AllianceBernstein (OPHC) discloses 5.0% beneficial stake in OptimumBank Holdings

Rhea-AI Filing Summary

AllianceBernstein L.P., a Delaware limited partnership and majority-owned subsidiary of Equitable Holdings, Inc., reported beneficial ownership of 616,168 shares of OptimumBank Holdings Inc. common stock as of June 30, 2026. This position represents 5.0% of the outstanding common stock.

AllianceBernstein has sole voting and sole dispositive power over all 616,168 shares, with no shared voting or dispositive authority. The shares were acquired solely for investment purposes on behalf of client discretionary investment advisory accounts, and AllianceBernstein states it operates under independent management from Equitable Holdings.

Key Figures

Beneficial ownership: 616,168 shares Percent of class: 5.0% Sole voting power: 616,168 shares +1 more

4 metrics

Beneficial ownership 616,168 shares Common stock beneficially owned by AllianceBernstein L.P. as reported

Percent of class 5.0% Percentage of OptimumBank common stock class held by AllianceBernstein L.P.

Sole voting power 616,168 shares Shares over which AllianceBernstein L.P. has sole power to vote

Sole dispositive power 616,168 shares Shares over which AllianceBernstein L.P. has sole power to dispose

Key Terms

beneficially owned, Sole Voting Power, Sole Dispositive Power, client discretionary investment advisory accounts

4 terms

beneficially owned financial

"Amount beneficially owned: 616,168 shares acquired solely for investment purposes"

Beneficially owned describes securities or assets where a person has the economic rights and control—such as the right to receive dividends and to direct voting—even if legal title is held in another name. Think of it like having the keys and using a car that’s registered to someone else: you get the benefits and make decisions. Investors care because beneficial ownership reveals who truly controls value and voting power, affecting corporate decisions and takeover dynamics.

Sole Voting Power financial

"Sole Voting Power 616,168.00 6 | Shared Voting Power 0.00"

Sole voting power is the exclusive right to cast votes attached to a shareholder’s stock without needing approval from anyone else. Like holding the only remote control for a TV, it lets that holder decide corporate matters such as board members, mergers, and policy changes, making it important to investors because it concentrates control and can strongly influence a company’s strategy and the value of its shares.

Sole Dispositive Power financial

"Sole Dispositive Power 616,168.00 8 | Shared Dispositive Power 0.00"

Sole dispositive power is the exclusive legal authority to decide what happens to a security — for example, whether to sell, transfer, or retain shares — without needing anyone else’s permission. Investors care because it signals who truly controls the economic outcome of an investment: like holding the only key to a safe, the holder can realize gains or losses and may trigger regulatory reporting, insider rules, or influence over corporate ownership.

client discretionary investment advisory accounts financial

"shares acquired solely for investment purposes on behalf of client discretionary investment advisory accounts"

FAQ

What percentage of OptimumBank Holdings (OPHC) does AllianceBernstein own?

AllianceBernstein L.P. reported beneficial ownership of 5.0% of OptimumBank Holdings Inc. common stock. This corresponds to 616,168 shares, held for investment purposes in client discretionary advisory accounts with sole voting and dispositive power.

How many OptimumBank (OPHC) shares does AllianceBernstein control?

AllianceBernstein L.P. controls 616,168 shares of OptimumBank Holdings Inc. common stock. It has sole voting and sole dispositive power over all these shares, with no shared authority reported over voting or disposition.

Is AllianceBernstein’s OptimumBank (OPHC) stake held for investment or control purposes?

AllianceBernstein states the 616,168 OptimumBank shares are held solely for investment purposes on behalf of client discretionary investment advisory accounts, indicating an investment position rather than an expressed intent to seek control.

What is the relationship between AllianceBernstein and Equitable Holdings in this OPHC filing?

AllianceBernstein L.P. is described as a majority owned subsidiary of Equitable Holdings, Inc.. AllianceBernstein notes it operates under independent management and that Equitable Holdings calculates and reports beneficial ownership separately.

Does AllianceBernstein share voting or dispositive power over OPHC shares with others?

No. AllianceBernstein reports sole voting power over 616,168 shares and sole dispositive power over 616,168 shares, with zero shared voting and zero shared dispositive power in this OptimumBank position.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 08/14/2026 - 02:42 PM Accepted by SEC EDGAR 08/14/2026 - 02:41 PM Learn about SEC filing dates

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13G

UNDER THE SECURITIES EXCHANGE ACT OF 1934

OptimumBank Holdings Inc

(Name of Issuer)

Common Stock

(Title of Class of Securities)

(CUSIP Number)

06/30/2026

(Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

Rule 13d-1(b)

Rule 13d-1(c)

Rule 13d-1(d)

schemaVersion:

SCHEDULE 13G

CUSIP No.

1

Names of Reporting Persons

AllianceBernstein L.P.

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

DELAWARE

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 616,168.00
6	Shared Voting Power 0.00
7	Sole Dispositive Power 616,168.00
8	Shared Dispositive Power 0.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

616,168.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

5.0 %

12

Type of Reporting Person (See Instructions)

IA

SCHEDULE 13G

Item 1.
(a)	Name of issuer: OptimumBank Holdings Inc
(b)	Address of issuer's principal executive offices: 2929 EAST COMMERCIAL BOULEVARD,, FORT LAUDERDALE,., FL, 33308
Item 2.
(a)	Name of person filing: AllianceBernstein L.P. ("AllianceBernstein L.P.")
(b)	Address or principal business office or, if none, residence: 501 Commerce Street, Nashville, TN 37203 All media outlets, please contact Jennifer Will at AllianceBernstein (212-969-1157) with any questions. All other questions can be directed to Section13USFilings@alliancebernstein.com.
(c)	Citizenship: Delaware
(d)	Title of class of securities: Common Stock
(e)	CUSIP No.:
Item 3.	If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:
(a)	Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o);
(b)	Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
(c)	Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c);
(d)	Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8);
(e)	An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);
(f)	An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);
(g)	A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);
(h)	A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);
(i)	A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);
(j)	A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J). If filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J), please specify the type of institution:
(k)	Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).
Item 4.	Ownership
(a)	Amount beneficially owned: 616,168 shares acquired solely for investment purposes on behalf of client discretionary investment advisory accounts.* *AllianceBernstein L.P. is a majority owned subsidiary of Equitable Holdings, Inc. ("EQH"). AllianceBernstein operates under independent management and makes independent decisions from EQH and its respective subsidiaries, and EQH calculates and reports beneficial ownership separately from AllianceBernstein pursuant to guidance provided by the Securities and Exchange Commission in Release Number 34-39538 (January 12, 1998).
(b)	Percent of class: 5.0 %
(c)	Number of shares as to which the person has:
	(i) Sole power to vote or to direct the vote: 616,168
	(ii) Shared power to vote or to direct the vote: 0
	(iii) Sole power to dispose or to direct the disposition of: 616,168
	(iv) Shared power to dispose or to direct the disposition of: 0
Item 5.	Ownership of 5 Percent or Less of a Class.
	Not Applicable
Item 6.	Ownership of more than 5 Percent on Behalf of Another Person.
	Not Applicable
Item 7.	Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person.
	Not Applicable
Item 8.	Identification and Classification of Members of the Group.
	Not Applicable
Item 9.	Notice of Dissolution of Group.
	Not Applicable

Item 10.

Certifications:

By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under § 240.14a-11.

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

AllianceBernstein L.P.

Signature:	Marcus Edwards
Name/Title:	AVP/ Senior Compliance Associate
Date:	08/14/2026