Oportun Financial (NASDAQ: OPRT) sets four-date vesting on 20,869 RSUs

Rhea-AI Filing Summary

Oportun Financial Corp (OPRT) reported that director Scott Scheirman received a grant of 20,869 restricted stock units (RSUs) of common stock. The RSUs vest in four installments: one-fourth on November 11, 2026, February 11, 2027, May 11, 2027, and the remainder on the earlier of the date immediately preceding the 2027 annual stockholder meeting or August 11, 2027, subject to his continued service. Each RSU converts into one share at settlement, bringing his reported direct holdings to 20,869 shares after this award.

Insider Trade Summary

Net Buyer: 20,869 shares

Net Buy 1 txn

Insider Scheirman Scott

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock F1, F2	20,869	--	--

Holdings After Transaction: Common Stock — 20,869 shares (Direct)

Footnotes (2)

1. F1. Represents an award of restricted stock units (RSUs) that will vest one-fourth on each of November 11, 2026, February 11, 2027, May 11, 2027, and upon the earlier of (i) the date immediately preceding the Issuer's 2027 annual stockholder meeting or (ii) August 11, 2027, subject to the Reporting Person's continued service through such date.
2. F2. Each RSU represents the right to receive, at settlement, one share of common stock.

Key Figures

RSUs granted: 20,869 units Shares following transaction: 20,869 shares First vesting date: November 11, 2026 +3 more

6 metrics

RSUs granted 20,869 units Award of restricted stock units to director on 2026-08-19

Shares following transaction 20,869 shares Direct common stock holdings after reported award

First vesting date November 11, 2026 One-fourth of RSUs vest on this date

Second vesting date February 11, 2027 One-fourth of RSUs vest on this date

Third vesting date May 11, 2027 One-fourth of RSUs vest on this date

Final vesting deadline August 11, 2027 Remaining RSUs vest on earlier of this date or pre-2027 meeting

Key Terms

restricted stock units, RSUs, settlement, annual stockholder meeting

4 terms

restricted stock units financial

"Represents an award of restricted stock units (RSUs) that will vest one-fourth"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

RSUs financial

"Represents an award of restricted stock units (RSUs) that will vest one-fourth"

RSUs, or restricted stock units, are a form of company shares given to employees as part of their compensation. They are typically awarded with certain restrictions, such as a waiting period before they can be fully owned or sold, similar to earning a gift that becomes fully yours over time. For investors, RSUs can impact a company's stock offerings and reflect how much the company relies on stock-based incentives to attract and retain talent.

settlement financial

"Each RSU represents the right to receive, at settlement, one share"

Settlement is the process of completing a financial transaction, like buying or selling a stock, by transferring money and ownership between parties. It ensures that both the buyer gets the asset and the seller gets paid, making the deal official. Without settlement, the transaction wouldn't be finalized or legally recognized.

annual stockholder meeting financial

"the date immediately preceding the Issuer's 2027 annual stockholder meeting"

An annual stockholder meeting is a yearly gathering where a company's owners (shareholders) receive updates on performance, vote on key issues like board members, executive pay and major corporate plans, and ask questions of management. Think of it as a company town hall where choices about oversight and direction are decided; outcomes can affect management accountability, corporate strategy and ultimately the value and risks of investors’ shares.

FAQ

What did OPRT director Scott Scheirman report in this Form 4 filing?

He reported an award of 20,869 restricted stock units (RSUs) of Oportun Financial Corp common stock, classified as an acquisition under a grant or award transaction code A.

How many OPRT shares does Scott Scheirman hold after this RSU grant?

Following the reported award, Scott Scheirman is shown as directly holding 20,869 shares of Oportun Financial Corp common stock, assuming settlement of all reported RSUs into shares as described.

What is the vesting schedule for Scott Scheirman’s 20,869 OPRT RSUs?

The 20,869 RSUs vest one-fourth on November 11, 2026, one-fourth on February 11, 2027, one-fourth on May 11, 2027, and the remainder on the earlier of the date immediately preceding the 2027 annual stockholder meeting or August 11, 2027, subject to continued service.

What does each RSU in this OPRT Form 4 represent?

Each restricted stock unit (RSU) reported by Scott Scheirman represents the right to receive, at settlement, one share of Oportun Financial Corp common stock.

Was the OPRT Form 4 transaction a market purchase or sale?

No market trade was reported. The Form 4 shows a grant or award acquisition (code A) of 20,869 RSUs to director Scott Scheirman rather than an open-market purchase or sale.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 08/20/2026 - 05:45 PM Accepted by SEC EDGAR 08/20/2026 - 05:45 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Scheirman Scott

(Last) (First) (Middle)

C/O OPORTUN FINANCIAL CORPORATION

1825 SOUTH GRANT STREET, SUITE 850

(Street)

SAN MATEO CALIFORNIA 94402

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Oportun Financial Corp [ OPRT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/19/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/19/2026		A		20,869(1)	A	(2)	20,869	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents an award of restricted stock units (RSUs) that will vest one-fourth on each of November 11, 2026, February 11, 2027, May 11, 2027, and upon the earlier of (i) the date immediately preceding the Issuer's 2027 annual stockholder meeting or (ii) August 11, 2027, subject to the Reporting Person's continued service through such date.

2. Each RSU represents the right to receive, at settlement, one share of common stock.

Remarks:

	/s/Kathleen Layton (Attorney-in-Fact)	08/20/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)