DE/ [ OBT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SVP, Chief Credit Officer

3. Date of Earliest Transaction (Month/Day/Year)
03/10/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/10/2026		F		133	D	$31.47	8,135(1)(2)(3)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes restricted stock units which vest at a rate of 1/3 per year commencing on March 11, 2024.

2. Includes restricted stock units which vest at a rate of 1/3 per year commencing on March 21, 2025.

3. Includes restricted stock units which vest at a rate of 1/3 per year commencing on March 20, 2026.

	/s/ Jennifer Staub, pursuant to power of attorney	03/12/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Orange County Bancorp (OBT) report for Stephen Rooney?

Orange County Bancorp reported that SVP and chief credit officer Stephen Rooney had 133 shares of common stock withheld to satisfy tax obligations, a non-market transaction classified as a tax-withholding disposition under code F.

How many Orange County Bancorp (OBT) shares were involved in Stephen Rooney’s Form 4 filing?

The Form 4 shows 133 shares of Orange County Bancorp common stock were disposed of at $31.47 per share. These shares were withheld by the company to cover tax liabilities, rather than sold in the open market.

What are Stephen Rooney’s holdings in Orange County Bancorp (OBT) after this tax withholding?

Following the tax-withholding disposition, Stephen Rooney directly holds 8,135 shares of Orange County Bancorp common stock. This figure includes restricted stock units scheduled to vest in equal annual installments starting in 2024, 2025, and 2026.

Was the Orange County Bancorp (OBT) Form 4 transaction an open-market sale by Stephen Rooney?

No. The Form 4 categorizes the event as a tax-withholding disposition under transaction code F. The 133 shares were withheld to pay tax liabilities, not sold through an open-market transaction initiated by Rooney.

What do the restricted stock unit footnotes mean in the Orange County Bancorp (OBT) Form 4?

The footnotes explain that Rooney’s reported holdings include restricted stock units that vest in thirds each year. Vesting begins on March 11, 2024, March 21, 2025, and March 20, 2026, adding shares to his direct ownership over time.