OppFi Inc. filings document a public digital-finance company with Class A common stock and warrants, bank-partner consumer-credit operations, and receivables-based funding arrangements. Form 8-K reports furnish quarterly and annual financial results, earnings presentations, Regulation FD materials, share repurchase authorizations, and material definitive agreements involving OppFi-LLC and related funding subsidiaries.
Proxy materials cover annual-meeting voting matters, director elections, board governance, and stockholder procedures. Credit-agreement disclosures describe revolving facilities, borrowing-base mechanics, eligible receivables, seller subsidiaries, collateral and performance triggers, covenants, maturity terms, and default provisions that support OppFi's finance-charge revenue model.
OppFi Inc. has filed an amended Form S-4 to register shares of OppFi Class A common stock to be issued as consideration in its proposed merger with BNCCORP, Inc. BNCC stockholders will receive $19.375 in cash plus 1.90 OppFi Class A shares for each BNCC common share.
Based on shares outstanding as of August 5, 2026, OppFi expects to issue 6,811,491 OppFi Class A shares, and former BNCC holders are expected to own about 7.4% of OppFi’s Class A shares post-closing. The transaction includes a follow-on bank merger to form OppFi Bank, N.A., and will be accounted for as a business combination with OppFi as the acquirer.
Vanguard Capital Management filed an amended ownership report for OppFi Inc. common stock. As of June 30, 2026, Vanguard beneficially owned 2,456,441 shares of OppFi, representing 2.87% of the class. Vanguard had sole voting power over 239,649 shares and sole dispositive power over 2,456,441 shares, with no shared voting or dispositive power. The filing confirms that Vanguard’s ownership is 5 percent or less of the class and notes that various Vanguard-affiliated entities and managed accounts may receive dividends or sale proceeds, with no other single person holding more than 5% of the reported securities.
BlackRock, Inc. filed an amended ownership report for OppFi Inc. Class A Stock. BlackRock reports beneficial ownership of 1,967,787 shares of Class A Stock, representing 2.3% of the class. Of these, 1,941,807 shares carry sole voting power, and all 1,967,787 shares are subject to sole dispositive power, with no shared voting or dispositive power reported.
The filing reflects holdings of certain BlackRock business units aggregated under SEC guidance, while excluding other disaggregated units. Various underlying clients have economic interests in these shares, but no single client is reported to hold more than five percent of OppFi’s outstanding common shares.
OppFi Inc. is registering shares of Class A common stock on Form S-4 to use as part of the consideration in its proposed acquisition of BNCCORP, Inc. Under the Merger Agreement, each share of BNCC common stock will be exchanged for $19.375 in cash plus 1.90 shares of OppFi Class A stock.
BNCC will merge into an OppFi subsidiary, followed by a bank merger in which BNC National Bank will become OppFi Bank, N.A., a wholly owned OppFi subsidiary. The deal is intended to qualify as a tax-free reorganization and will be accounted for as a business combination with OppFi as the acquirer.
Based on OppFi’s April 28, 2026 NYSE closing price of $9.01, the implied value of the merger package was $36.49 per BNCC share, versus BNCC’s closing price of $34.73 that day. Completion requires BNCC stockholder approval, multiple bank regulatory approvals, BNCC capital thresholds, and effectiveness of this registration statement; either side may owe a termination fee if the deal is ended under specified circumstances.
OppFi Inc. is removing a class of its securities from trading on the New York Stock Exchange. The affected securities are warrants, with each whole warrant exercisable for one share of Class A common stock at an exercise price of $11.50 per share. The New York Stock Exchange LLC states it has followed its rules to strike this warrant class from listing and registration, and OppFi has followed the Exchange’s rules and SEC requirements for the voluntary withdrawal of these warrants from listing and registration under Section 12(b) of the Securities Exchange Act of 1934.
OppFi Inc. Chief Executive Officer Todd G. Schwartz reported routine share withholding to cover taxes on vested restricted stock units. On the settlement date, 7,140 shares of Class A Common Stock were disposed of at $9.93 per share through tax-withholding transactions, which are not open-market sales.
After these withholding events, Schwartz held 301,710 shares directly. He also had indirect interests, including 1,949,309 shares held by TGS MCS Capital Group LP, 24,656,083 shares held by TGS Capital Group, LP, and 433,733 shares held by TGS Revocable Trust, with certain interests subject to pecuniary-interest disclaimers.
OppFi Inc.'s Chief Risk & Analytics Officer Christopher J. McKay reported routine share withholdings tied to equity compensation, not open-market trades. On July 1, 2026, a total of 3,734 shares of OppFi Class A Common Stock were disposed of at $9.93 per share to cover tax obligations when restricted stock units vested. These F‑code transactions are described as payment of tax liability by delivering securities, and McKay continues to hold more than 1.5 million shares directly.
OppFi Inc. CFO Pamela D. Johnson reported a routine tax-related share withholding. On July 1, 2026, a total of 4,185 shares of OppFi Class A common stock were withheld at $9.93 per share to cover tax obligations when restricted stock units vested, rather than sold in the open market. After these transactions, she directly holds about 159,689 shares of OppFi Class A common stock.
OppFi Inc. director Jocelyn Moore sold 39,076 shares of Class A Common Stock in an open-market transaction at a weighted average price of $8.3155 per share. The sale occurred through multiple trades priced between $8.235 and $8.455 per share. Following the transaction, Moore directly holds 16,843 OppFi shares.
OppFi Inc. Chief Risk & Analytics Officer Christopher J. McKay reported an open-market sale of 23,683 shares of Class A Common Stock on June 12, 2026. The shares were sold at a weighted average price of $8.3526, with individual trade prices ranging from $8.35 to $8.375.
After this transaction, McKay directly holds 1,513,063 shares of OppFi Class A Common Stock, indicating the sale represents a relatively small portion of his reported holdings.