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[Form 4] Orange County Bancorp, Inc. /DE/ Insider Trading Activity

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Orange County Bancorp, Inc. director Gregory F. Holcombe reported updated equity holdings, including a new grant of phantom stock. He received a compensation-related award coded as an acquisition, economically equivalent to 127 shares of common stock at $35.35 per share, raising his phantom stock balance to 24,974 units. The filing also shows he directly holds 68,824 shares of common stock, with additional indirect holdings through three trusts and a foundation.

Footnotes explain that certain holdings include restricted stock units that vest either immediately on the grant date or on February 19, 2027, and that both these units and the phantom stock are settled or become payable in common stock when he separates from service as a director.

Positive

  • None.

Negative

  • None.
Insider HOLCOMBE GREGORY F
Role null
Type Security Shares Price Value
Grant/Award Phantom Stock 0 $35.35 --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Phantom Stock — 24,974 shares (Direct, null); Common Stock — 68,824 shares (Direct, null); Common Stock — 14,920 shares (Indirect, By Foundation)
Footnotes (1)
  1. Includes restricted stock units which vest 100% as of the date of grant and are settled in shares of Issuer common stock upon separation from service of the reporting person. Includes restricted stock units which vest 100% on February 19, 2027, and are settled in shares of Issuer common stock upon separation from service of the reporting person. Each share of phantom stock is the economic equivalent of one share of common stock and becomes payable upon the reporting person's separation of service as a director.
New phantom award equivalent 127 shares at $35.35 Phantom stock grant economically tied to common stock
Phantom stock balance 24,974 units Total phantom stock units after the reported grant
Direct common shares 68,824 shares Common stock held directly after the reported transactions
Trust 3 indirect shares 34,720 shares Common stock held indirectly by Trust 3
Trust 2 indirect shares 34,720 shares Common stock held indirectly by Trust 2
Trust 1 indirect shares 12,054 shares Common stock held indirectly by Trust 1
Foundation indirect shares 14,920 shares Common stock held indirectly by a foundation
RSU vesting date February 19, 2027 Restricted stock units vest 100% on this date
Phantom Stock financial
"Each share of phantom stock is the economic equivalent of one share of common stock"
A phantom stock is a form of compensation that gives employees or executives the benefits of stock ownership, such as the increase in stock value, without actually giving them real shares. It acts like a promise to pay the employee the equivalent value of company stock later, often as a bonus or incentive. This allows companies to motivate and reward staff without diluting ownership or transferring actual shares.
restricted stock units financial
"Includes restricted stock units which vest 100% as of the date of grant"
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
economic equivalent financial
"Each share of phantom stock is the economic equivalent of one share of common stock"
separation from service financial
"settled in shares of Issuer common stock upon separation from service of the reporting person"
grant, award, or other acquisition financial
"transaction_code_description: Grant, award, or other acquisition"
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SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
HOLCOMBE GREGORY F

(Last)(First)(Middle)
212 DOLSON AVENUE

(Street)
MIDDLETOWN NEW YORK 10940

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Orange County Bancorp, Inc. /DE/ [ OBT ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
06/15/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock68,824(1)(2)D
Common Stock14,920IBy Foundation
Common Stock12,054IBy Trust 1
Common Stock34,720IBy Trust 2
Common Stock34,720IBy Trust 3
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Phantom Stock(3)06/15/2026A$127 (3) (3)Common Stock127$35.3524,974D
Explanation of Responses:
1. Includes restricted stock units which vest 100% as of the date of grant and are settled in shares of Issuer common stock upon separation from service of the reporting person.
2. Includes restricted stock units which vest 100% on February 19, 2027, and are settled in shares of Issuer common stock upon separation from service of the reporting person.
3. Each share of phantom stock is the economic equivalent of one share of common stock and becomes payable upon the reporting person's separation of service as a director.
/s/ Jennifer Staub, pursuant to power of attorney06/16/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did Gregory F. Holcombe report in this Form 4 for OBT?

Gregory F. Holcombe reported updated holdings in Orange County Bancorp stock and related awards. The filing shows a new phantom stock grant and discloses his direct and indirect ownership, including trusts, a foundation, and restricted stock units tied to future service.

How much phantom stock did the OBT director hold after the grant?

After the reported grant, the director held 24,974 phantom stock units. Each phantom stock unit is economically equivalent to one share of common stock and becomes payable in common stock upon his separation from service as a director.

What is the size of the new phantom stock award for OBT’s director?

The new phantom stock award is economically equivalent to 127 shares of common stock at $35.35 per share. It is recorded as a compensation-related acquisition and adds to the director’s existing phantom stock balance reported in this Form 4.

How many Orange County Bancorp common shares does the director hold directly?

The director holds 68,824 shares of Orange County Bancorp common stock directly. This figure is reported as his direct ownership, separate from additional indirect holdings through trusts, a foundation, restricted stock units, and phantom stock positions.

What indirect OBT shareholdings are reported for the director?

Indirect holdings include common stock held by three trusts and a foundation, with reported post-transaction positions of 34,720, 34,720, 12,054, and 14,920 shares. These positions are reported as indirect ownership interests associated with the director.

How do the restricted stock units for OBT’s director vest and settle?

Some restricted stock units vest 100% on the grant date, and others vest 100% on February 19, 2027. According to the footnotes, all such units are settled in shares of Orange County Bancorp common stock upon the director’s separation from service.

When does the phantom stock reported by the OBT director become payable?

The phantom stock becomes payable upon the director’s separation from service. Each phantom stock unit is the economic equivalent of one share of Orange County Bancorp common stock and is settled based on that equivalence when he leaves the board.