Welcome to our dedicated page for Onemain Hldgs SEC filings (Ticker: OMF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The SEC filings for OneMain Holdings, Inc. (NYSE: OMF) provide detailed insight into its operations as a consumer finance company serving nonprime borrowers. Core filings such as annual reports on Form 10-K and quarterly reports on Form 10-Q describe the company’s Consumer and Insurance segment, its focus on personal loan origination, underwriting and servicing, and its main revenue source of net interest income. These reports also present information on interest income, interest expense, provisions for finance receivable losses, operating expenses, insurance policy benefits and claims, and other revenues.
Investors reviewing OMF filings will find extensive disclosure on credit performance, including delinquency ratios, net charge-offs, and changes in the allowance for finance receivable losses. Management discusses non-GAAP measures such as Consumer and Insurance adjusted pretax income, adjusted net income, adjusted earnings per diluted share, pretax capital generation, and capital generation, explaining how these measures are used to evaluate profitability and capital creation alongside GAAP metrics.
Current reports on Form 8-K are another important component of OneMain’s regulatory record. Recent 8-K filings describe material events such as quarterly earnings releases, dividend declarations, authorization of share repurchase programs, and multiple issuances of senior notes by OneMain Finance Corporation. These filings outline key terms of the notes, including maturity dates, interest rates, redemption provisions, guarantees by OneMain Holdings, Inc., and the relationship of the notes to other secured and unsecured obligations. Some 8-Ks also summarize underwriting agreements and the intended use of proceeds, such as repaying secured facilities, redeeming other notes, or funding general corporate purposes.
On this page, users can access OneMain’s 10-K and 10-Q reports, 8-K current reports, and other registered offerings, along with Form 4 and related insider transaction disclosures when available. AI-powered summaries help explain complex sections of these filings, highlight key changes from prior periods, and clarify topics such as segment performance, funding and liquidity, and capital generation metrics. Real-time updates from EDGAR ensure that new filings, including earnings-related 8-Ks and debt offering disclosures, appear promptly, while structured views of Forms 3, 4 and 5 make it easier to review insider activity and ownership changes.
By combining the full text of OneMain’s SEC filings with AI-generated explanations, this page is intended to make it simpler to understand how OMF reports its credit performance, capital structure, and strategic decisions over time.
Jeannette E. Osterhout, Executive Vice President & Chief Financial Officer of OneMain Holdings, Inc. (OMF), reported a sale of 6,913 shares of the company's common stock on 08/20/2025 at a price of $58.22 per share. After the transaction she beneficially owned 64,480 shares. The Form 4 was signed on behalf of Ms. Osterhout by an attorney-in-fact on 08/22/2025. No derivative transactions were reported and no additional explanatory remarks were provided.
Brave Warrior Advisors, LLC reported beneficial ownership of 7,870,085 shares of OneMain Holdings, Inc. common stock, representing 6.62% of the class. The filing states those shares are held with sole voting and dispositive power, indicating the adviser directly controls voting and disposition for the reported position. The filing is submitted on an amendment to Schedule 13G and includes a certification that the securities were acquired and are held in the ordinary course of business and not for the purpose of changing or influencing control of the issuer. The document identifies Brave Warrior Advisors as a Delaware-registered investment adviser and provides its New York business address.
OneMain Finance Corporation issued $750.0 million aggregate principal amount of 6.125% Senior Notes due May 15, 2030. The notes pay interest 6.125% per annum semiannually on May 15 and November 15, beginning November 15, 2025, and are OMFC's senior unsecured obligations that rank equally with its other unsubordinated indebtedness.
The notes are guaranteed on an unsecured basis by OneMain Holdings, Inc., will not be guaranteed by OMFC's subsidiaries, and are effectively subordinated to OMFC's secured obligations to the extent of the value of collateral and structurally subordinated to liabilities of its other subsidiaries. Redemption provisions permit repurchase prior to November 15, 2029 at specified prices and at 100% plus accrued interest on or after November 15, 2029. The Indenture includes customary covenants limiting liens and certain consolidations, and customary events of default, including acceleration by holders of at least 25% of outstanding principal.