[144] Oportun Financial Corporation SEC Filing

Rhea-AI Filing Summary

Oportun Financial Corporation (OPRT) filed a Form 144 reporting a proposed sale of 4,226 shares of common stock through Charles Schwab & Co., Inc. on 09/10/2025. The filing lists an aggregate market value of $28,067.00 and indicates 44,009,399 shares outstanding, placing the proposed sale at under 0.01% of outstanding shares.

The shares were recorded as acquired on 09/10/2025 via a Restricted Stock Lapse from Oportun Financial Corp and the consideration type is noted as Equity Compensation. The filer represents there are no undisclosed material adverse facts about the issuer.

Positive

• Transparent compliance: Form 144 filed to disclose proposed sale meeting Rule 144 requirements
• Insignificant market impact: 4,226 shares represent under 0.01% of the 44,009,399 shares outstanding
• Acquisition source disclosed: Shares arose from a Restricted Stock Lapse and are classified as Equity Compensation

Negative

• None.

Insights

Securities Analyst

TL;DR: Routine insider sale of equity-compensation shares; amount is immaterial relative to outstanding stock.

The Form 144 documents a proposed disposition of 4,226 common shares acquired on vesting (restricted stock lapse) and slated to be sold through Charles Schwab on 09/10/2025. At an aggregate value of $28,067 against 44,009,399 shares outstanding, this represents a de minimis ownership change and is unlikely to be market-moving. The filing includes the standard representation that the seller is not aware of undisclosed material adverse information.

Corporate Governance Expert

TL;DR: Compliance-focused disclosure consistent with executive/employee equity plan vesting and routine sale reporting.

The entry specifies acquisition via restricted stock lapse and payment classified as equity compensation, indicating standard employee or insider compensation mechanics rather than a cash purchase. The use of Form 144 and broker routing through Charles Schwab is consistent with compliance with Rule 144 resale requirements. No indications of unusual timing, exceptions, or aggregated sales over the past three months are reported.

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK
Filer CCC
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer

SEC File Number

Address of Issuer

Phone

Name of Person for Whose Account the Securities are To Be Sold

See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.

Relationship to Issuer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Common	Charles Schwab & Co., Inc. 3000 Schwab Way Westlake TX 76262	4226	28067.00	44009399	09/10/2025	NASDAQ

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Common	09/10/2025	Restricted Stock Lapse - See Remarks	Oportun Financial Corp			4226	09/10/2025	Equity Compensation

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Nothing to Report

144: Remarks and Signature

Remarks

Date of Notice

ATTENTION:

The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.

Signature

ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)

FAQ

What does OPRT's Form 144 report?

The filing reports a proposed sale of 4,226 common shares of Oportun Financial Corp with an aggregate market value of $28,067, to be sold on 09/10/2025 via Charles Schwab.

Who acquired the shares being sold according to the filing?

The shares were acquired on 09/10/2025 by Restricted Stock Lapse from Oportun Financial Corp and are noted as Equity Compensation.

How large is the proposed sale relative to Oportun's outstanding shares?

The proposed sale of 4,226 shares is against 44,009,399 shares outstanding, representing less than 0.01% of outstanding shares.

Which broker will handle the sale listed in Form 144?

The filing lists Charles Schwab & Co., Inc. as the broker for the proposed transaction.

Does the filing report any other sales in the past three months?

The Form 144 states "Nothing to Report" for securities sold during the past three months.