Oportun CFO reports no common stock ownership

Oportun Financial Corp’s chief financial officer filed a Form 3 indicating no direct ownership of common stock as of early September 2026.

Rhea-AI Filing Summary

Oportun Financial Corp (OPRT) reported the initial beneficial ownership of its Chief Financial Officer, Franklin William H, on a Form 3. The filing shows that he holds 0 shares of Common Stock directly as of September 8, 2026, and reports no buy or sell transactions.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Franklin William H

Role CHIEF FINANCIAL OFFICER

Type	Security	Shares	Price	Value
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 0 shares (Direct)

Key Figures

Common Stock directly owned: 0 shares Insider reporting date: September 8, 2026 Reported holding entries: 1 entry

3 metrics

Common Stock directly owned 0 shares Reported by the CFO as of September 8, 2026

Insider reporting date September 8, 2026 Date of the reported holding entry on Form 3

Reported holding entries 1 entry Single holding line for Common Stock on the Form 3

Key Terms

Form 3, beneficial ownership, Common Stock

3 terms

Form 3 regulatory

"reported the initial beneficial ownership of its Chief Financial Officer, Franklin William H, on a Form 3"

Form 3 is the initial public filing that officers, directors and large shareholders must submit to report their ownership of a company’s securities when they become insiders. It acts like an opening inventory sheet that gives investors a starting point to see who holds significant stakes and to spot later trades or potential conflicts of interest, helping assess insider confidence and transparency.

beneficial ownership financial

"reported the initial beneficial ownership of its Chief Financial Officer"

Beneficial ownership means the person or entity that actually enjoys the benefits of owning shares or other assets — such as receiving dividends, voting rights, or price gains — even if the legal title is held in another name. For investors it matters because knowing who truly controls and profits from a company reveals who can influence decisions, exposes potential conflicts of interest or hidden concentration of power, and affects transparency and risk in the stock.

Common Stock financial

"The filing shows that he holds 0 shares of Common Stock directly"

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What does the Form 3 filing disclose about OPRT’s Chief Financial Officer?

The Form 3 discloses that Oportun Financial Corp’s Chief Financial Officer, Franklin William H, reported 0 shares of Common Stock directly owned as of September 8, 2026.

Did the OPRT CFO report any stock transactions in this Form 3?

No. The Form 3 for Oportun Financial Corp’s CFO reports no purchases or sales of stock; it only lists a holding entry showing 0 shares of Common Stock owned directly.

What is the security reported in the OPRT CFO’s Form 3?

The security reported is Common Stock of Oportun Financial Corp (OPRT), with the filing stating that the Chief Financial Officer directly owns 0 shares as of September 8, 2026.

Is the OPRT CFO a ten percent owner according to this Form 3?

No. The Form 3 identifies the Oportun Financial Corp CFO as an officer (Chief Financial Officer) and indicates he is not a ten percent owner.

Does the Form 3 for OPRT mention any Rule 10b5-1 trading plan?

No. The data for the Rule 10b5-1 plan checkbox is null, and there are no footnotes describing any trading plan in connection with this Form 3.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Understanding Insider Trading Forms →

See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google

Add on Google Not now

Available on EDGAR 09/14/2026 - 06:06 PM EDT Accepted by SEC EDGAR 09/14/2026 - 06:05 PM EDT Learn about SEC filing dates

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0104
Estimated average burden
hours per response:			0.5

1. Name and Address of Reporting Person^*

Franklin William H

(Last) (First) (Middle)

C/O OPORTUN FINANCIAL CORPORATION

1825 SOUTH GRANT STREET, SUITE 850

(Street)

SAN MATEO CALIFORNIA 94402

(City) (State) (Zip)

UNITED STATES

(Country)

2. Date of Event Requiring Statement (Month/Day/Year)
09/08/2026

3. Issuer Name and Ticker or Trading Symbol
Oportun Financial Corp [ OPRT ]

3a. Foreign Trading Symbol

5. If Amendment, Date of Original Filed (Month/Day/Year)

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	CHIEF FINANCIAL OFFICER

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock	0	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

	/s/Kathleen Layton (Attorney-in-Fact)	09/14/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)