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OppFi Inc SEC Filings

OPFI NYSE

Welcome to our dedicated page for OppFi SEC filings (Ticker: OPFI), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.

Struggling to untangle OppFi’s loan-loss disclosures, interest-rate caps, or SalaryTap performance buried deep in its SEC reports? OppFi Inc’s specialty-finance filings can exceed 200 pages and span multiple form types, making it hard to spot credit-quality shifts or executive stock sales in time.

Stock Titan solves this problem by pairing AI-powered summaries with real-time EDGAR feeds. Whether you need the full OppFi insider trading Form 4 transactions stream, an OppFi quarterly earnings report 10-Q filing, or an OppFi 8-K material events explained alert, our platform highlights what matters—net charge-offs, allowance changes, and new bank-partnership terms—in plain language.

Here’s how investors use the page:

  • Instant push when OppFi Form 4 insider transactions real-time reveal executive stock moves.
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Rhea-AI Summary

Todd G. Schwartz, Chief Executive Officer, Director, and 10% Owner of OppFi, reported significant changes in beneficial ownership on June 18, 2025. The transaction involved the disposition of 35,032 shares of Class V Common Stock at $0 per share.

Key details of the transaction:

  • The disposition was related to the surrender and cancellation of Class V Common Stock in connection with an exchange of Opportunity Financial LLC's Class A common units by other members
  • Following the transaction, Schwartz indirectly owns 59,269,542 shares through OppFi Shares LLC (OFS)
  • OFS is wholly owned by TGS Revocable Trust, where Schwartz serves as sole trustee

The Class V Common Stock represents voting, non-economic interests in the company, carrying one vote per share on matters to be voted on by stockholders. Schwartz disclaims beneficial ownership of the shares held by OFS, except for his pecuniary interest.

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Rhea-AI Summary

Theodore G. Schwartz, Director and 10% owner of OppFi, reported significant trading activity in June 2025 through a pre-established Rule 10b5-1 trading plan. The transactions involved a complex exchange and sale structure:

On June 16-17, 2025, Schwartz executed multiple transactions:

  • Exchanged Class V Common Stock and Class A Common Units for Class A Common Stock through LTHS Capital Group LP and LTHS Revocable Trust
  • Sold 212,703 total shares of Class A Common Stock at prices ranging from $11.62 to $12.63
  • June 16: 90,172 shares sold at weighted average price of $12.41
  • June 17: 122,531 shares sold at weighted average price of $11.81

Following these transactions, Schwartz maintains direct ownership of 199,644 shares of Class A Common Stock, while OppFi Shares LLC continues to hold substantial indirect ownership of Class V Common Stock. The transactions were executed under a trading plan established in December 2024.

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Rhea-AI Summary

OppFi Inc. (OPFI) reported significant insider transactions by CEO and Director Todd G. Schwartz. On June 16-17, 2025, Schwartz disposed of a total of 212,703 shares of Class V Common Stock through two separate transactions:

  • June 16: Disposed of 90,172 shares at $0
  • June 17: Disposed of 122,531 shares at $0

The transactions involved the surrender and cancellation of Class V Common Stock (voting, non-economic shares) in connection with the exchange of Opportunity Financial LLC's Class A common units by other members for issuer's Class A common stock. Following these transactions, Schwartz maintains indirect beneficial ownership of 59,304,574 shares through OppFi Shares LLC (OFS), which is wholly owned by TGS Revocable Trust where Schwartz serves as sole trustee. Schwartz holds multiple roles as Director, 10% Owner, and Chief Executive Officer.

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FAQ

What is the current stock price of OppFi (OPFI)?

The current stock price of OppFi (OPFI) is $14.61 as of June 28, 2025.

What is the market cap of OppFi (OPFI)?

The market cap of OppFi (OPFI) is approximately 336.3M.

What is the primary business of OppFi Inc?

OppFi Inc is a tech-enabled specialty finance platform that expands credit access by connecting community banks with everyday American borrowers through innovative financial products.

How does OppFi generate revenue?

The company generates revenue primarily through finance charges on installment-based contracts and SalaryTap loans, relying on interest-driven methods to create steady income streams.

Who are the main customers of OppFi Inc?

OppFi serves everyday Americans looking for accessible credit options, particularly those underserved by traditional banking, while also partnering with community banks to extend their reach.

What differentiates OppFi from traditional lenders?

OppFi differentiates itself by integrating technology with traditional finance, providing digital platforms that enhance risk assessment, streamline credit processes, and offer tailored financial solutions.

How is technology utilized in OppFi's operations?

The company uses advanced digital tools and data analytics to optimize credit risk management, improve customer onboarding, and facilitate efficient processing of financial products.

How does OppFi position itself within the specialty finance industry?

OppFi positions itself as an innovator in specialty finance by combining community banking relationships with tech-driven credit solutions, thereby addressing credit gaps in traditional lending markets.
OppFi Inc

NYSE:OPFI

OPFI Rankings

OPFI Stock Data

336.32M
24.40M
1.95%
14.71%
27.42%
Credit Services
Finance Services
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United States
CHICAGO