Rhea-AI Sentiment reads the wording of the document, how positive or negative its language is on a 1 to 5 scale. The balance of points shown with the takes weighs what the document actually discloses, so the two can disagree, for example when a trial that missed its main goal is described in upbeat language.
OppFi Inc. received an updated ownership report from a group of LMR investment entities and their principals Ben Levine and Stefan Renold. The group previously had shared voting and dispositive power over 2,330,473 shares of Class A common stock issuable upon warrants, equal to about 2.5% of the class based on 89,763,407 shares outstanding as of June 30, 2026. Those warrants have since expired and the LMR funds now report beneficial ownership of approximately 0% of OppFi’s outstanding Class A common stock, confirming that they hold 5 percent or less of the class.
Key Figures
Shares issuable via warrants:2,330,473 sharesOwnership percentage via warrants:2.5%Shares outstanding:89,763,407 shares+3 more
6 metrics
Shares issuable via warrants2,330,473 sharesClass A common stock issuable upon exercise of warrants held by LMR Master Fund and LMR CCSA Master Fund in aggregate
Ownership percentage via warrants2.5%Approximate percentage of OppFi Class A common stock represented by 2,330,473 issuable shares as of June 30, 2026
Shares outstanding89,763,407 sharesOppFi Class A common stock outstanding as of June 30, 2026, used for ownership calculations
Warrants in LMR Master Fund1,165,237 sharesClass A common stock issuable upon exercise of warrants held directly by LMR Multi-Strategy Master Fund Limited
Warrants in LMR CCSA Master Fund1,165,236 sharesClass A common stock issuable upon exercise of warrants held directly by LMR CCSA Master Fund Ltd
Current reported ownershipapproximately 0%Percentage of OppFi Class A common stock currently beneficially owned after warrant expiry
"The Class A Common Stock beneficially owned by the Reporting Persons is directly held by..."
Beneficially owned describes securities or assets where a person has the economic rights and control—such as the right to receive dividends and to direct voting—even if legal title is held in another name. Think of it like having the keys and using a car that’s registered to someone else: you get the benefits and make decisions. Investors care because beneficial ownership reveals who truly controls value and voting power, affecting corporate decisions and takeover dynamics.
shared voting powerfinancial
"each of the Reporting Persons had shared power to vote or direct the vote of 2,330,473 shares"
Shared voting power occurs when two or more parties jointly have the right to vote or decide how a block of company shares is cast, like co-owners who must agree before moving a piece of furniture. Investors care because who controls voting rights affects board elections, major corporate decisions and takeover outcomes, and shared control can alter regulatory disclosures and the practical influence any holder has over a company’s direction and value.
shared dispositive powerfinancial
"each of the Reporting Persons had shared power to dispose or to direct the disposition of 2,330,473 shares"
warrantsfinancial
"directly holds warrants to purchase 1,165,237 shares of Class A Common Stock..."
Warrants are special documents that give you the right to buy a company's stock at a set price before a certain date. They are often used as a way for companies to attract investors or raise money, and their value can increase if the company's stock price goes up.
Ownership of 5 percent or less of a classregulatory
"Item 5. | Ownership of 5 Percent or Less of a Class."
FAQ
AI-generated questions and answers. How Rhea-AI works. Not financial advice.
What ownership in OppFi (OPFI) did the LMR entities report previously?
The LMR entities reported 2,330,473 shares of OppFi Class A common stock issuable upon warrants, representing approximately 2.5% of the outstanding class based on 89,763,407 shares as of June 30, 2026.
What is the current OppFi (OPFI) stake reported by the LMR funds?
The LMR funds now report beneficial ownership of approximately 0% of OppFi’s Class A common stock. The warrants to purchase 2,330,473 shares have expired, so they no longer beneficially own any Class A shares.
How was the LMR group’s percentage ownership in OppFi (OPFI) calculated?
Their prior 2.5% interest was based on 89,763,407 OppFi Class A shares outstanding as of June 30, 2026, plus shares that could be acquired upon warrant exercise within 60 days, as described in the company’s Form 10-Q.
Who are the reporting persons in the OppFi (OPFI) LMR ownership filing?
Reporting persons include the LMR Investment Managers (various LMR entities in the UK, Hong Kong, Delaware, Switzerland, UAE, and Ireland) and individuals Ben Levine and Stefan Renold, who ultimately control investment and voting decisions.
What type of securities linked to OppFi (OPFI) did the LMR funds hold?
The LMR funds held warrants to purchase OppFi Class A common stock: 1,165,237 shares via LMR Master Fund and 1,165,236 shares via LMR CCSA Master Fund, totaling 2,330,473 shares before the warrants expired.
What voting and dispositive power over OppFi (OPFI) shares did the LMR group report?
