Oportun CLO sells 4,223 shares for taxes

Oportun Financial Corp’s chief legal officer sold shares mainly to cover taxes on vested restricted stock units, retaining a sizeable direct holding afterward.

Rhea-AI Filing Summary

Oportun Financial Corp (OPRT) reported that Chief Legal Officer Kathleen I. Layton sold 4,223 shares of common stock on September 10, 2026, at a weighted average price of about $7.80 per share. The sale was made to satisfy her minimum tax obligation arising from recently vested restricted stock units, and she held 292,006 shares directly afterward.

Insider Trade Summary

Net Seller: 4,223 shares

Net Sell 1 txn

Insider Layton Kathleen I.

Role Chief Legal Officer

Sold 4,223 shs ($33K)

Type	Security	Shares	Price	Value
Sale	Common Stock F1, F2	4,223	$7.80	$33K

Holdings After Transaction: Common Stock — 292,006 shares (Direct)

Footnotes (2)

1. F1. Represents shares of common stock sold to satisfy the reporting person's minimum tax obligation in respect of the shares issued upon vesting of a restricted stock unit.
2. F2. Weighted average price. These shares were sold in multiple transactions at prices ranging from $7.78 to $7.84 per share, inclusive. The Reporting Person undertakes to provide to the Issuer, any security holder of the Issuer, or to the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.

Key Figures

Shares sold: 4,223 shares Weighted average sale price: $7.80 per share Sale price range: $7.78–$7.84 per share +1 more

4 metrics

Shares sold 4,223 shares Common stock sale on September 10, 2026

Weighted average sale price $7.80 per share Common stock sold in multiple transactions

Sale price range $7.78–$7.84 per share Range of prices for the 4,223 shares sold

Shares held after transaction 292,006 shares Directly owned by Kathleen I. Layton after the sale

Key Terms

restricted stock unit, weighted average price, open market or private transaction

3 terms

restricted stock unit financial

"in respect of the shares issued upon vesting of a restricted stock unit"

A restricted stock unit is a promise from a company to give an employee shares of stock after certain conditions are met, like staying with the company for a set amount of time. It’s like earning a bonus that turns into company stock once you’ve proven your commitment, making it a way to motivate and reward employees.

weighted average price financial

"Weighted average price. These shares were sold in multiple transactions"

Weighted average price is the average price of a security where each trade or component is counted according to its size, so bigger trades pull the average more than smaller ones. Think of it like calculating the average cost of a grocery haul where items you bought more of have greater influence on the final per-item cost. Investors use it to understand the true average price paid or received, judge execution quality, and compare trading performance against market movement.

open market or private transaction financial

"Sale in open market or private transaction"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did OPRT disclose for Kathleen I. Layton?

Oportun Financial Corp disclosed that Chief Legal Officer Kathleen I. Layton sold 4,223 shares of common stock on September 10, 2026, in an open-market or private transaction at a weighted average price of about $7.80 per share.

Why did the OPRT chief legal officer sell 4,223 shares?

The filing states the 4,223 shares of Oportun Financial Corp common stock were sold to satisfy the reporting person’s minimum tax obligation related to shares issued upon vesting of a restricted stock unit award.

What price range were OPRT shares sold at in this Form 4?

The filing reports a weighted average sale price of $7.80 per share. The 4,223 shares of Oportun Financial Corp common stock were sold in multiple transactions at prices ranging from $7.78 to $7.84 per share, inclusive.

How many OPRT shares does Kathleen I. Layton hold after this sale?

After the September 10, 2026 transactions, Chief Legal Officer Kathleen I. Layton directly held 292,006 shares of Oportun Financial Corp common stock, according to the Form 4 disclosure.

Was the OPRT insider sale made under a Rule 10b5-1 trading plan?

The Form 4 indicates that the Rule 10b5-1 checkbox is unchecked, and the footnotes do not mention any trading plan, so no Rule 10b5-1 plan is reported for this transaction.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 09/14/2026 - 06:10 PM Accepted by SEC EDGAR 09/14/2026 - 06:10 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Layton Kathleen I.

(Last) (First) (Middle)

OPORTUN FINANCIAL CORPORATION,

1825 SOUTH GRANT STREET, SUITE 850

(Street)

SAN MATEO CALIFORNIA 94402

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Oportun Financial Corp [ OPRT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Legal Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/10/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	09/10/2026		S		4,223(1)	D	$7.8(2)	292,006	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents shares of common stock sold to satisfy the reporting person's minimum tax obligation in respect of the shares issued upon vesting of a restricted stock unit.

2. Weighted average price. These shares were sold in multiple transactions at prices ranging from $7.78 to $7.84 per share, inclusive. The Reporting Person undertakes to provide to the Issuer, any security holder of the Issuer, or to the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.

Remarks:

	Kathleen Layton	09/14/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)