OPRT 8-K: Q3 2025 results press release furnished as Exhibit 99.1

Rhea-AI Filing Summary

Oportun Financial Corporation furnished an 8-K announcing financial results for the fiscal quarter ended September 30, 2025, via a press release attached as Exhibit 99.1.

The company noted that the information in this report, including Exhibit 99.1, is being furnished and not filed under the Exchange Act, which means it is not subject to Section 18 liability and is not incorporated by reference unless expressly stated.

8-K Event Classification

2 items: 2.02, 9.01

2 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

0001538716☐00015387162025-11-042025-11-04

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934

November 4, 2025

Date of Report (date of earliest event reported)

OPORTUN FINANCIAL CORPORATION

(Exact Name of Registrant as Specified in its Charter)

Commission File Number 001-39050

Delaware									45-3361983
State or Other Jurisdiction of Incorporation or Organization									I.R.S. Employer Identification No.
2 Circle Star Way
San Carlos,			CA						94070
Address of Principal Executive Offices									Zip Code

(650) 810-8823

Registrant’s Telephone Number, Including Area Code

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class			Trading Symbol(s)			Name of each exchange on which registered
Common Stock, $0.0001 par value per share			OPRT			Nasdaq Global Select Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02. Results of Operations and Financial Condition

On November 4, 2025, the Company issued a press release regarding the Company’s financial results for its fiscal quarter ended September 30, 2025. A copy of the Company’s press release is furnished as Exhibit 99.1 to this report.

The information in this report, including Exhibit 99.1 attached hereto, is being furnished and shall not be treated as “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), nor shall it be deemed incorporated by reference into any registration statement or other document pursuant to the Securities Act of 1933, as amended (the “Securities Act”), or the Exchange Act regardless of any general incorporation language in such filing, except as expressly stated by specific reference in such filing.

Item 9.01. Financial Statements and Exhibits

(d) Exhibits

Exhibit Number
99.1			Press Release dated November 4, 2025
104			Cover Page Interactive Data File embedded within the Inline XBRL document

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

OPORTUN FINANCIAL CORPORATION
(Registrant)
Date:			November 4, 2025			By:			/s/ Kathleen Layton
									Kathleen Layton
									Chief Legal Officer and Corporate Secretary

FAQ

What did Oportun (OPRT) disclose in this 8-K?

The company furnished a press release detailing financial results for the quarter ended September 30, 2025 (Exhibit 99.1).

What period does the OPRT update cover?

It covers the fiscal quarter ended September 30, 2025.

Is the information filed or furnished?

It is furnished, not filed, under Item 2.02; it is not subject to Section 18 liability and isn’t incorporated by reference unless expressly stated.

Which exhibits are included with the 8-K?

Exhibit 99.1 is the press release dated November 4, 2025; Exhibit 104 is the cover page Inline XBRL file.

When was the press release issued?

It was issued on November 4, 2025.

What is Oportun’s trading symbol and exchange?

The common stock trades under OPRT on the Nasdaq Global Select Market.