As of June 30, 2026, each reporting person had 0 sole voting and dispositive power and 2,330,473 shares of shared voting and shared dispositive power tied to the Class A common stock issuable upon the warrants.
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 13G
UNDER THE SECURITIES EXCHANGE ACT OF 1934
(Amendment No. 6)
OppFi Inc.
(Name of Issuer)
Class A common stock, par value $0.0001 per share
(Title of Class of Securities)
68386H103
(CUSIP Number)
06/30/2026
(Date of Event Which Requires Filing of this Statement)
Check the appropriate box to designate the rule pursuant to which this Schedule is filed:
Rule 13d-1(b)
Rule 13d-1(c)
Rule 13d-1(d)
schemaVersion:
SCHEDULE 13G
CUSIP Number(s):
68386H103
1
Names of Reporting Persons
LMR Partners LLP
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
UNITED KINGDOM
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
0.00
6
Shared Voting Power
2,330,473.00
7
Sole Dispositive Power
0.00
8
Shared Dispositive Power
2,330,473.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
2,330,473.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
2.5 %
12
Type of Reporting Person (See Instructions)
IA, PN
SCHEDULE 13G
CUSIP Number(s):
68386H103
1
Names of Reporting Persons
LMR PARTNERS Ltd
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
HONG KONG
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
0.00
6
Shared Voting Power
2,330,473.00
7
Sole Dispositive Power
0.00
8
Shared Dispositive Power
2,330,473.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
2,330,473.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
2.5 %
12
Type of Reporting Person (See Instructions)
CO, IA
SCHEDULE 13G
CUSIP Number(s):
68386H103
1
Names of Reporting Persons
LMR Partners LLC
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
DELAWARE
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
0.00
6
Shared Voting Power
2,330,473.00
7
Sole Dispositive Power
0.00
8
Shared Dispositive Power
2,330,473.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
2,330,473.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
2.5 %
12
Type of Reporting Person (See Instructions)
IA, OO
SCHEDULE 13G
CUSIP Number(s):
68386H103
1
Names of Reporting Persons
LMR Partners AG
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
SWITZERLAND
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
0.00
6
Shared Voting Power
2,330,473.00
7
Sole Dispositive Power
0.00
8
Shared Dispositive Power
2,330,473.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
2,330,473.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
2.5 %
12
Type of Reporting Person (See Instructions)
CO, IA
SCHEDULE 13G
CUSIP Number(s):
68386H103
1
Names of Reporting Persons
LMR PARTNERS (DIFC) Ltd
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
UNITED ARAB EMIRATES
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
0.00
6
Shared Voting Power
2,330,473.00
7
Sole Dispositive Power
0.00
8
Shared Dispositive Power
2,330,473.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
2,330,473.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
2.5 %
12
Type of Reporting Person (See Instructions)
CO, IA
SCHEDULE 13G
CUSIP Number(s):
68386H103
1
Names of Reporting Persons
LMR Partners (Ireland) Limited
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
IRELAND
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
0.00
6
Shared Voting Power
2,330,473.00
7
Sole Dispositive Power
0.00
8
Shared Dispositive Power
2,330,473.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
2,330,473.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
2.5 %
12
Type of Reporting Person (See Instructions)
CO, IA
SCHEDULE 13G
CUSIP Number(s):
68386H103
1
Names of Reporting Persons
Ben Levine
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
UNITED KINGDOM
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
0.00
6
Shared Voting Power
2,330,473.00
7
Sole Dispositive Power
0.00
8
Shared Dispositive Power
2,330,473.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
2,330,473.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
2.5 %
12
Type of Reporting Person (See Instructions)
HC, IN
SCHEDULE 13G
CUSIP Number(s):
68386H103
1
Names of Reporting Persons
Stefan Renold
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
SWITZERLAND
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
0.00
6
Shared Voting Power
2,330,473.00
7
Sole Dispositive Power
0.00
8
Shared Dispositive Power
2,330,473.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
2,330,473.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
2.5 %
12
Type of Reporting Person (See Instructions)
HC, IN
SCHEDULE 13G
Item 1.
(a)
Name of issuer:
OppFi Inc.
(b)
Address of issuer's principal executive offices:
130 E. Randolph Street, Suite 3400, Chicago, Illinois, 60601
Item 2.
(a)
Name of person filing:
This statement is filed by: (i) LMR Partners LLP, LMR Partners Limited, LMR Partners LLC, LMR Partners AG, LMR Partners (DIFC) Limited and LMR Partners (Ireland) Limited (collectively, the "LMR Investment Managers"), which serve as the investment managers to certain funds with respect to the Class A common stock, par value $0.0001 per share ("Class A Common Stock"), held by certain funds; and (ii) Ben Levine and Stefan Renold, who are ultimately in control of the investment and voting decisions of the LMR Investment Managers with respect to the securities held by certain funds. The foregoing persons are hereinafter sometimes collectively referred to as the "Reporting Persons."
