OneMain (OMF) director Richard A. Smith granted 3,243 RSUs

Rhea-AI Filing Summary

SMITH RICHARD A reported acquisition or exercise transactions in this Form 4 filing.

OneMain Holdings director Richard A. Smith was granted 3,243 shares of common stock on a restricted stock unit basis at a price of $0 per share. These units vest 100% on January 4, 2027, if he remains in continuous service as a director. After this award, he beneficially owns 30,812 shares directly.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider SMITH RICHARD A

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common stock, par value $0.01 per share	3,243	$0.00	--

Holdings After Transaction: Common stock, par value $0.01 per share — 30,812 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

SMITH RICHARD A

(Last) (First) (Middle)

C/O ONEMAIN HOLDINGS, INC.

601 N.W. SECOND STREET

(Street)

EVANSVILLE IN 47708

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
OneMain Holdings, Inc. [ OMF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
02/11/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common stock, par value $0.01 per share	02/11/2026		A		3,243(1)	A	$0	30,812	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Consists of restricted stock units granted under the OneMain Holdings, Inc. Amended 2013 Omnibus Incentive Plan. The units become 100% vested on January 4, 2027, subject to the grantee remaining in continuous service as a director as of the vesting date. The reporting person will receive one share of common stock for each vested restricted stock unit.

Remarks:

	/s/ Lily Fu Claffee attorney-in-fact for Richard A. Smith	02/13/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did OMF director Richard A. Smith report?

Richard A. Smith reported receiving 3,243 restricted stock units of OneMain Holdings common stock. The award was granted at a price of $0 per share and increases his directly held beneficial ownership to 30,812 shares after the transaction.

When do Richard A. Smith’s new OMF restricted stock units vest?

The 3,243 restricted stock units granted to Richard A. Smith vest 100% on January 4, 2027. Vesting is conditioned on him remaining in continuous service as a director through that vesting date under the company’s Amended 2013 Omnibus Incentive Plan.

How many OneMain (OMF) shares does Richard A. Smith own after this grant?

Following the reported award, Richard A. Smith beneficially owns 30,812 shares of OneMain Holdings common stock directly. This figure includes the newly granted restricted stock units that will deliver one share of common stock for each unit when they vest.

What type of equity award did OneMain (OMF) grant to Richard A. Smith?

OneMain granted Richard A. Smith restricted stock units under its Amended 2013 Omnibus Incentive Plan. Each unit represents the right to receive one share of common stock upon vesting, with no cash paid per share at the time of grant.

What was the transaction code used in Richard A. Smith’s OMF insider report?

The transaction used code “A,” which in this context reflects a grant, award, or other acquisition of securities. It indicates that Richard A. Smith acquired 3,243 restricted stock units rather than buying shares in an open-market purchase transaction.

Is Richard A. Smith’s ownership in OMF reported as direct or indirect?

His ownership after the grant is reported as direct. The Form 4 lists 30,812 shares of OneMain Holdings common stock as directly beneficially owned, with no separate indirect ownership entity or special voting or investment authority footnote described in the disclosure.