OppFi CEO buys 3,475 shares at about $7.41

OppFi’s CEO reported a modest open-market purchase via a trust, increasing his indirect Class A share holdings.

Rhea-AI Filing Summary

OppFi Inc. (OPFI) reports that Chief Executive Officer and major shareholder Todd G. Schwartz, through TGS Revocable Trust, purchased 3,475 shares of Class A common stock on September 8, 2026 at a weighted average price of $7.4062 per share in open-market transactions. Share prices ranged from $7.37 to $7.44. Following this purchase, the trust holds 629,858 shares indirectly. Schwartz also holds 301,710 shares directly, and may be deemed to beneficially own 24,656,083 shares held by TGS Capital Group, LP and 1,949,309 shares held by TGS MCS Capital Group LP, while disclaiming beneficial ownership except to the extent of his pecuniary interest. No Rule 10b5-1 trading plan is indicated for this purchase.

Insider Trade Summary

Net Buyer: 3,475 shares

Net Buy 4 txns

Insider Schwartz Todd G.

Role Chief Executive Officer

Bought 3,475 shs ($26K)

Type	Security	Shares	Price	Value
Purchase	Class A Common Stock F1, F2	3,475	$7.4062	$26K
holding	Class A Common Stock	--	--	--
holding	Class A Common Stock F3	--	--	--
holding	Class A Common Stock F4	--	--	--

Holdings After Transaction: Class A Common Stock — 629,858 shares (Indirect, By TGS Revocable Trust); Class A Common Stock — 301,710 shares (Direct); Class A Common Stock — 24,656,083 shares (Indirect, By TGS Capital Group, LP); Class A Common Stock — 1,949,309 shares (Indirect, By TGS MCS Capital Group LP)

Footnotes (4)

1. F1. The price reported in Column 4 is a weighted average price. The shares were purchased in multiple transactions with prices ranging from $7.37 to $7.44 for a weighted average purchase price of $7.4062. The reporting person undertakes to provide the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission upon request, full information regarding the number of shares purchased at each separate price within the range set forth in this footnote.
2. F2. The reporting person is the sole trustee of TGS Revocable Trust.
3. F3. The reporting person is the manager of the general partner of TGS Capital Group, LP and may be deemed to beneficially own the securities held by TGS Capital Group, LP. The reporting person disclaims beneficial ownership of such securities, except to the extent of his pecuniary interest therein.
4. F4. The reporting person is the manager of the general partner of TGS MCS Capital Group LP and may be deemed to beneficially own the securities held by TGS MCS Capital Group LP. The reporting person disclaims beneficial ownership of such securities, except to the extent of his pecuniary interest therein.

Key Figures

Shares purchased: 3,475 shares Weighted average purchase price: $7.4062 per share Purchase price range: $7.37–$7.44 per share +4 more

7 metrics

Shares purchased 3,475 shares Class A common stock bought on September 8, 2026 by TGS Revocable Trust

Weighted average purchase price $7.4062 per share Price for the 3,475 Class A shares bought on September 8, 2026

Purchase price range $7.37–$7.44 per share Range of prices for the multiple trades on September 8, 2026

Indirect holdings via TGS Revocable Trust 629,858 shares Class A shares held indirectly after the September 8, 2026 purchase

Direct holdings 301,710 shares Class A shares held directly by Todd G. Schwartz as of the reporting date

Holdings via TGS Capital Group, LP 24,656,083 shares Class A shares held by TGS Capital Group, LP; beneficial ownership disclaimed except for pecuniary interest

Holdings via TGS MCS Capital Group LP 1,949,309 shares Class A shares held by TGS MCS Capital Group LP; beneficial ownership disclaimed except for pecuniary interest

Key Terms

weighted average price, beneficially own, pecuniary interest

3 terms

weighted average price financial

"The shares were purchased in multiple transactions with prices ranging from $7.37 to $7.44 for a weighted average price of $7.4062."

