Welcome to our dedicated page for OppFi SEC filings (Ticker: OPFI), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Struggling to untangle OppFi’s loan-loss disclosures, interest-rate caps, or SalaryTap performance buried deep in its SEC reports? OppFi Inc’s specialty-finance filings can exceed 200 pages and span multiple form types, making it hard to spot credit-quality shifts or executive stock sales in time.
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OppFi Inc. (OPFI) director stock sale disclosed
A director of OppFi Inc., Jocelyn Moore, reported selling 20,200 shares of the company’s Class A common stock on 11/21/2025. The sale was executed at a weighted average price of $9.227 per share, with individual trade prices ranging from $9.20 to $9.285. After this transaction, the reporting person beneficially owns 51,730 shares of OppFi Class A common stock directly.
The filer notes that the reported price is a weighted average and that detailed breakdowns of the number of shares sold at each price within the stated range are available upon request to the company, its shareholders, or the SEC staff.
OppFi (OPFI) had an insider file a Form 144 notice to sell up to 20,200 Class A shares. The planned sale has an aggregate market value of $186,385.65, with the shares expected to be sold on the NYSE around November 21, 2025 through Fidelity Brokerage Services. OppFi had 27,664,310 Class A shares outstanding when the notice was prepared. The shares being sold were acquired on June 5, 2025 through restricted stock vesting as compensation from the issuer.
OppFi Inc. (OPFI) received an amended Schedule 13G reporting that LMR-affiliated entities beneficially own 2,330,473 shares of Class A Common Stock on an as-converted basis from warrants. This represents 7.7% of the class as of September 30, 2025, calculated using 27,908,175 shares outstanding plus shares acquirable within 60 days, as referenced in OppFi’s Form 10‑Q filed November 6, 2025.
The holdings are through two funds: LMR Multi-Strategy Master Fund Limited (warrants for 1,165,237 shares) and LMR CCSA Master Fund Ltd (warrants for 1,165,236 shares). The reporting persons indicate shared voting and dispositive power over 2,330,473 shares and no sole power. The filing is certified as ordinary course and not for the purpose of changing or influencing control.
OppFi (OPFI): Schedule 13G/A (Amendment No. 1) — Aristeia Capital, L.L.C. reported beneficial ownership of 2,185,496 OppFi warrants, each exercisable for one share of Class A common stock at $11.50 per share.
The filing states this represents 7.26% of the class, calculated using 30,093,671 (including 27,908,175 shares outstanding as of September 30, 2025 plus the number of warrants). Aristeia reports sole voting and dispositive power over 2,185,496 and no shared power. The securities are certified as acquired and held in the ordinary course, not for the purpose of changing or influencing control.
OppFi Inc. reported stronger Q3 results. For the three months ended September 30, 2025, total revenue was $155.1 million versus $136.6 million a year ago, and income from operations rose to $48.4 million from $35.1 million. Net income was $75.9 million compared with $32.1 million, with diluted EPS of $0.77 versus $0.21. The quarter included a $31.7 million non‑cash gain from the change in fair value of warrant liabilities.
Finance receivables at fair value were $541.9 million as of September 30, 2025, up from $473.7 million at December 31, 2024. Cash and restricted cash totaled $75.2 million. The company expanded funding: a Second A&R Credit Agreement raised availability to $300 million (Tranches C and D) maturing in February 2029, and a new $150 million SPE IX revolving facility matures in September 2029; prior facilities were repaid and terminated without penalties. OppFi repurchased 710,430 Class A shares for $7.4 million in Q3, with $29.0 million remaining under its authorization, and paid a $0.25 per‑share dividend earlier in 2025.
OppFi Inc. (OPFI) reported insider transactions by CFO Pamela D. Johnson. On 11/03/2025, she sold 1,129 Class A shares at $10.00 pursuant to a Rule 10b5-1 trading plan adopted on March 10, 2025. The filing also shows 469 shares were withheld at $10.05 to cover taxes upon settlement of a previously reported performance-based RSU award. Following these transactions, she beneficially owns 152,923 shares.
OppFi (OPFI) reported insider activity by Chief Risk & Analytics Officer Christopher J. McKay. On 11/03/2025, he sold 1,107 Class A shares at $9.85 under a Rule 10b5-1 trading plan adopted on December 10, 2024. The Form 4 also reflects 576 shares withheld at $10.05 to satisfy tax obligations upon settlement of a previously reported performance-based RSU award. Following these transactions, he directly owned 170,446 shares.
OPFI: A Form 144 notice indicates a planned sale of 1,107 Class A shares, with an aggregate market value of $10,903.95, on or about 11/03/2025 on the NYSE through Fidelity Brokerage Services LLC.
The shares were acquired on 11/01/2024 via restricted stock vesting from the issuer as compensation. In the past three months, the filer sold 1,106 shares on 08/04/2025 for $11,535.58 and 9,030 shares on 10/02/2025 for $101,226.30. Shares outstanding were 28,357,891.
OppFi (OPFI): A stockholder filed a Form 144 notice to sell up to 1,129 Class A shares through Fidelity Brokerage Services. The filing lists an aggregate market value of $11,290.00, an approximate sale date of 11/03/2025, and the NYSE as the exchange. The shares were acquired via restricted stock vesting on 11/01/2024 as compensation.
The notice also reports sales in the past three months by Pamela Johnson: 1,130 shares on 08/04/2025 for $11,785.90, and 5,497 shares on 10/02/2025 for $61,621.37. Shares outstanding were 28,357,891; this is a baseline figure, not the amount being offered.
OppFi Inc. (OPFI) furnished an 8-K announcing its third-quarter results for the period ended September 30, 2025. On October 29, 2025, the company released a press release and an accompanying earnings presentation, provided as Exhibits 99.1 and 99.2.
The Exhibit 99.1 press release is titled “OppFi Reports Record Quarterly Revenue, Net Income, and Adjusted Net Income and Increases Full Year Guidance,” and Exhibit 99.2 contains the earnings presentation. The materials are furnished, not filed, under the Exchange Act, which affects how they may be incorporated by reference.
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