(b)
Address or principal business office or, if none, residence:
The address of the principal business office of each of the Reporting Persons is c/o LMR Partners LLP, 9th Floor, Devonshire House, 1 Mayfair Place, London, W1J 8AJ, United Kingdom.
(c)
Citizenship:
LMR Partners LLP is a United Kingdom limited liability partnership. LMR Partners Limited is a Hong Kong corporation. LMR Partners LLC is a Delaware limited liability company. LMR Partners AG is a Swiss corporation. LMR Partners (DIFC) Limited is a United Arab Emirates corporation. LMR Partners (Ireland) Limited is a limited company incorporated in Ireland. Ben Levine is a citizen of the United Kingdom. Stefan Renold is a citizen of Switzerland.
(d)
Title of class of securities:
Class A common stock, par value $0.0001 per share
(e)
CUSIP No.:
68386H103
Item 3.
If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:
(a)
Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o);
(b)
Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
(c)
Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c);
(d)
Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8);
(e)
An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);
(f)
An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);
(g)
A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);
(h)
A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);
(i)
A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);
(j)
A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J). If filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J),
please specify the type of institution:
(k)
Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).
Investment Adviser
Item 4.
Ownership
(a)
Amount beneficially owned:
The information required by Items 4(a) - (c) is set forth in Rows 5 - 11 of the cover page for each of the Reporting Persons and is incorporated herein by reference. As of June 30, 2026:
The Class A Common Stock beneficially owned by the Reporting Persons is directly held by LMR Multi-Strategy Master Fund Limited ("LMR Master Fund") and LMR CCSA Master Fund Ltd ("LMR CCSA Master Fund"). LMR Master Fund directly holds warrants to purchase 1,165,237 shares of Class A Common Stock and LMR CCSA Master Fund directly holds warrants to purchase 1,165,236 shares of Class A Common Stock, with a total of 2,330,473 shares of Class A Common Stock issuable upon the exercise of the warrants in the aggregate ("Warrants").
As of the date hereof, the Warrants held by LMR Master Fund and LMR CCSA Master Fund have expired and LMR Master Fund and LMR CCSA Master Fund do not beneficially own any shares of Class A Common Stock.
(b)
Percent of class:
The shares of Class A Common Stock issuable upon the exercise of the Warrants held by each of LMR Master Fund and LMR CCSA Master Fund represent approximately 1.3% and the shares of Class A Common Stock issuable upon the exercise of the Warrants held by LMR Master Fund and LMR CCSA Master Fund in the aggregate represent approximately 2.5% of the outstanding shares of Class A Common Stock, based on 89,763,407 shares of Class A Common Stock of the Issuer outstanding as of June 30, 2026, as reported in the Issuer's Form 10-Q filed with the Securities and Exchange Commission on August 10, 2026, plus shares that may be acquired by such Reporting Persons within 60 days.
As of the date hereof, the shares of Class A Common Stock held by each of LMR Master Fund and LMR CCSA Master Fund represent approximately 0% of the outstanding shares of Class A Common Stock.
(c)
Number of shares as to which the person has:
(i) Sole power to vote or to direct the vote:
As of June 30, 2026, each of the Reporting Persons had sole power to vote or direct the vote of 0 shares of Class A Common Stock.
(ii) Shared power to vote or to direct the vote:
As of June 30, 2026, each of the Reporting Persons had shared power to vote or direct the vote of 2,330,473 shares of Class A Common Stock.
(iii) Sole power to dispose or to direct the disposition of:
As of June 30, 2026, each of the Reporting Persons had sole power to dispose or to direct the disposition of 0 shares of Class A Common Stock.
(iv) Shared power to dispose or to direct the disposition of:
As of June 30, 2026, each of the Reporting Persons had shared power to dispose or to direct the disposition of 2,330,473 shares of Class A Common Stock.
Item 5.
Ownership of 5 Percent or Less of a Class.
Ownership of 5 percent or less of a class
Item 6.
Ownership of more than 5 Percent on Behalf of Another Person.
Not Applicable
Item 7.
Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person.
Not Applicable
Item 8.
Identification and Classification of Members of the Group.
Not Applicable
Item 9.
Notice of Dissolution of Group.
Not Applicable
Item 10.
Certifications:
By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under § 240.14a-11.
By signing below I certify that, to the best of my knowledge and belief, the foreign regulatory scheme applicable to LMR Partners LLP, LMR Partners Limited, LMR Partners AG, LMR Partners (DIFC) Limited and LMR Partners (Ireland) Limited is substantially comparable to the regulatory scheme applicable to the functionally equivalent U.S. institution(s). I also undertake to furnish to the Commission staff, upon request, information that would otherwise be disclosed in a Schedule 13D.
SIGNATURE
After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.
