[Form 4] Offerpad Solutions Inc. Insider Trading Activity

Rhea-AI Filing Summary

Ryan O'Hara, a director of Offerpad Solutions Inc. (OPAD), reported a transaction dated 09/30/2025 showing acquisition of 3,597 shares of the issuer's Class A common stock at $0. The filing reports 175,561 shares beneficially owned by Mr. O'Hara following the transaction. The Form 4 explains these shares consist of fully-vested restricted stock units that will be settled in Class A shares within 45 days after the earliest of separation from service, a change in control, death, or disability. The form was signed on 10/02/2025 by an attorney-in-fact.

Positive

• Acquisition of 3,597 shares increased the director's beneficial ownership to 175,561 shares
• Restricted stock units are fully vested, indicating the award no longer has service-based vesting conditions

Negative

• None.

Insights

Insider Holdings Analyst

Director acquired 3,597 RSU-settled shares, raising holdings to 175,561.

This Form 4 records a non‑cash acquisition of 3,597 shares via fully-vested restricted stock units, not a market purchase, indicated by a $0 price.

The shares remain subject to settlement timing tied to specific events within 45 days, meaning the economic ownership may be contingent on corporate or personal triggers explicitly listed in the filing.

Corporate Governance Specialist

Transaction stems from director compensation through RSUs with standard settlement triggers.

The filing identifies Mr. O'Hara as a director and shows the RSUs are fully vested but will convert to Class A stock only upon listed events: separation, change in control, death, or disability.

This structure is common for director equity awards and ties potential share settlement to governance or personal events; the filing does not disclose accelerated settlement or unusual terms beyond those stated.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person^*

OHARA RYAN

(Last) (First) (Middle)

C/O OFFERPAD SOLUTIONS INC.

433 S. FARMER AVENUE SUITE 500

(Street)

TEMPE AZ 85281

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Offerpad Solutions Inc. [ OPAD ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
09/30/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	09/30/2025		A		3,597(1)	A	$0	175,561	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Consists of fully-vested restricted stock units, which will be settled in shares of the Issuer's Class A common stock within 45 days following the earliest to occur of: (i) the director's separation from service; (ii) a change in control of the Issuer; (iii) the director's death; or (iv) the director's disability.

	/s/ Adam Martinez, as Attorney-in-fact for Ryan O'Hara	10/02/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What transaction did Ryan O'Hara report on Form 4 for OPAD?

The Form 4 reports acquisition of 3,597 shares of Class A common stock on 09/30/2025 at a reported price of $0.

How many Offerpad (OPAD) shares does Ryan O'Hara beneficially own after the transaction?

The filing shows Mr. O'Hara beneficially owns 175,561 shares following the reported transaction.

Are the shares from the Form 4 immediately settled and transferable?

The filing states the shares are from fully-vested restricted stock units that will be settled in Class A shares within 45 days of specified events (separation, change in control, death, or disability).

Was the Form 4 signed and when was it filed?

The signature block shows the form was signed by an attorney-in-fact on 10/02/2025; the transaction date is 09/30/2025.

Does the Form 4 show any cash purchase of stock by the director?

No. The transaction lists a price of $0, indicating the shares arose from equity awards (RSUs), not a cash market purchase.