Oportun officer to sell 4,223 shares for taxes

An Oportun Financial Corp officer filed a Rule 144 notice to sell 4,223 common shares tied to vested RSUs to cover tax obligations.

Rhea-AI Filing Summary

Oportun Financial Corp (OPRT) received a notice that officer Kathleen I. Layton intends to sell shares of its common stock under Rule 144. The notice covers 4,223 shares of common stock to be sold through Charles Schwab & Co., Inc. The shares relate to equity compensation, and the filer states they are being sold to cover a tax obligation from the settlement of vested Restricted Stock Units.

Key Figures

Shares to be sold: 4,223 shares Aggregate market value: $32,927 Sale date: September 10, 2026 +1 more

4 metrics

Shares to be sold 4,223 shares Common stock covered by the Rule 144 notice for Oportun Financial Corp

Aggregate market value $32,927 Estimated market value of the 4,223 Oportun Financial Corp shares to be sold

Sale date September 10, 2026 Date associated with both the securities information and the securities to be sold

Shares related to equity compensation 4,223 shares Shares from settlement of vested Restricted Stock Units sold to cover tax obligation

Key Terms

Rule 144, Restricted Stock Units, Equity Compensation

3 terms

Rule 144 regulatory

"See the definition of "person" in paragraph (a) of Rule 144."

Rule 144 is a U.S. securities regulation that sets conditions under which restricted or insider-held shares can be legally resold to the public, such as required holding periods, availability of public information, limits on how much can be sold at once, and certain filing requirements. For investors it matters because it determines when previously locked-up shares can enter the market — like a release valve that can increase supply, affect share price, and signal insider intent.

Restricted Stock Units financial

"settlement of vested Restricted Stock Units."

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

Equity Compensation financial

"09/10/2026 | Equity Compensation"

Equity compensation is pay given to employees, executives or contractors in the form of company ownership—such as stock, stock options or restricted shares—rather than just cash. It matters to investors because it can align workers' incentives with shareholders (like paying someone in slices of the same pie they help grow), but it also increases the number of shares outstanding and company expenses, affecting ownership percentages and earnings per share.

FAQ

What does the Form 144 filing mean for OPRT (Oportun Financial Corp)?

The filing states that an officer, Kathleen I. Layton, plans to sell 4,223 shares of Oportun Financial Corp common stock under Rule 144, in connection with vested Restricted Stock Units, to cover a tax obligation.

How many OPRT shares are covered by this Form 144 notice?

The notice covers 4,223 shares of Oportun Financial Corp common stock. These shares are listed under the securities to be sold section and are tied to equity compensation and settlement of vested Restricted Stock Units.

What is the approximate market value of the OPRT shares in this Form 144?

The Form 144 lists an aggregate market value of about $32,927 for the 4,223 shares of Oportun Financial Corp common stock proposed to be sold.

Why is the Oportun Financial Corp officer selling these OPRT shares?

The remarks state that the shares are being sold to cover a tax obligation arising from the settlement of vested Restricted Stock Units, indicating the transaction is linked to equity compensation.

When is the sale under this Form 144 expected for OPRT?

The Form 144 identifies September 10, 2026 as the relevant date for the 4,223 shares of common stock to be sold under Rule 144, connected with the vested Restricted Stock Units.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 09/10/2026 - 04:01 PM Accepted by SEC EDGAR 09/10/2026 - 04:00 PM Learn about SEC filing dates

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK	0001985638
Filer CCC	XXXXXXXX
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer	Oportun Financial Corp
SEC File Number	001-39050
Address of Issuer	1825 SOUTH GRANT STREET, SUITE 850 SAN MATEO CALIFORNIA 94402
Phone	(650) 810-8823
Name of Person for Whose Account the Securities are To Be Sold	Layton Kathleen I.
See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.
Relationship to Issuer	Officer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Common	Charles Schwab & Co., Inc. 3000 Schwab Way Westlake TX 76262	4223	32927.00	45987253	09/10/2026	NASDAQ

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Common	09/10/2026	Restricted Stock Lapse - See Remarks	Oportun Financial Corp			4223	09/10/2026	Equity Compensation

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Nothing to Report

144: Remarks and Signature

Remarks	Shares sold to cover tax obligation from settlement of vested Restricted Stock Units.
Date of Notice	09/10/2026
ATTENTION:
The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.
Signature	Kathleen I. Layton
ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)