Weighted average price is the average price of a security where each trade or component is counted according to its size, so bigger trades pull the average more than smaller ones. Think of it like calculating the average cost of a grocery haul where items you bought more of have greater influence on the final per-item cost. Investors use it to understand the true average price paid or received, judge execution quality, and compare trading performance against market movement.

beneficially own financial

"may be deemed to beneficially own the securities held by TGS Capital Group, LP."

Beneficially own means having the economic rights and risks of a security—such as the right to receive dividends, sell the shares, or profit from price changes—whether or not your name appears on the official share register. Think of it like renting a car: you use it and reap the benefits even if the title lists someone else. Investors care because beneficial ownership determines who truly controls value, must be disclosed under securities rules, and can signal potential influence or trading activity that affects a stock’s price.

pecuniary interest financial

"disclaims beneficial ownership of such securities, except to the extent of his pecuniary interest therein."

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did OPFI’s CEO report on September 8, 2026?

Todd G. Schwartz reported that TGS Revocable Trust purchased 3,475 OppFi Class A shares on September 8, 2026 at a weighted average price of $7.4062 per share, in multiple open-market trades within a $7.37–$7.44 price range.

How many OPFI shares does TGS Revocable Trust hold after the reported purchase?

After the September 8, 2026 purchase, TGS Revocable Trust holds 629,858 shares of OppFi Class A common stock indirectly for Todd G. Schwartz, who is the sole trustee of the trust.

What are Todd G. Schwartz’s direct holdings of OPFI Class A common stock?

In addition to his indirect holdings, Todd G. Schwartz is reported to own 301,710 shares of OppFi Class A common stock directly as of the same reporting date.

What additional OPFI shares are held through TGS Capital Group, LP?

An entity associated with Todd G. Schwartz, TGS Capital Group, LP, holds 24,656,083 shares of OppFi Class A common stock. Schwartz may be deemed to beneficially own these securities but disclaims beneficial ownership except to the extent of his pecuniary interest.

What OPFI shares are held through TGS MCS Capital Group LP?

TGS MCS Capital Group LP, an entity whose general partner’s manager is Todd G. Schwartz, holds 1,949,309 shares of OppFi Class A common stock. Schwartz may be deemed to beneficially own these shares but disclaims beneficial ownership beyond his pecuniary interest.

Was the OPFI insider purchase made under a Rule 10b5-1 trading plan?

The filing indicates that the September 8, 2026 purchase of 3,475 shares of OppFi Class A common stock by TGS Revocable Trust was not reported as being made under a Rule 10b5-1 trading plan.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 09/09/2026 - 04:28 PM Accepted by SEC EDGAR 09/09/2026 - 04:27 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Schwartz Todd G.

(Last) (First) (Middle)

ONE NORTH WACKER DRIVE, SUITE 3605

(Street)

CHICAGO ILLINOIS 60606

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
OppFi Inc. [ OPFI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	X	10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Executive Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/08/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	09/08/2026		P		3,475	A	$7.4062(1)	629,858	I	By TGS Revocable Trust(2)
Class A Common Stock								301,710	D
Class A Common Stock								24,656,083	I	By TGS Capital Group, LP(3)
Class A Common Stock								1,949,309	I	By TGS MCS Capital Group LP(4)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The price reported in Column 4 is a weighted average price. The shares were purchased in multiple transactions with prices ranging from $7.37 to $7.44 for a weighted average purchase price of $7.4062. The reporting person undertakes to provide the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission upon request, full information regarding the number of shares purchased at each separate price within the range set forth in this footnote.

2. The reporting person is the sole trustee of TGS Revocable Trust.

3. The reporting person is the manager of the general partner of TGS Capital Group, LP and may be deemed to beneficially own the securities held by TGS Capital Group, LP. The reporting person disclaims beneficial ownership of such securities, except to the extent of his pecuniary interest therein.

4. The reporting person is the manager of the general partner of TGS MCS Capital Group LP and may be deemed to beneficially own the securities held by TGS MCS Capital Group LP. The reporting person disclaims beneficial ownership of such securities, except to the extent of his pecuniary interest therein.

	/s/ Marv Gurevich, Esq., as attorney-in-fact for Todd G. Schwartz	09/09/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)